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Workers' Compensation Insurance Agents in Homestead, FL

Directory of workers' compensation insurance agents in Homestead, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Homestead, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 workers' compensation insurance agents in Homestead, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ocean Trust Insurance & Financial Services
809 N Homestead Blvd, Homestead, FL 33030
(866) 356-2326 oceantrustinsurance.com
George Meroni - State Farm Insurance Agent
1801 N Krome Ave, Homestead, FL 33030
(305) 247-3971 georgemeroni.com
Univista Insurance
1413 N Krome Ave, Homestead, FL 33030
(305) 728-7809 univistainsurance.com
Your Family First Insurance Inc
1241 NE 8th St, Homestead, FL 33033
(786) 601-2193 yourfamilyfirstinsurance.com
Amco Insurance
208 NE 8th St, Homestead, FL 33030
(786) 243-9222 amcoinsurancefl.com
DTRT Insurance Group - Homestead
650 NE 22nd Terrace Suite 313, Homestead, FL 33033
(786) 243-0303 dtrtinsurance.com
Stoner Insurance 1st State Insurance
42 N Homestead Blvd, Homestead, FL 33030
(786) 243-9886 stonerins.com
South Florida Insurance Prof Inc
1122 N Flagler Ave, Homestead, FL 33030
(305) 245-3364 sfipinsurance.com
Cari Aguiar - State Farm Insurance Agent
2066 NE 8th St, Homestead, FL 33033
(786) 610-1111 mysfteam.com
Gruber & Associates Insurance
1135 N Krome Ave, Homestead, FL 33030
(877) 870-7805 gruberinsurance.com
Dorsal Insurance Inc
106 N Homestead Blvd, Homestead, FL 33030
(786) 601-2485 dorsalinsurance.com
GreatFlorida Insurance: Luis Callejas
650 NE 22nd Terrace ste 202-7, Homestead, FL 33033
(786) 339-8681 homestead.greatflorida.com
Buysmart Insurance Inc
190 N Homestead Blvd, Homestead, FL 33030
(305) 246-2114 buysmartinsurance-inc.com
Univista Insurance
650 NE 22nd Terrace Suite 202-1, Homestead, FL 33033
(786) 627-0047 univistainsurance.com
Hazard Insurance Agency
125 NE 8th St STE 2, Homestead, FL 33030
(305) 247-4004
Univista Insurance
6 Palm Plaza, Homestead, FL 33030
(786) 224-0174 univistainsurance.com
Del Vecchio Insurance
263 NE 8th St, Homestead, FL 33030
(305) 246-9500 dolphin-insurance.com
Sebanda Insurance
745 Parkway Ave, Homestead, FL 33030
(352) 282-0906 sebandainsurance.com
DIGNA INSURANCE
15600 SW 288th St Suite 206, Homestead, FL 33033
(305) 490-0155 dignainsurance.com
Just Insurance Svcs
28927 S Dixie Hwy, Homestead, FL 33033
(716) 424-5479 justinsurancesvcs.com

A workers compensation insurance agent in Homestead Florida can help you obtain the coverage required by Florida law. Florida Statute 440.10 mandates that most employers with four or more employees carry workers comp insurance. Local agents understand the unique risks for agriculture and construction businesses common in the Homestead area.

What Does a Workers' Compensation Insurance Agent in Homestead Cost?

Workers compensation insurance costs in Florida vary widely by industry and payroll. For a small office business, rates may start around 50 cents per 100 dollars of payroll. For construction or agriculture, rates can be 5 to 15 dollars per 100 dollars of payroll. Your agent can provide a specific quote based on your business classification and loss history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the requirements for workers compensation insurance in Florida?
Florida law requires employers with four or more employees to carry workers compensation insurance. Construction industry employers with one or more employees must also have coverage. Sole proprietors and partners can elect to exclude themselves from coverage.
How can a workers compensation insurance agent help my Homestead business?
An agent can assess your specific business risks and help you choose a policy that meets Florida legal requirements. They can also explain how your premium is calculated based on payroll and classification codes. This ensures you are neither underinsured nor overpaying.
What happens if I do not have workers comp insurance in Florida?
Failure to carry required workers compensation insurance in Florida can result in fines up to twice the premium you would have paid. The state may also issue a stop-work order that closes your business until you obtain coverage. Repeat violations can lead to criminal penalties.