The top-rated workers' compensation insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Williams & Stazzone Insurance Agency, Inc., Josh Post - State Farm Insurance Agent, Better Insurance Group. This directory lists 22 workers' compensation insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Williams & Stazzone Insurance Agency, Inc. | 6549 N Wickham Rd STE 101 | (800) 868-1235 |
| 3 | Josh Post - State Farm Insurance Agent | 366 Babcock St STE 102 | (321) 254-8406 |
| 4 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 5 | Golden Trust Insurance Melbourne | 500 N Harbor City Blvd Ste B | (305) 786-7535 |
| 6 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 7 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 8 | Anthony Insurance Agency | 7331 Office Park Place STE 500 | (321) 242-3181 |
| 9 | The Insurance Center of Central Florida, Inc. | 3760 Eau Gallie Blvd #104 | (321) 255-0986 |
| 10 | Hoffman & Associates Insurance Company | 33 Suntree Pl suite c | (321) 751-2511 |
Erb and Young Insurance serves the Melbourne, Florida, area as a local workers’ compensation insurance agent. The company specializes in helping businesses secure coverage that meets state regulatory requirements for workplace injury protection. Agents work with employers to assess payroll classifications and risk factors specific to industries in the region. This firm can assist with policy selection for small and medium-sized businesses, and it also handles the filing of necessary documentation with the Florida Division of Workers' Compensation.
Williams & Stazzone Insurance Agency, Inc. provides a full range of workers' compensation insurance services for local businesses, including policy placement, renewal management, and claims monitoring. Their service plans focus on risk evaluation and helping clients maintain compliance with state coverage requirements. They also assist with experience modification reviews to help manage premium costs effectively for commercial accounts. The agency handles coverage for a variety of properties, including single-family homes under construction, apartments, retail locations, and restaurants.
Josh Post, a State Farm Insurance agent in Melbourne, Florida, serves homeowners, small business owners, and property managers who require workers' compensation insurance coverage. This agency helps clients comply with state regulations by providing policies that cover medical expenses and lost wages for injured employees. A professional agent can explain how local workplace risks affect coverage options in Brevard County’s business community. The agency also works with clients in Palm Bay and the surrounding areas of the Space Coast to ensure proper protection for their operations.
Better Insurance Group in Melbourne, FL differentiates between one-time policy setup and ongoing claims management services for businesses seeking workers' compensation coverage. As a dedicated workers' compensation insurance agent, the agency helps employers navigate mandatory coverage requirements and tailor protection for their specific workforce needs. Services are available on an as-needed basis, with clients able to request assistance when securing new policies, renewing existing plans, or addressing specific compliance questions.
Golden Trust Insurance Melbourne specializes in providing tailored workers' compensation insurance policies for local businesses. It assists companies in managing compliance with Florida’s coverage requirements while helping to reduce workplace injury risks through proactive loss control strategies. The agency also guides employers through claims reporting and return-to-work programs. In Melbourne’s hurricane-prone climate, it helps businesses adjust coverage limits and prepare for seasonal construction and disaster recovery payroll spikes that may affect premium audits.
Serving Melbourne and the surrounding communities of Brevard County, Kim Osman Insurance Group, Inc. specializes as a workers' compensation insurance agent. It helps local businesses secure coverage for work-related injuries and meet state compliance requirements. Navigating complex regulations, the agency focuses on matching each employer with policies that address their specific operational risks. For a typical job, it begins by evaluating the client’s industry, payroll, and safety record to find appropriate coverage options.
As hurricane season ramps up along the Space Coast, Melbourne businesses must ensure they carry compliant workers' compensation coverage. Space Coast Insurance Agency, LLC, serves this local need by helping employers secure policies that meet Florida's regulatory requirements for work-related injury protection. The agency reviews each client's payroll, job classifications, and loss history to match them with appropriate plans from standard carriers. An initial assessment of the business's current coverage and risk profile kicks off the process.
Anthony Insurance Agency works with businesses to secure workers' compensation coverage that meets Florida’s regulatory requirements, protecting both employers and employees through the claims process. It also specializes in tailoring policies to reduce workplace injury risks and manage premium costs effectively. Located in Melbourne, the agency serves a range of commercial sectors, including office environments, warehouses, and food service operations, where distinct liability exposures require targeted policy provisions.
Based in Melbourne, The Insurance Center of Central Florida, Inc. handles workers’ compensation coverage for local businesses while also providing residential service to individual clients. Their team works with company owners in Brevard County to secure policies that meet regulatory requirements and protect against workplace injury claims. Clients can schedule appointments to review coverage details or adjust plans as their needs change. The office provides follow-up assistance between regular visits to help maintain ongoing compliance for policyholders.
Hoffman & Associates Insurance Company is known for providing workers’ compensation insurance coverage to businesses in Melbourne, Florida. Its service range includes assessing workplace risks for local employers and helping them navigate the complexities of state-mandated insurance requirements. The company assists clients with policy selection that meets both legal obligations and budgetary needs. It works closely with businesses to manage claims and ensure compliance with Florida’s workers’ compensation laws. For specialized needs, it can help clients set up experience modification factor reviews to potentially lower premium costs.
What Does a a Workers' Compensation Insurance Agent in Melbourne Cost?
In Florida, workers compensation insurance costs typically range from 0.50 to 2.00 per 100 dollars of payroll depending on the industry and risk level. For example, a clerical worker may cost around 0.50 per 100 dollars while a roofer may cost over 15.00 per 100 dollars. Actual costs vary by business size, claims history, and specific carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Melbourne
Workers compensation insurance agents in Melbourne Florida help business owners meet state coverage requirements. Florida law requires most employers with four or more employees to carry workers compensation insurance. An agent can guide you through the specific rules for your industry and help you find a policy that fits your budget.
Frequently Asked Questions
Who needs workers compensation insurance in Melbourne Florida?
In Florida, any employer with four or more employees must carry workers compensation insurance. Construction businesses with one or more employees are also required to have coverage. An agent can help you determine if your business meets the exemption criteria.
What does a workers compensation insurance agent do in Florida?
An agent helps you compare policies from different insurance carriers to find the right coverage for your business. They explain Florida specific requirements such as the need to post a notice of compliance and report injuries within seven days. They also assist with policy renewals and changes as your business grows.
How are workers compensation insurance rates set in Florida?
Rates in Florida are set by the National Council on Compensation Insurance (NCCI) and approved by the Florida Office of Insurance Regulation. Your premium is based on your payroll, industry classification, and claims history. An agent can help you understand how these factors affect your cost.
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