The top-rated workers' compensation insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,061 reviews. Other highly rated options include Preventty - USA Specialty Insurance, Lion Insurance Group, AllStar Insurance & Taxes. This directory lists 18 workers' compensation insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Preventty - USA Specialty Insurance | 14750 NW 77th Ct #200 | (713) 332-1286 |
| 3 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 4 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 5 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 6 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 7 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 8 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
| 9 | Preferred Insurance Advisors Inc. | 14100 Palmetto Frontage Rd suite 320 | (305) 698-9880 |
| 10 | PTS Insurance | 7735 NW 146th St #100 | (305) 818-9544 |
Florida One Insurance serves Miami Lakes and the surrounding South Florida communities, handling workers' compensation insurance for local businesses. It helps employers navigate coverage requirements to protect both their employees and their operations. The agency works with companies to understand their specific industry risks and payroll needs. For a typical job, it assesses the client’s classification codes and injury history, then recommends an appropriate policy from available carriers to ensure compliance with state regulations.
Preventty - USA Specialty Insurance serves the Miami Lakes, Florida metro area as a workers’ compensation insurance agency. It helps local employers secure coverage that complies with state requirements for workplace injury benefits. The agency works with businesses to evaluate their payroll classifications and risk exposure, ensuring policies are tailored accordingly. It also assists with claims reporting and loss control guidance to reduce future workplace incidents. Its services include policy audits and assistance with experience modification rate adjustments.
Lion Insurance Group provides workers’ compensation insurance solutions for businesses in Miami Lakes, Florida. Its services include policy assessment, claims management support, and risk mitigation strategies tailored to local regulatory requirements. The company offers ongoing account maintenance, helping clients adjust coverage as their workforce evolves. Annual policy reviews ensure compliance with Florida’s workers’ compensation laws while addressing changing operational exposures. Lion Insurance Group services a range of commercial properties, including single-family homes, apartment complexes, retail establishments, and restaurants.
Serving local businesses, AllStar Insurance & Taxes in Miami Lakes, FL helps commercial clients secure workers' compensation insurance. This type of coverage provides necessary medical benefits and wage replacement for employees who become ill or injured on the job. The agency guides company owners through policy selection, ensuring compliance with Florida’s requirements for occupational injury protection. Having proper coverage also helps safeguard a business from potential liability claims. AllStar Insurance & Taxes extends its workers' compensation services throughout Hialeah in the greater Miami metropolitan area.
For a local business, workers’ compensation coverage can be arranged as either a one-time policy for short-term projects or as a scheduled recurring plan to cover ongoing employees. Estrella Insurance in Miami Lakes helps employers manage these essential policies, ensuring compliance with state requirements while protecting both the workforce and the company. This agent focuses on matching coverage to the client’s operational risk and payroll needs. Service appointments are offered on an as-needed basis to address new hires, policy renewals, or changes in business activities.
A client of Equiinsurance may choose between securing one-time coverage for a single project or establishing an ongoing policy for continuous employee protection. The agency specializes in workers’ compensation insurance agent services throughout the Miami Lakes area. Policies address medical costs and lost wages for job-related injuries, helping businesses meet state requirements. Service availability runs on either a scheduled or as-needed basis, with adjustments made to match each client’s changing risk exposure.
NSI Insurance Group serves Miami Lakes and the surrounding South Florida communities as a workers’ compensation insurance agent. It handles the procurement and management of coverage that helps local employers meet legal requirements and protect their workforce from occupational injuries. The firm works to align policy terms with each business’s unique operational risks and payroll classifications. By conducting a thorough analysis of a client’s industry, claims history, and safety protocols, it aims to secure appropriate coverage from various carriers.
As Miami Lakes businesses adjust to seasonal hiring shifts, securing compliant workers’ compensation coverage becomes a priority for local employers. GreatFlorida Insurance: Linette Gutierrez serves as an agent connecting these businesses with appropriate policies required by Florida law. The agency helps clients navigate coverage options that address payroll classifications and premium calculations. Each consultation begins with a thorough review of the business’s operations, employee roles, and safety practices. The process typically starts with an assessment of the company’s current exposures and insurance needs to determine suitable coverage levels.
Preferred Insurance Advisors Inc. provides workers’ compensation insurance policies, assisting businesses in securing required coverage for work-related injuries and illnesses. The agency also guides local employers through compliance with Florida’s regulatory requirements and advises on risk management tailored to individual operations. This includes helping companies avoid penalties and navigate premium audits after policy issuance. In Miami Lakes, the agent assists seasonal businesses adjusting coverage needs during peak periods of hiring or slower months.
What Does a a Workers' Compensation Insurance Agent in Miami Lakes Cost?
Workers compensation insurance costs in Florida vary by industry and payroll. For a small office business, annual premiums might range from 500 to 2,000 dollars. For higher risk industries like construction, costs can be 5,000 to 20,000 dollars or more per year. Each policy is unique based on your specific situation. This is general information and not insurance advice.
About workers' compensation insurance agents in Miami Lakes
Workers compensation insurance agents in Miami Lakes help businesses meet Florida legal requirements. Florida law requires most employers with four or more employees to carry workers compensation coverage. An agent can guide you through the process of securing a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Miami Lakes Florida?
In Florida, any business with four or more employees must carry workers compensation insurance. Construction companies with one or more employees also need coverage. An agent can help you determine if your business meets the threshold.
What does a workers compensation insurance agent do in Miami Lakes?
An agent helps you compare policies from different carriers to find the right coverage for your business. They explain Florida specific rules, such as the exemption for corporate officers. They also assist with filing claims and managing policy renewals.
How do Florida workers compensation rates work?
Florida sets base rates through the National Council on Compensation Insurance. Your final premium depends on your payroll, industry classification, and claims history. An agent can help you understand how these factors affect your cost.
Workers' Compensation Insurance Agents in Other Florida Cities
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