The top-rated workers' compensation insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 18 workers' compensation insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | HealthMarkets Insurance - Kyle Lamond | 600 S Yonge St #6b | (386) 366-1370 |
| 7 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 8 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 9 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 10 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
O'Quinn Insurance Services in Ormond Beach, Florida, distinguishes between one-time policy placements for short-term projects and recurring coverage options for ongoing business operations with a steady workforce. The agency helps employers secure Workers' Compensation Insurance, which provides medical benefits and wage replacement for employees injured on the job. Such coverage is required for most businesses in the state, though exemptions exist for small sole proprietorships. This company typically makes its services available on an as-needed basis, consulting with clients when new policies are required or when existing plans need renewal.
First Florida Insurance serves the Ormond Beach area as a local workers’ compensation insurance agent. The company assists businesses in securing coverage required by Florida law for employees who suffer job-related injuries or illnesses. Navigating state regulations and payroll classifications, the agency helps small and medium-sized employers manage policy costs and maintain compliance. It evaluates company risks to recommend appropriate insurance limits and handle renewals. Services in this location include processing new policy applications and providing timely audits for existing workers’ compensation accounts.
Located in Ormond Beach, Brightway Insurance, The Lester Agency provides workers’ compensation coverage for local businesses and property managers. It assists employers in securing policies that meet Florida’s regulatory requirements while helping to manage workplace injury risks. The agency’s services include evaluating payroll classifications and recommending appropriate coverage limits. Its market area encompass Volusia County and neighboring communities such as Daytona Beach.
Rich Howes: Allstate Insurance offers workers’ compensation insurance services to businesses in and around Ormond Beach, Florida. Coverage options include medical payments, lost wage replacement, and employer liability protection. The agency assists with policy selection and provides ongoing claims support and risk management guidance. It serves a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Ormond Beach and the surrounding Volusia County communities, this agency handles workers' compensation insurance for local businesses. It works to secure coverage that addresses an employer's statutory obligations for work-related injuries. The agency understands the specific compliance requirements for Florida employers and guides clients through the insurance process. To manage a typical job, it begins by assessing a business’s payroll and risk classification, then presents coverage options from its insurance carrier offerings.
For workers’ compensation insurance, coverage is typically an ongoing policy rather than a one-time purchase, as it must remain active to meet legal requirements for employers with employees. HealthMarkets Insurance - Kyle Lamond, based in Ormond Beach, FL, assists local businesses in securing this essential coverage, addressing payroll reporting, classification codes, and premium audits that accompany each policy period. Service runs on an as-needed basis, initiated when an employer seeks a new quote, renews an existing policy, or requires mid-term adjustments to their coverage.
FRP of Florida (Halifax Insurance Partners) specializes in securing workers’ compensation coverage for local businesses in Ormond Beach. It also assists employers with understanding policy requirements, managing claims processes, and exploring cost-control options. Workers’ compensation agents in this region help companies navigate Florida’s compliance standards, ensuring employees receive benefits for workplace injuries or illnesses. As seasonal hiring increases during the peak tourism periods, this agent helps local hospitality and service industry employers properly cover temporary staff, reducing risks associated with fluctuating workforce needs.
As hurricane season approaches in Volusia County, businesses often review their employee protection plans. Capital Partners Insurance in Ormond Beach works as a workers' compensation insurance agent, helping local employers manage this mandatory coverage. The agents review each client’s payroll classifications and risk factors to recommend appropriate policy limits. They explain how experience modification ratings affect premium costs and assist with claim reporting procedures. A typical first meeting involves an on-site inspection of the work environment to identify safety hazards and assess current loss control practices.
Goosehead Insurance - Thomas Scorza provides workers' compensation coverage for residential clients in Ormond Beach. Commercial policies are also available to local businesses, with service extending throughout the broader Volusia County area. This independent agency works closely with each customer to tailor a policy that meets specific operational needs and regulatory requirements. After a policy is issued, the agent follows up as needed and maintains contact between regular service periods to address any mid-term adjustments or coverage questions.
What Does a a Workers' Compensation Insurance Agent in Ormond Beach Cost?
Workers compensation insurance costs in Florida typically range from 0.75 to 2.50 per 100 dollars of payroll for low-risk office jobs, and up to 15 to 30 dollars for high-risk construction work. Premiums vary by classification code, experience modification factor, and carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Ormond Beach
Workers compensation insurance agents in Ormond Beach help businesses comply with Florida law. Florida Statute 440 requires most employers with four or more employees to carry coverage. Local agents can guide you through the process and find policies that fit your needs.
Frequently Asked Questions
What are the workers comp requirements for businesses in Ormond Beach Florida?
Florida law requires employers with four or more employees to carry workers compensation insurance. Construction businesses with one or more employees must also have coverage. An agent can help you determine your specific obligations.
How can a workers compensation insurance agent help my Ormond Beach business?
An agent can explain Florida coverage rules, compare quotes from multiple carriers, and assist with policy renewals. They also help you understand how to reduce your premium through safety programs and proper employee classification.
What factors affect workers comp insurance costs in Florida?
Costs depend on your industry classification, payroll size, and claims history. Florida uses a classification system based on job risk. Agents can help you review your classification to ensure accurate pricing.
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