The top-rated workers' compensation insurance agent in Bel Air, Maryland is Stephen Simmons - State Farm Insurance Agent, rated 5.0 stars across 585 reviews. Other highly rated options include Gerety Insurance, Matt Gardner - State Farm Insurance Agent, Bryan Michaels - State Farm Insurance Agent. This directory lists 17 workers' compensation insurance agents serving Bel Air.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Simmons - State Farm Insurance Agent | 4 North Ave #204 | (410) 272-4797 |
| 2 | Gerety Insurance | 406 N Hickory Ave | (410) 803-2600 |
| 3 | Matt Gardner - State Farm Insurance Agent | 1316 Belair Rd | (410) 838-1010 |
| 4 | Bryan Michaels - State Farm Insurance Agent | 219 E Broadway | (410) 638-0101 |
| 5 | AE&A Insurance Services Group, LLC | 2107 Laurel Bush Rd suite 103 | (443) 402-1464 |
| 6 | Campion Insurance, Inc. | 900 S Main St #106 | (410) 838-5480 |
| 7 | Boyle Insurance Group LLC | 115 E Churchville Rd | (410) 838-7206 |
| 8 | Northern Chesapeake Insurance Services | 139 N Main St # 105 | (410) 420-3080 |
| 9 | AAG Insurance Enterprises | 438 S Main St | (410) 569-5800 |
| 10 | Horsham & Associates, Inc. | 15 E Churchville Rd #112 | (410) 877-3722 |
Stephen Simmons - State Farm Insurance Agent serves the Bel Air, Maryland area as a workers' compensation insurance agent. This agency helps local businesses obtain coverage that meets state requirements for employee medical expenses and lost wages due to job-related injuries. Policies are designed to protect both employers and their workforce in Maryland’s regulatory environment. The office regularly assists with underwriting new policies for small enterprises and ensures claims processing complies with local statutes.
Serving Bel Air and the surrounding communities in Harford County, Gerety Insurance specializes in workers’ compensation coverage for local businesses. It assists clients in navigating the requirements of Maryland’s system, helping to select policies that provide wage replacement and medical benefits for injured employees. The agency works closely with business owners to analyze risks and identify suitable coverage limits. For a typical job, it compares options from multiple insurers to find a policy that balances protection with the employer’s budget.
Matt Gardner - State Farm Insurance Agent in Bel Air, MD, provides a full range of workers' compensation insurance services to help local businesses meet their coverage needs. The agency assists clients in securing policies that protect employees for work-related injuries and offers guidance on policy maintenance and potential claims reporting. This support helps businesses navigate regulatory requirements and manage risk exposure. The agency services single-family homes, apartments, retail stores, and restaurants throughout the area.
Bryan Michaels - State Farm Insurance Agent in Bel Air, MD serves homeowners, businesses, and property managers seeking coverage for workplace injuries. This agency helps clients understand workers' compensation insurance requirements and find appropriate policies to protect employees and operations. The agent guides business owners through available options to address local regulatory needs. Bryan Michaels also serves clients in surrounding Harford County communities such as Aberdeen and the greater Havre de Grace area north of Baltimore.
AE&A Insurance Services Group, LLC in Bel Air, MD offers workers' compensation insurance agents who guide clients through one-time policy placements for new ventures or recurring annual renewals for existing businesses. Coverage structures address medical expenses and lost wages for workplace injuries, ensuring compliance with Maryland state requirements. The service runs strictly on an as-needed basis, with agents available to adjust policies in response to business growth or regulatory changes.
Campion Insurance, Inc. specializes in workers’ compensation coverage, helping businesses manage occupational injury risk and comply with regulatory requirements. As a local agency in Bel Air, MD, it provides policy placement, premium audits, and claims support tailored to regional employers. The company assists clients with navigating Maryland’s specific compensation laws and experience rating modifications. Whether a local contractor needs seasonal policy adjustments or a manufacturer requires renewal guidance during winter months, Campion Insurance helps address liability concerns tied to fluctuating work conditions.
As Maryland employers prepare for the renewal cycle of their workers' compensation policies each autumn, Boyle Insurance Group LLC in Bel Air helps local businesses review their coverage needs. This agency works with companies to examine their payroll classifications and loss histories, aiming to align insurance with current operational risks. Their process typically begins with a thorough assessment where a representative reviews the business's safety protocols and previous claim experiences before recommending appropriate policy adjustments and arranging a formal workplace inspection.
Northern Chesapeake Insurance Services assists businesses with managing the financial risks associated with workplace injuries. The company specializes in tailoring workers' compensation policies to meet specific operational needs in the Bel Air, MD region. These coverages protect employers from the costs of medical care and lost wages when employees are hurt on the job. The firm works closely with clients to evaluate exposure levels and secure appropriate protection. Commercial clients served include local offices, warehouses, and food service businesses.
AAG Insurance Enterprises serves as a workers' compensation insurance agent in Bel Air, MD, known for helping area businesses secure coverage for work-related injuries. The company assists clients in navigating the local insurance landscape, offering policies that address medical expenses and lost wages for employees. It helps small and mid-sized businesses understand their liability risks and comply with mandated coverage requirements while tailoring options to fit specific operational needs. Additional services include providing guidance on risk management strategies to help reduce workplace incidents.
What Does a a Workers' Compensation Insurance Agent in Bel Air Cost?
Workers compensation insurance costs in Maryland vary by industry payroll and claims history. Average rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs up to 15 dollars or more for high risk construction work. Agents can help you find discounts for safety programs or group policies. This is general information and not insurance advice.
About workers' compensation insurance agents in Bel Air
Workers compensation insurance agents in Bel Air Maryland help local businesses secure the required coverage under state law. Maryland employers with even one employee must carry workers comp insurance. Agents can guide you through the Maryland Workers Compensation Commission rules and find a policy that fits your business size and industry.
Frequently Asked Questions
What does a workers compensation insurance agent in Bel Air do?
A workers compensation insurance agent in Bel Air helps you compare policies from different carriers. They explain Maryland coverage requirements and assist with filing claims or managing premium audits. Their goal is to find you a policy that meets state legal standards.
Is workers compensation insurance required for all businesses in Bel Air Maryland?
Yes, Maryland law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders from the Maryland Workers Compensation Commission.
How do I choose a workers compensation insurance agent in Bel Air?
Look for an agent licensed in Maryland who has experience with your industry. Ask about their knowledge of Maryland classification codes and experience rating plans. A good agent will also explain how payroll audits affect your premium.
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