The top-rated workers' compensation insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,322 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 12 workers' compensation insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 6 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 7 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 8 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 9 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
| 10 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
Estrella Insurance provides workers' compensation insurance agent services to businesses in North Miami Beach, Florida, and the surrounding region. The company assists employers in securing coverage that meets state requirements while helping manage the financial risks associated with workplace injuries. It offers guidance on policy customization and claims support as part of its specialty offerings. Estrella Insurance serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Mercado Insurance Agency North Miami provides workers’ compensation insurance agent services for businesses in the North Miami Beach area. It assists employers with securing coverage that meets state requirements and offers ongoing policy management to help maintain compliance with changing regulations. The agency helps clients review coverage needs annually and assists with claims support as needed. Its services cover a range of properties including single-family homes, apartments, retail, and restaurants.
Del Toro Insurance offers workers’ compensation coverage to residential clients in North Miami Beach, Florida. The agency also provides commercial policies for local businesses throughout the surrounding area. Their services help employers meet state-mandated insurance requirements while protecting their workforce. Each policy is designed to cover medical costs and lost wages for job-related injuries. Returning clients often schedule annual policy reviews to adjust coverage as their business operations evolve.
Skylake Insurance serves the greater Miami-Dade area from its North Miami Beach, Florida location. As a workers’ compensation insurance agent, the company helps business owners secure coverage required under state law. It guides clients through complex premium calculations and classification codes. Firms in construction, healthcare, and hospitality often need tailored risk assessments and policy options. The agent specifically assists with standard market placement and audit preparation for local employers.
Univista Insurance in North Miami Beach, Florida, provides workers’ compensation insurance agent services for local employers. The company helps businesses secure coverage that meets legal requirements for workplace injury protection. Policies offered can aid with medical expenses and lost wages for employees hurt on the job. Agent consultations involve assessing a client’s specific operational risks to determine appropriate policy limits. As a specialty service, Univista Insurance can also advise on payroll classification to ensure accurate premium calculation.
Assure-Us The Insurance Agency in North Miami Beach serves local businesses that require workers' compensation coverage, including small companies, contractors, and commercial property operators. It assists clients in navigating mandatory insurance requirements to protect employees and comply with Florida regulations. The agency focuses on securing appropriate policy options for various industries and payroll sizes. Its service area also extends to businesses in nearby Aventura and surrounding communities throughout northeastern Miami-Dade County.
Serving North Miami Beach, Florida, and its surrounding communities, Ma-Cuervo Insurance Group handles workers' compensation insurance policies for local businesses. The agency focuses on matching employers with standard coverage that meets state requirements and protects their workforce. To handle a typical job, the agent reviews a business’s payroll details and claims history to present appropriate policy options from its insurer network.
AllStar Direct Insurance & Financial Services in North Miami Beach, FL offers both one-time policy quotes and recurring coverage management for workers’ compensation insurance. This service helps local businesses meet state requirements by securing policies that cover medical costs and lost wages for injured employees. Clients can choose between a single policy purchase or ongoing plan adjustments to accommodate changes in payroll or staff size. Service for new and established policies generally runs on an as-needed basis, with support available when policy renewals or claims issues arise.
As South Florida businesses face seasonal shifts in staffing and weather-related risks, maintaining proper workers’ compensation coverage becomes essential. Ricardo Arbesu - State Farm Insurance Agent, based in North Miami Beach, works with local employers to secure policies that meet state requirements. The agency reviews each client’s operational needs and payroll records to find suitable protection for work-related injuries and illnesses. After an initial consultation, a thorough assessment of the workplace and job classifications is scheduled to ensure accurate coverage options are identified.
Royalty Insurance Agency offers workers' compensation insurance coverage for businesses of all sizes in North Miami Beach and the surrounding area. It assists employers with securing policies that meet Florida’s statutory requirements, helping protect both company assets and employee well-being. The agency’s general work includes guiding clients through policy options, ensuring compliance with local regulations, and supporting claims-related questions. As seasonal hurricanes and tropical storms approach, the agency helps local businesses evaluate their coverage so they can maintain payroll and operational stability during weather-related disruptions.
What Does a a Workers' Compensation Insurance Agent in North Miami Beach Cost?
Workers compensation insurance costs in Florida vary by industry and payroll. For example, office workers may pay around $0.50 per $100 of payroll, while construction workers can cost $5 to $15 per $100. The average premium for a small business in Florida is often between $1,000 and $5,000 per year. Costs also depend on your claims history and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in North Miami Beach
Workers compensation insurance agents in North Miami Beach help businesses comply with Florida law. Florida requires most employers with four or more employees to carry workers comp coverage. A local agent can guide you through the specific requirements for your industry in Miami-Dade County.
Frequently Asked Questions
What are the Florida requirements for workers compensation insurance?
In Florida, any business with four or more employees must have workers compensation insurance. Construction businesses with one or more employees also need coverage. Failure to carry coverage can result in fines and stop-work orders.
How do I find a workers comp agent in North Miami Beach?
You can search for licensed insurance agents through the Florida Department of Financial Services website. Local agents in North Miami Beach understand the risks common to businesses in the area, such as construction and hospitality. They can help you compare policies from different carriers.
Can a workers comp agent help me reduce my premium?
Yes, an agent can review your payroll classifications and suggest safety programs. Florida allows approved deductibles and experience rating modifications that may lower your cost. An agent can also help you verify that your employee classifications are correct.
Workers' Compensation Insurance Agents in Other Florida Cities
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