The top-rated workers' compensation insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,373 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Rich Mathews - State Farm Insurance Agent, Brightway Insurance, The Dorrian Agency. This directory lists 11 workers' compensation insurance agents serving Estero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Regency Insurance Group a Hilb Group Company | 23190 Fashion Dr p216 | (239) 628-4344 |
| 2 | Ted Todd Insurance: Allstate Insurance | 23160 Fashion Dr #223 | (239) 561-1100 |
| 3 | Rich Mathews - State Farm Insurance Agent | 9510 Corkscrew Palms Cir #4 | (239) 992-8896 |
| 4 | Brightway Insurance, The Dorrian Agency | 19970 S Tamiami Trl #104 | (239) 280-5480 |
| 5 | Lane Insurance Group | Located in the Galleria, 21105 Design Parc Ln #103 | (239) 947-7474 |
| 6 | Sagacity Insurance Professionals | 10600 Chevrolet Way Suite 224 | (239) 533-9755 |
| 7 | State Insurance USA, LLC | 10600 Chevrolet Way #107 | (239) 567-9992 |
| 8 | Coastline Insurance Group, Inc. | 23190 Fashion Dr #210 | (239) 217-6005 |
| 9 | Responsive Insurance Inc | 9470 Corkscrew Palms Cir #103 | (239) 596-3177 |
| 10 | Parlin Insurance Agency | 23160 Fashion Dr #217 | (239) 263-3141 |
Regency Insurance Group, a Hilb Group company, serves Estero and the surrounding areas of Lee County as a workers' compensation insurance agent. It helps local businesses navigate the complexities of covering workplace injuries and managing related claims. The agency guides employers through the process of securing policies that meet state requirements for employee protection. It also provides risk management support to help reduce the likelihood of on-the-job accidents. Specific services include processing new policy applications and assisting with premium audits for existing workers' compensation coverage.
Ted Todd Insurance: Allstate Insurance serves businesses in Estero and the surrounding area, assisting employers with workers' compensation insurance policies that help cover medical costs and lost wages for injured employees. The agency works to explain coverage options and state requirements for local companies of various sizes. Managing risk and ensuring compliance with Florida regulations are central to its client consultations. This office also provides services to commercial property managers and business owners in Bonita Springs and nearby Lee County communities.
Rich Mathews - State Farm Insurance Agent in Estero, FL, offers workers' compensation insurance for local businesses. Its services include policy consultation, risk assessment, and claims assistance to meet employer requirements. The agency provides ongoing service plans that involve periodic policy reviews and updates to reflect changing business operations and payrolls. Claim support includes filing guidance and communication with adjusters to facilitate resolution. The agency services a variety of properties, including single-family homes, apartments, retail, and restaurants throughout the Estero area.
Serving Estero, Bonita Springs, and the surrounding communities of Southwest Florida, Brightway Insurance, The Dorrian Agency handles workers’ compensation insurance for local businesses. It helps companies manage mandatory coverage requirements that protect employees from job-related injuries and illnesses. This agency approaches each assignment by first assessing a business’s specific payroll and risk profile, then matching that information to appropriate policy options from its carrier network. Through a straightforward consultation process, it works to secure coverage that complies with Florida regulations.
Lane Insurance Group in Estero, Florida distinguishes between one-time consultations for specific workers' compensation needs and recurring service options that provide ongoing policy management and claims support. They help local businesses secure essential coverage for work-related injuries and illnesses, ensuring compliance with Florida's regulations. Their services are available on either a one-time or as-needed basis, depending on the client's preference for periodic assistance versus scheduled, continuous oversight of their workers' compensation insurance requirements.
Sagacity Insurance Professionals in Estero, Florida specializes in helping local businesses secure workers’ compensation coverage. Its general service work includes evaluating risk exposures and navigating the specific compliance requirements for employers throughout the region. The agency assists with policy structures that provide essential medical and wage benefits for injured employees. As seasonal tourism ramps up or construction increases ahead of hurricane season, it helps businesses adjust their coverage to accommodate fluctuating workforce numbers and mitigate potential liabilities from sudden, weather-related workplace claims.
Businesses in Estero, Florida seeking guidance on their workers’ compensation insurance obligations can turn to State Insurance USA, LLC. This agency assists local employers with securing coverage that meets state requirements and protects their workforce. It helps companies understand policy options tailored to their industry and risk level. The agency’s services extend to neighboring Bonita Springs and the greater Lee County area for business coverage needs.
With the arrival of new construction and seasonal business expansions along the Gulf Coast, employers often face shifting payrolls that require updated workers' compensation policies. Coastline Insurance Group, Inc., located in Estero, Florida, helps local businesses navigate these changes by reviewing current coverage against fluctuating employee classifications and exposure levels. The agency assists clients in understanding how payroll reporting adjustments affect premium calculations, ensuring compliance with Florida’s compensation requirements for various industries. An initial assessment of job duties and associated risk factors typically kicks off the service.
Responsive Insurance Inc serves as a workers’ compensation insurance agent in Estero, Florida, helping businesses secure coverage that meets state regulations. The company focuses on pairing employers with policies that address payroll classifications and claim management needs. Its work includes assessing risk factors unique to client operations, such as workplace hazards and employee injury protocols, to recommend appropriate coverage limits. Commercial sectors it can serve include general offices, warehouses, and food service establishments.
Parlin Insurance Agency provides workers' compensation insurance agent services to residential clients in Estero and the surrounding areas. The agency also assists commercial businesses with their required coverage needs. As a local resource, the agent helps employers navigate complex state regulations to maintain compliance. Claims management support and risk assessment are key aspects of the ongoing relationship. After an initial policy is established, direct follow-up occurs annually upon renewal for review, with additional contact made whenever operational changes or payroll adjustments necessitate a mid-cycle update.
What Does a a Workers' Compensation Insurance Agent in Estero Cost?
Workers compensation insurance costs in Florida vary by industry payroll and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk jobs and higher for construction or manual labor. Florida uses a state rating system that includes loss costs and carrier multipliers. This is general information and not insurance advice.
About workers' compensation insurance agents in Estero
A workers compensation insurance agent in Estero Florida helps small and large businesses meet state coverage requirements. Florida law mandates that most employers with four or more employees carry workers comp insurance. An agent can guide you through the process and find a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Estero Florida?
In Florida any employer with four or more employees must carry workers compensation insurance. Construction businesses with one or more employees also need coverage. An agent can help you verify if your business falls under these requirements.
What does a workers compensation insurance agent do in Estero?
An agent helps you compare policies from different carriers and explains Florida specific rules. They assist with filing claims and ensure your business stays compliant with state laws. They do not provide legal advice but can connect you with resources.
How do I find a workers compensation insurance agent in Estero Florida?
You can search online directories or ask for referrals from other local business owners. Look for agents licensed in Florida who have experience with your industry. Verify their license through the Florida Department of Financial Services.
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