The top-rated workers' compensation insurance agent in Boca Raton, Florida is The Baldwin Group (formerly Foundation Insurance of Florida), rated 4.9 stars across 850 reviews. Other highly rated options include Keystone Insurance Group, Inc, The Sena Group, Top Coverage Insurance Agency - HQ. This directory lists 23 workers' compensation insurance agents serving Boca Raton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly Foundation Insurance of Florida) | 6413 Congress Ave #260 | (561) 994-9333 |
| 2 | Keystone Insurance Group, Inc | 21301 Powerline Rd #312 | (561) 852-1445 |
| 3 | The Sena Group | 6501 Congress Ave Suite 100 | (561) 391-4661 |
| 4 | Top Coverage Insurance Agency - HQ | 2263 NW 2nd Ave Suite 212 | (305) 690-1849 |
| 5 | A Security Insurance Agency | 23257 FL-7 #201 | (561) 487-5115 |
| 6 | NSI Insurance Boca | 7900 Glades Rd #220 | (561) 451-1550 |
| 7 | Normandy Insurance Company | 4800 N Federal Hwy | (866) 688-6442 |
| 8 | Fiorentino Insurance Group | 7251 W Palmetto Park Rd #306 | (561) 368-4704 |
| 9 | Levay Mack Insurance Group | 7035 Beracasa Way #206 | (561) 674-0774 |
| 10 | Universal Insurance Brokers | 3200 N Federal Hwy #224 | (239) 204-2208 |
The Baldwin Group, formerly Foundation Insurance of Florida, serves the Boca Raton metro area and surrounding communities as a workers’ compensation insurance agent. They assist local businesses in securing coverage that meets state-mandated requirements while addressing the unique liability risks of various industries. Their guidance includes helping employers navigate complex classification codes and experience modification factors. The agency also supports clients in developing return-to-work programs and managing claim processes to help control long-term costs.
Keystone Insurance Group, Inc in Boca Raton provides workers' compensation insurance coverage and ongoing policy management for small businesses. Its service options include policy audits, claims reporting assistance, and premium payment plans tailored to fluctuating payrolls. Maintenance support focuses on annual policy renewals and compliance updates with Florida coverage requirements. The company handles insurance needs for diverse local operations, including single-family homes, apartments, retail, and restaurants.
The Sena Group serves small and mid-sized businesses in the Boca Raton area, helping them secure workers’ compensation insurance policies. As an independent agency, it assists employers in meeting state coverage requirements while finding competitive premium options. It also advises business owners on workplace safety programs and claims management strategies. The agency evaluates various carriers to match policy limits with a company’s payroll exposure and risk profile. Beyond Boca Raton, The Sena Group also works with commercial clients throughout Palm Beach County, including neighboring Delray Beach and Deerfield Beach.
A workers’ compensation insurance agent can arrange either a one-time policy for a specific project or an ongoing plan that renews annually, with the latter better suited for businesses with regular payroll. Top Coverage Insurance Agency - HQ, located in Boca Raton, FL, assists local employers in navigating coverage requirements and premium calculations related to workplace injury protection. Their service is available on an as-needed basis, with options for scheduled policy reviews and renewals.
A Security Insurance Agency serves employers throughout Boca Raton and the surrounding communities in Palm Beach County. This agency handles workers' compensation insurance policies to cover medical expenses and lost wages for employees injured on the job. It works with businesses to place coverage that meets state-mandated requirements while managing risk exposure. To handle a typical job, the agency first reviews the specific operations and payroll of a company to identify its class code and calculate the appropriate premium.
As Boca Raton businesses prepare for hurricane season, they review their liability protections, and NSI Insurance Boca provides workers' compensation policies in that process. The agency coordinates coverage options that meet Florida’s state requirements, ensuring employers can manage medical costs and lost wages after workplace injuries. Companies opening new construction or retail locations often consult this firm early. An initial assessment of payroll classifications and claims history typically guides the first policy review step.
Normandy Insurance Company specializes in workers’ compensation insurance coverage for businesses in Boca Raton, Florida, catering to various local industries. The agency assists employers with policy selection, risk management guidance, and claims support services to meet state compliance requirements. Clients can rely on the company for tailored advice on controlling workplace injury costs and navigating complex regulations. Ahead of hurricane season, it also helps business owners evaluate coverage gaps and secure adequate protection for storm-related employee risks.
Fiorentino Insurance Group serves residential clients in Boca Raton, Florida, by securing workers’ compensation policies that cover medical expenses and lost wages for household employees. The agency also provides commercial coverage to small businesses in the area, helping them meet state requirements for employee injury protection. Policies are tailored to the specific risks of local industries, with regular reviews of payroll and job classifications to ensure proper coverage. After each policy period, the team reaches out to verify if new employees or changed operations need adjusted protection before the next renewal.
Levay Mack Insurance Group assists businesses in obtaining workers’ compensation coverage that meets regulatory requirements while addressing payroll and risk classifications. The agency additionally tailors policies to include employer liability protections and statutory benefits for medical expenses. Located in Boca Raton, FL, it serves commercial sectors such as offices requiring clerical classifications, warehouses needing physical labor coverage, and food service operations facing higher injury exposures.
Universal Insurance Brokers in Boca Raton, FL, is known for connecting local businesses with tailored workers’ compensation coverage. The agency serves employers ranging from small shops to regional contractors, helping them navigate mandatory insurance requirements while controlling premium costs. Services include risk assessment consultations and policy comparison across multiple carriers to match industry-specific exposures. A frequent add-on service for this firm is offering claims management support to help streamline the reporting process and reduce dispute risks.
What Does a a Workers' Compensation Insurance Agent in Boca Raton Cost?
Workers compensation insurance costs in Florida vary widely by industry and payroll. For a small office business, rates may range from 0.50 to 1.50 per 100 dollars of payroll. For construction or high risk industries, rates can be 5.00 to 15.00 per 100 dollars of payroll. The average cost in Florida is about 1.50 per 100 dollars of payroll for low risk jobs. These are general estimates and your actual cost depends on your specific business details. This information is general and not insurance advice.
About workers' compensation insurance agents in Boca Raton
A workers compensation insurance agent in Boca Raton Florida helps businesses secure coverage required by Florida law. Florida Statute 440 requires most employers with four or more employees to carry workers compensation insurance. An agent can guide you through the specific requirements for your industry and business size.
Frequently Asked Questions
What does a workers compensation insurance agent in Boca Raton do?
An agent helps you find a policy that meets Florida legal requirements. They explain coverage options and assist with claims reporting. They also help you understand how your payroll and classification affect your premium.
Is workers compensation insurance required in Boca Raton Florida?
Yes, Florida law requires most employers with four or more employees to carry workers compensation insurance. Construction businesses with one or more employees must also have coverage. An agent can confirm if your business qualifies for an exemption.
How can a workers comp agent help reduce my premium in Florida?
An agent can review your employee classifications and payroll records for accuracy. They can also help you implement a safety program to qualify for discounts. Florida allows experience rating modifications that lower premiums for good claims history.
Workers' Compensation Insurance Agents in Other Florida Cities
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