The top-rated workers' compensation insurance agent in Clermont, Florida is Heather Thies - State Farm Insurance Agent, rated 4.9 stars across 1,116 reviews. Other highly rated options include Guardian Insurance Group, A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC. This directory lists 18 workers' compensation insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Thies - State Farm Insurance Agent | 525 W Hwy 50 | (352) 394-6933 |
| 2 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 3 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 4 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 5 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 6 | Thunderstorm Claims llc | 11018 Windchime Cir | (352) 327-8574 |
| 7 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 8 | Obamacare Clermont Rxinsurance | 4300 S Hwy 27 suite 203A | (407) 520-9832 |
| 9 | GreatFlorida Insurance: Ty Rothschild | 1635 E Hwy 50 Ste 200D | (352) 545-4530 |
| 10 | Florida Health Plan Options Insurance Agency | 1101 Bowman St | (352) 227-3050 |
Heather Thies - State Farm Insurance Agent provides residential insurance solutions to homeowners in Clermont, Florida, while also offering commercial coverage for local businesses needing workers’ compensation policies. The agency serves clients throughout the Clermont area and its surrounding communities. Customers often return for annual policy reviews and adjustments between regular visits to ensure their coverage remains appropriate as their personal and professional needs change.
Guardian Insurance Group serves the greater Clermont area, specializing in workers’ compensation insurance agent services for local businesses. As an independent representative, it helps employers secure coverage that meets state requirements while managing workplace risk. The firm assists commercial clients with policy selection, claims support, and premium audit review in accordance with Florida labor laws. Guardian Insurance Group also works with small and mid-sized employers on experience modification rating and return-to-work program coordination.
A+ American Casualty Insurance Inc serves business owners, contractors, and property managers throughout the Clermont area who require workers’ compensation coverage. The agency helps companies navigate mandatory insurance requirements, secure policies suited to their specific workforce risks, and maintain compliance with Florida regulations. It assists both small firms and larger employers in managing claim processes and premium costs. The agency also extends its services to clients in nearby communities such as Groveland.
Patriot Growth Insurance Services, LLC provides workers’ compensation insurance solutions for businesses in the Clermont area, offering risk management guidance and coverage selection to help employers meet state requirements. The agency also supports ongoing policy maintenance, assisting with claim reporting and payroll updates to keep coverage aligned with business needs. Its client base includes single-family homes rental operations, apartment complexes, retail outlets, and restaurants.
Advantage Insurance Advisors serves Clermont, Florida, and the surrounding Lake County communities. The agency handles workers' compensation insurance policies for local businesses, ensuring compliance with Florida state regulations. Agents analyze each client's specific payroll class codes and loss history to tailor coverage that meets legal requirements. They then compare quotes from multiple carriers to find a suitable premium rate. For a typical job, the firm conducts a detailed risk assessment and recommends a policy that balances adequate protection with cost considerations.
For workers’ compensation insurance, a business can choose a one-time policy to cover a temporary project or an ongoing, renewable plan for permanent operations. Thunderstorm Claims llc, located in Clermont, FL, assists employers with selecting coverage that satisfies Florida’s legal requirements for employee injury benefits. Their typical interaction with clients, however, is not a one-time contract but rather operates on a recurring scheduled basis for policy renewals and annual audits, while new requests for coverage changes can be addressed as needed.
Starlight Insurance Brokerage Firm offers specialized guidance in workers’ compensation coverage, alongside services in taxes, bookkeeping, and notary needs for businesses in Clermont, Florida. The firm helps local employers navigate policy requirements and risk management considerations. It assists with compliance and claim filing procedures. For seasonal industries such as construction and landscaping, the agency provides advice on adjusting coverage during fluctuating workloads in central Florida’s peak seasons.
As businesses in Clermont face seasonal fluctuations in staffing, managing workers’ compensation insurance becomes essential for maintaining financial stability and legal compliance. Obamacare Clermont Rxinsurance supports local employers by advising on coverage tailored to the unique risks of their particular operations. Policies help protect both the company and its employees during injury recovery. Representatives schedule an on-site inspection of workplace conditions before formally recommending a specific plan to meet the employer’s obligations.
GreatFlorida Insurance: Ty Rothschild assists employers in Clermont with securing workers' compensation coverage that helps protect both businesses and their employees. As a local agent, the company focuses on tailoring policies to meet the unique demands of individual operations. It can source plans that comply with Florida’s legal requirements for workplace injury coverage. The agency serves a variety of commercial sectors, including offices, warehouses, and food service.
Florida Health Plan Options Insurance Agency provides residential workers’ compensation coverage for homeowners and domestic workers in Clermont, Florida. The company also assists commercial clients, such as small construction firms and local retailers, with required coverage in the area. Servicing Lake County and surrounding communities, the agency works to tailor policies to each client’s specific operations. Between regular policy reviews, the agency can help adjust coverage after a claim or business expansion.
What Does a a Workers' Compensation Insurance Agent in Clermont Cost?
Workers compensation insurance costs in Florida typically range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs. Higher risk industries like construction can cost 5.00 to 15.00 per 100 dollars of payroll. Your actual premium depends on your classification code payroll size and loss history. This is general information and not insurance advice.
About workers' compensation insurance agents in Clermont
A workers compensation insurance agent in Clermont Florida helps employers meet state coverage requirements under Florida Statute 440. Florida law generally requires businesses with four or more employees to carry workers comp insurance. An agent can guide you through policy options and ensure compliance with local regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Clermont do?
An agent helps you compare policies from different carriers to find coverage that fits your business. They also assist with payroll reporting and premium audits. In Florida they can explain how your classification codes affect your rates.
Is workers comp insurance required for all businesses in Clermont Florida?
Florida law requires workers comp for most businesses with four or more employees. Construction companies with one or more employees must have coverage. An agent can verify if your business meets the exemption criteria under Florida Statute 440.02.
How do Florida workers comp rates get set for Clermont businesses?
Rates are based on your business classification code payroll and claims history. Florida uses a competitive rating system where carriers file rates with the state. An agent can help you understand experience modification factors and how they impact your premium.
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