The top-rated workers' compensation insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,521 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Estrella Insurance. This directory lists 14 workers' compensation insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 5 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 6 | Steve Myers - State Farm Insurance Agent | 9004 SW 152nd St | (305) 253-5800 |
| 7 | Grabowski-Scheller Agency: Allstate Insurance | 9000 SW 152nd St Ste 103 | (888) 776-7805 |
| 8 | Del Toro Insurance Kendall | 10579 SW 109th Ct | (786) 214-7551 |
| 9 | Bortec Insurance | 15715 S Dixie Hwy Ste 229 | (786) 660-6590 |
| 10 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
Univista Insurance offers workers’ compensation insurance agent services tailored for businesses in Palmetto Bay, Florida. It assists local employers in securing coverage that meets regulatory requirements while protecting against workplace injury claims. The company also guides clients through policy selection, compliance updates, and claims support as general service work. During seasonal construction peaks or when hurricane-related staffing changes occur, it helps businesses adjust policies to maintain proper coverage for fluctuating workforces.
Jorge Milanes - GEICO Insurance Agent serves the Palmetto Bay, Florida metro area, specializing in workers' compensation insurance for local employers. This coverage helps businesses manage medical expenses and lost wages for employees injured on the job. The agent works with small and medium-sized companies to find policies that comply with state requirements. In this area, common services include helping contractors secure coverage for construction sites. The firm also assists retail and office-based businesses in obtaining policies tailored to their operations.
GreatFlorida Insurance: Tamara Mourino provides a full range of workers' compensation insurance solutions, including new policy procurement and ongoing risk management support for businesses. Its service model focuses on securing necessary coverage for employers while offering assistance with claims coordination and premium audits to maintain compliance. The agency typically serves a diverse portfolio of properties and business types, handling coverage for single-family homes, apartments, retail spaces, and restaurants.
As businesses in Palmetto Bay prepare for the seasonal influx of construction and landscaping projects, securing proper coverage for on-site injuries becomes a critical concern. Estrella Insurance addresses this need by guiding local employers through the complexities of workers' compensation insurance. Their agents help business owners navigate Florida-specific requirements to protect both employees and company assets. Policy consultations focus on matching coverage limits to a firm's specific operational risks and payroll size. A thorough review of a company’s current safety protocols and claims history is conducted during the initial assessment.
Del Toro Insurance serves businesses in Palmetto Bay, Florida, by guiding them through the complexities of securing proper coverage for workplace injuries. The company specializes exclusively in Workers’ Compensation Insurance, ensuring clients meet statutory requirements while protecting their financial stability. It can assist with policy adjustments, risk management insights, and claims support for a variety of commercial sectors, including offices, warehouses, and food service operations.
Steve Myers - State Farm Insurance Agent serves homeowners, businesses, and property managers in Palmetto Bay, Florida, by offering workers' compensation insurance policies. As a local agency, it helps employers meet state coverage requirements while protecting their financial stability in the event of workplace injuries. The agent assists with policy selection, risk assessment, and claims support tailored to each client's specific operations and workforce size. This includes advising on coverage limits and compliance with Florida regulations. The agency also extends its services to nearby communities such as Cutler Bay.
Serving Palmetto Bay and the surrounding South Florida communities, Grabowski-Scheller Agency: Allstate Insurance provides workers’ compensation insurance coverage for local businesses. It helps employers meet state requirements by managing policies that cover medical expenses and lost wages for injured employees. The agency typically assesses a client’s specific operations and payroll to recommend a suitable policy from available options. Its general approach involves evaluating the business’s risk exposure and then tailoring coverage to match those needs.
Del Toro Insurance Kendall in Palmetto Bay, FL, offers both one-time consultations and recurring service options for workers’ compensation insurance. Coverage is tailored to meet Florida’s legal requirements for local businesses, protecting employees from job-related injuries and employers from related claims. General advice is provided on policy management and risk reduction specific to the area. Services run on an as-needed basis, allowing clients to request assistance when navigating claims or policy renewals.
Located in Palmetto Bay, Florida, Bortec Insurance serves local businesses needing workers' compensation insurance for residential service operations. The agency also offers commercial coverage tailored to small and medium-sized employers across the region. By securing compliant policies that prioritize workplace safety and injury management, the team helps clients meet state requirements while controlling long-term costs. Following the resolution of any workplace claim, the agency coordinates with workers and management to ensure smooth return-to-work transitions. This follow-up service between regular policy reviews reinforces ongoing risk prevention and employer-employee support throughout the coverage period.
What Does a a Workers' Compensation Insurance Agent in Palmetto Bay Cost?
Workers compensation insurance costs in Florida vary by industry, payroll, and claims history. Typical rates range from $0.50 to $2.00 per $100 of payroll for low-risk office jobs, and $5.00 to $20.00 per $100 of payroll for high-risk construction work. Premiums are also affected by the Florida Workers Compensation Insurance Guaranty Association assessment. This is general information and not insurance advice.
About workers' compensation insurance agents in Palmetto Bay
Workers compensation insurance agents in Palmetto Bay, Florida help businesses secure coverage required by state law. Florida Statute 440 requires most employers with four or more employees to carry workers comp insurance. An agent can guide you through the specific requirements for your industry and business size in Palmetto Bay.
Frequently Asked Questions
What does a workers compensation insurance agent in Palmetto Bay do?
A workers compensation insurance agent helps you find a policy that meets Florida legal requirements. They explain coverage options, help with payroll classification, and assist with claims reporting. Agents also review your business operations to ensure you have proper protection.
Is workers comp insurance required for all businesses in Palmetto Bay?
Florida law requires workers compensation insurance for most businesses with four or more employees. Construction businesses with one or more employees must have coverage. An agent can confirm if your specific business type and employee count require a policy.
How can I lower my workers comp premium in Florida?
You can lower your premium by implementing a workplace safety program and reducing claims. Florida allows experience rating modifications based on your claims history. An agent can help you review your classification codes to ensure accuracy and avoid overpaying.
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