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Find Workers' Compensation Insurance Agents Near You in Winter Garden, FL
Directory of workers' compensation insurance agents in Winter Garden, Florida. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 workers' compensation insurance agents in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
12200 W Colonial Dr ste 300 a, Winter Garden, FL 34787
(407) 889-8872
lotusinsuranceservices.com
A workers compensation insurance agent in Winter Garden Florida helps local businesses meet state coverage requirements. Florida law mandates workers comp for most employers with four or more employees. An agent can explain the Florida Division of Workers Compensation rules and find a policy that fits your business needs.
What Does a Workers' Compensation Insurance Agent in Winter Garden Cost?
Workers compensation insurance costs in Florida vary by industry payroll and claims history. Average rates range from 0.50 to 2.50 per 100 dollars of payroll for low risk jobs and up to 15.00 or more for high risk construction work. A Winter Garden agent can provide quotes based on your specific business classification. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Winter Garden Florida?
In Florida, any employer with four or more employees must carry workers compensation insurance. Construction businesses with one or more employees also need coverage. An agent can help you determine if your business is exempt or required to have a policy.
What does a workers compensation insurance agent do in Winter Garden?
A workers compensation insurance agent helps you compare policies from different carriers to find the right coverage for your business. They explain Florida specific requirements like the Notice of Coverage form and assist with claims reporting. They also help you understand how your payroll and classification codes affect your premium.
How long do I have to report a workplace injury in Florida?
Florida law requires employers to report a workplace injury within seven days of learning about it. The injured worker must provide notice within 30 days of the accident. An agent can guide you on the reporting process to stay compliant with Florida statutes.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.