The top-rated workers' compensation insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, Debbie Hart - State Farm Insurance Agent, CNR Insurance Inc. This directory lists 23 workers' compensation insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | Debbie Hart - State Farm Insurance Agent | 49 Old Solomons Island Rd Ste 203 | (410) 266-5353 |
| 4 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 5 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 6 | Sylvia Hopkins - GEICO Insurance Agent | 102 Old Solomons Island Rd Suite 301 | (410) 571-7722 |
| 7 | Marshelle Ball - State Farm Insurance Agent | 175 Admiral Cochrane Dr # 200 | (443) 808-8741 |
| 8 | O'Brien & Associates | 339 Buschs Frontage Rd #206 | (410) 571-5900 |
| 9 | Bay Area Insurance | 1 Annapolis St STE 100 | (410) 647-7333 |
| 10 | Henry M Murray Insurance Agency | 2498 Riva Rd | (410) 224-2664 |
Mathes Insurance Advisors, Inc. serves the Annapolis, Maryland area as a workers’ compensation insurance agent. This agency assists local employers in securing policies that provide medical care and wage replacement for employees injured on the job. They help businesses navigate the specific compliance requirements for workers’ compensation coverage in the region. Mathes Insurance Advisors works with clients to review their payroll classifications and claims histories. It manages policy renewals and conducts periodic audits to ensure coverage remains accurate and adequate.
JSR Insurance provides workers’ compensation coverage and risk management guidance to businesses in the Annapolis area. It helps local employers secure policies that protect their employees and comply with Maryland regulations. The agency typically offers policy reviews, claims assistance, and routine check-ins to ensure coverage remains appropriate as businesses evolve. Clients in construction, healthcare, and manufacturing often use its services. It also customizes plans for commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and local business owners in Annapolis turn to Debbie Hart - State Farm Insurance Agent for workers' compensation insurance guidance. This agency helps employers secure coverage that meets state requirements while protecting their workforce. Services include policy evaluation, claims support, and risk management advice tailored to the needs of small and medium-sized companies. The firm also assists clients in the broader Anne Arundel County area, including communities such as Severna Park.
CNR Insurance Inc serves clients in Annapolis, Maryland, and the surrounding Anne Arundel County communities. The firm handles workers' compensation insurance policies to protect local businesses and their employees. It procures coverage that addresses medical expenses and lost wages for work-related injuries. CNR Insurance analyzes each business's operations to assess liability exposures and regulatory compliance needs. It customizes policy options from multiple carriers to align with specific industry risks and budget constraints. The agency then manages the entire application process and provides ongoing support for claims management.
Goosehead Insurance - Tim Coe provides specialized workers’ compensation insurance for businesses in the Annapolis area. The agency guides local employers through coverage options that address employee injury claims and compliance requirements. It assists with structuring policies that protect both small firms and larger operations during regular operations. As weather shifts increase seasonal risks like slips on wet docks or icy parking lots, the agency helps businesses adjust their coverage and safety protocols to meet those heightened exposure periods.
Sylvia Hopkins - GEICO Insurance Agent in Annapolis, MD provides workers' compensation insurance through either a one-time policy for a single project or a recurring, ongoing plan for established operations. Coverage typically includes medical expenses, lost wages, and legal protection for work-related injuries. As a local agent, she helps business owners understand compliance with state regulations and select appropriate limits for their specific industry. Her service for new and existing clients operates on a one-time, scheduled, or as-needed basis.
As local businesses in Annapolis gear up for the higher risk of workplace injuries during the busy spring construction season, Marshelle Ball - State Farm Insurance Agent provides coverage tailored to regional employers. The agency helps small commercial clients navigate complex liability requirements unique to workers’ compensation insurance. An initial assessment of the employer’s payroll size and industry classification is typically conducted during an in-person or virtual inspection of the work premises.
O'Brien & Associates in Annapolis, Maryland, assists local businesses with securing workers' compensation insurance policies that meet state requirements. The agency specializes in helping employers manage risk, reduce claim costs, and navigate compliance with Maryland’s workers' compensation laws. It provides tailored coverage solutions for a range of commercial sectors, including office environments, large and small warehouse facilities, and food service operations such as restaurants and caterers.
Bay Area Insurance provides residential service for clients seeking workers' compensation coverage in Annapolis. The agency also handles commercial policies, assisting small businesses and larger companies with their employee insurance needs throughout the local area. They help employers understand mandatory coverage requirements and manage claims when workplace injuries occur. After an initial policy is set, the agent can arrange follow-up service between regular visits to adjust coverage as a business grows or changes operations.
What Does a a Workers' Compensation Insurance Agent in Annapolis Cost?
Workers compensation insurance costs in Maryland average between 1.50 and 3.00 dollars per 100 dollars of payroll for low risk office jobs. High risk industries like construction can cost 10.00 to 20.00 dollars per 100 dollars of payroll. Premiums depend on your business class code payroll history and claims experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Annapolis
Workers compensation insurance agents in Annapolis help local businesses meet Maryland state requirements. Maryland law requires most employers with one or more employees to carry workers comp coverage. An agent can guide you through policy options and ensure compliance with the Maryland Workers Compensation Commission.
Frequently Asked Questions
Who needs workers compensation insurance in Annapolis Maryland?
In Maryland any employer with one or more employees must have workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt.
What are the penalties for not having workers comp in Maryland?
Maryland imposes fines up to 5000 dollars per violation for failing to carry workers comp. Employers may also face stop work orders and personal liability for employee injuries. Criminal charges can apply for repeated violations.
How does a workers compensation agent help a small business in Annapolis?
An agent can explain Maryland classification codes and premium calculations. They help you choose a policy that covers your specific industry risks. They also assist with filing claims and managing audits.
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