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Find Workers' Compensation Insurance Agents Near You in Winter Haven, FL

Browse workers' compensation insurance agents serving Winter Haven, Florida. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 984 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Acceptance Insurance, Barfield Insurance & Financial Services Inc.. This directory lists 18 workers' compensation insurance agents serving Winter Haven.

Showing 18 workers' compensation insurance agents in Winter Haven, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Semans - State Farm Insurance Agent639 1st St S(863) 299-1274
2Team Barfield - Barfield Insurance141 5th St NW #302(863) 662-3134
3Acceptance Insurance910 Havendale Blvd NW #134(863) 733-7006
4Barfield Insurance & Financial Services Inc.110 Spirit Lake Rd Unit 5(863) 293-5400
5Joseph Bullington: Allstate Insurance1900 Havendale Blvd NW ste c(863) 299-6449
6Karen Bryan - State Farm Insurance Agent391 Ave A SW(863) 268-2800
7Ryan Gunkel - GEICO Insurance Agent5935 Cypress Gardens Blvd Suite 200(863) 269-4700
8GreatFlorida Insurance: Brock Schnabel5658 Cypress Gardens Blvd(863) 594-2600
9Dan Mann - State Farm Insurance Agent6380 Cypress Gardens Blvd(863) 318-8881
10AmeriLife of Polk County, LLC6322 Cypress Gardens Blvd(863) 291-4111
RS
639 1st St S
Rob Semans - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Winter Haven, FL

Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida area and the surrounding Polk County region. This agency specializes in workers' compensation insurance, providing coverage solutions for local businesses to protect employees in case of work-related injury or illness. They assist employers in navigating state-regulated policies that meet Florida’s legal requirements for workplace coverage. The agency handles policy customization for small and mid-sized businesses as well as payroll premium audits to ensure accurate adjustments.

TB
141 5th St NW #302
Team Barfield - Barfield Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL

Team Barfield - Barfield Insurance provides workers' compensation coverage and related risk management services for businesses in the Winter Haven area. Its service model includes policy review, claims assistance, and periodic workplace safety evaluations to help clients manage their insurance programs. Ongoing plan maintenance involves coordinating with employers to adjust coverage as their operations change. The agency serves a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants.

AI
910 Havendale Blvd NW #134
Acceptance Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL

Winter Haven businesses often need coverage that matches seasonal workforce fluctuations, and Acceptance Insurance provides Workers' Compensation Insurance Agent services to address that requirement. These policies help protect local employers if an employee is injured on the job. The company assists clients in understanding how their payroll and classification codes affect premiums. As a first step toward a tailored policy, Acceptance Insurance schedules a thorough inspection of the workplace to evaluate operations and identify relevant risk factors before finalizing any coverage.

BI
110 Spirit Lake Rd Unit 5
Barfield Insurance & Financial Services Inc.
Workers' Compensation Insurance Agent · Winter Haven, FL

Barfield Insurance & Financial Services Inc. serves local business owners, property managers, and independent contractors seeking workers’ compensation coverage in Winter Haven, FL. The agency helps clients navigate state-mandated insurance requirements, offering policies that protect employees from job-related injuries while ensuring employer compliance with Florida regulations. Its services include risk assessment and policy placement tailored to varying industry needs. Barfield Insurance & Financial Services Inc. also extends its coverage offerings to neighboring communities such as Lake Wales.

JB
1900 Havendale Blvd NW ste c
Joseph Bullington: Allstate Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL

The distinction between a one-time consultation for a new workers' compensation policy and a recurring plan review is critical for businesses managing workplace injury costs. This Winter Haven agent assists local employers in securing required coverage and navigating claim processes to protect their operations. Staying compliant with Florida regulations is essential for any business with employees. Joseph Bullington: Allstate Insurance provides these services on an as-needed basis, responding to a business’s request for a new policy or a coverage audit.

KB
391 Ave A SW
Karen Bryan - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Winter Haven, FL

Serving Winter Haven and the surrounding communities of Polk County, Karen Bryan - State Farm Insurance Agent handles workers' compensation insurance policies for area businesses. It helps local employers manage coverage for work-related injuries and illnesses, ensuring compliance with Florida regulations. A typical job with this agency begins with a consultation to assess a business’s specific operations and risks. The agent then matches the client with appropriate policy options from available insurance carriers, reviewing coverage limits and deductibles to meet the employer’s needs.

RG
5935 Cypress Gardens Blvd Suite 200
Ryan Gunkel - GEICO Insurance Agent
Workers' Compensation Insurance Agent · Winter Haven, FL

Ryan Gunkel - GEICO Insurance Agent in Winter Haven, Florida offers workers' compensation insurance coverage for local businesses. The agency assists employers with policies that protect both their employees and their operations. General services include explaining coverage details, adjusting policy options to fit different industries, and managing claims support. Each policy is tailored to meet state requirements for workplace injury protection. As the Central Florida construction season picks up speed in the spring, the agency helps companies with temporary workforce needs and higher-risk project exposures.

GI
5658 Cypress Gardens Blvd
GreatFlorida Insurance: Brock Schnabel
Workers' Compensation Insurance Agent · Winter Haven, FL

As winter storms and seasonal layoffs create uncertainty for local businesses, having proper workers' compensation coverage becomes essential. GreatFlorida Insurance: Brock Schnabel in Winter Haven, FL connects employers with policies that safeguard both their workforce and their financial stability during these fluctuations. This agency understands the unique liability risks that construction, hospitality, and agriculture operations face in this region. The first step involves a thorough on-site assessment of the business premises and existing safety protocols to determine appropriate coverage needs.

DM
6380 Cypress Gardens Blvd
Dan Mann - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Winter Haven, FL

Dan Mann, a State Farm Insurance agent in Winter Haven, Florida, helps local businesses manage risk by connecting them with workers' compensation insurance coverage. These policies can additionally address employer liability and potential wage replacement for injured employees. The agent works to understand each company's specific needs, guiding clients through plan options that comply with Florida requirements. His services are available to commercial operations including offices, warehouses, and food service establishments.

AP
6322 Cypress Gardens Blvd
AmeriLife of Polk County, LLC
Workers' Compensation Insurance Agent · Winter Haven, FL

AmeriLife of Polk County, LLC serves residential clients in Winter Haven who require workers' compensation coverage. The agency also assists commercial businesses in the surrounding area with their insurance needs, ensuring compliance with local regulations. Their work focuses on managing risk and providing appropriate coverage for employees across various industries. After each policy is secured, the agent provides follow-up support to adjust coverage as needed between regular visits.

GI
116 W Central Ave
Garland Insurance fka Victory Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 683-9334
CI
3021 Cypress Gardens Rd
Cypress Insurance Management
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 326-1885
cypressinsuranceonline.com
SI
3395 Cypress Gardens Rd
Sealy Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 324-3100
EB
635 1st St S
Ewing, Blackwelder & Duce Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 293-4864
ebdins.com
CM
205 Ave G SW
Carroll-Marshall Insurance, Inc.
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 293-1111
cminsure.com
DI
190 Avenue A NW
Dershimer Insurance Agency
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 299-8330
dershimerinsurance.com
EB
1330 Havendale Blvd NW
Ewing Blackwelder & Duce Insurance
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 293-2838
ebdins.com
WB
565 Ave K SE
William Baker Insurance Agent
Workers' Compensation Insurance Agent · Winter Haven, FL
(863) 279-1388
williambakerinsurance.com

What Does a a Workers' Compensation Insurance Agent in Winter Haven Cost?

Workers compensation insurance costs in Florida vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low risk jobs, up to 10.00 or more for high risk construction work. The average premium for a small Florida business is around 1,500 to 3,000 per year. These are general estimates and not insurance advice. Consult a licensed agent for a specific quote.

About workers' compensation insurance agents in Winter Haven

A workers compensation insurance agent in Winter Haven helps Florida businesses meet state coverage requirements. Florida law mandates workers comp for most employers with four or more employees, including construction contractors. Local agents can guide you through the Florida Division of Workers Compensation rules and find a policy that fits your industry.

Frequently Asked Questions

What does a workers compensation insurance agent in Winter Haven do?

A workers compensation insurance agent helps you understand Florida coverage laws, compare quotes from multiple carriers, and secure a policy that meets state requirements. They also assist with payroll reporting and claims support.

What Florida businesses need workers compensation insurance?

Florida law requires workers comp for all employers with four or more employees, including part-time workers. Construction businesses with one or more employees must also carry coverage. Sole proprietors and partners can choose to exempt themselves.

How do I find a qualified workers comp agent in Winter Haven?

Look for an agent licensed in Florida with experience in your industry. You can search the Florida Department of Financial Services website for licensed agents or ask local business associations for referrals.

Workers' Compensation Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.