The top-rated workers' compensation insurance agent in St. Petersburg, Florida is Tivly, rated 4.7 stars across 6,362 reviews. Other highly rated options include HH Insurance Group, LLC, Florida All Risk Insurance, Northeast Underwriters Insurance. This directory lists 28 workers' compensation insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tivly | 136 4th St N Ste 201 | (877) 907-5267 |
| 2 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 3 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 4 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 5 | Moore Resources Insurance Agency | 4563 Central Ave | (727) 323-0206 |
| 6 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 7 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 8 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
| 9 | Comegys Insurance Agency | 1 Beach Dr SE Suite 230 | (727) 521-2100 |
| 10 | Select Insurance Providers LLC | 11300 4th St N STE 102 | (813) 421-3711 |
Tivly serves workers in St. Petersburg and Pinellas County, Florida, as a workers' compensation insurance agent. The company helps local businesses secure coverage that meets state-mandated requirements for employee protection in case of workplace injury. It assists employers in navigating policy options and compliance with Florida's compensation regulations. Tivly handles claims support and audit preparation within the workers' compensation framework for small and mid-sized businesses in the region.
HH Insurance Group, LLC assists local businesses in securing workers' compensation coverage to meet regulatory requirements and protect employees. Its service plans include policy management, claims reporting support, and periodic reviews to adjust coverage as payrolls or risk factors change. The agency typically helps with annual renewals and works to explain state-specific compliance rules to employers. Properties it services include single-family homes, apartments, retail spaces, and restaurants throughout the St. Petersburg area.
Florida All Risk Insurance serves small to mid-sized businesses, contractors, and property managers in St. Petersburg seeking workers’ compensation coverage. The agency helps local employers navigate Florida’s complex insurance requirements, structuring policies to comply with state mandates while addressing specific industry risks. Its team focuses on securing appropriate protection for workplace injuries and maintaining compliance with regulatory filings. Businesses in neighboring Gulfport, South Pasadena, and the greater Tampa Bay metro area also rely on the agency for their workers’ compensation needs.
Northeast Underwriters Insurance serves businesses in St. Petersburg and the surrounding Tampa Bay communities, handling exclusive workers’ compensation insurance coverage for employers. It assists local companies in navigating state-specific regulations and securing policies that cover medical expenses and lost wages for injured workers. Recognizing the unique risks across different industries, the agency works closely with each client to understand their specific operations. To complete a typical job, it carefully analyzes the employer’s payroll classifications and claims history to recommend appropriate coverage limits.
Moore Resources Insurance Agency in St. Petersburg, FL, distinguishes between one-time policy placements for new ventures and ongoing annual renewals for established businesses, primarily offering workers' compensation coverage that protects employers from medical and wage-loss claims. These policies, mandated in Florida for most businesses with employees, are designed to cover workplace injury costs and mitigate legal exposure. Service runs on a one-time, scheduled, or as-needed basis, depending on client compliance cycles or policy anniversary dates.
Insurance Resources specializes in sourcing and managing workers’ compensation insurance policies for businesses in St. Petersburg, FL. It helps employers meet coverage requirements, reduce liability, and navigate complex claims processes with carrier coordination. The agency also assists clients in implementing return-to-work programs to control premium costs. For seasonal businesses facing fluctuating payrolls, it provides adjustment services to prevent overpaying during slow periods and ensures adequate coverage during peak production cycles.
Gulf Coast Insurance Services assists businesses in navigating workers’ compensation coverage, focusing on compliance with Florida’s requirements. As an agent in St. Petersburg, the company specializes in pairing general liability policies with tailored workers’ comp add-ons. It helps employers manage premiums based on payroll classifications and claims history. The agency can serve local commercial sectors such as offices, warehouses, and food service operations, ensuring each receives appropriate risk solutions for their specific industry exposures.
Melissa Ems Insurance Agency provides workers' compensation insurance services for residential businesses in St. Petersburg, Florida. The agency also assists commercial clients with coverage tailored to their workplace needs, serving the greater St. Petersburg area. Regular policies help protect both small contractors and larger firms from on-the-job injury claims. The agency follows up after each policy period to review coverage and adjust for any changes in business operations, ensuring continuous protection between annual visits.
Comegys Insurance Agency in St. Petersburg, FL, is known for helping businesses secure workers’ compensation coverage that meets state requirements while protecting both employers and employees. Its service range includes policy placement for industries from construction to healthcare, ensuring compliance with Florida regulations. The agency also supports claims coordination, helping injured workers navigate medical and return-to-work processes. For more niche needs, it can add on occupational accident coverage for independent contractors or sole proprietors.
What Does a a Workers' Compensation Insurance Agent in St. Petersburg Cost?
Workers compensation insurance costs in Florida vary by industry and payroll size. Typical rates range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs, while construction rates can be 5.00 to 15.00 per 100 dollars. The average annual premium for a small business in St. Petersburg is often between 1,000 and 5,000 dollars. This is general information and not insurance advice.
About workers' compensation insurance agents in St. Petersburg
A workers compensation insurance agent in St. Petersburg Florida helps employers comply with state requirements. Florida law generally requires businesses with four or more employees to carry workers compensation coverage. An agent can explain the specific rules for construction and agriculture industries and help you find a policy that fits your needs.
Frequently Asked Questions
What are the workers compensation requirements for a small business in St. Petersburg?
In Florida, most businesses with four or more employees must carry workers compensation insurance. Construction businesses with one or more employees are also required to have coverage. An agent can help you determine if your business meets these thresholds.
How do I verify that a workers compensation insurance agent is licensed in Florida?
You can check an agents license on the Florida Department of Financial Services website. The state requires all insurance agents to hold a valid 2-20 or 4-40 license. You can search by name or license number to confirm their status.
Can a workers compensation insurance agent help me reduce my premium in Florida?
Yes, an agent can review your payroll classifications and suggest approved safety programs. Florida allows premium discounts for certain workplace safety measures and drug-free workplace programs. Your agent can explain these options based on your specific business operations.
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