The top-rated workers' compensation insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Rick LoCicero - State Farm Insurance Agent, Scott Insurance. This directory lists 19 workers' compensation insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 4 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 5 | Rocco Casinelli - State Farm Insurance Agent | 999 Oronoque Ln Ste 206 | (203) 750-1700 |
| 6 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 7 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
| 8 | County Agency, Inc. | 2063 Barnum Ave | (203) 732-7650 |
| 9 | Lambros Insurance Services | 1980 Main St | (203) 377-2300 |
| 10 | Badmus Insurance Agency Llc | 2945 Main St | (203) 540-5262 |
A J Gambardella Insurance and Financial Services provides workers' compensation insurance policies and related coverage consultations to businesses throughout the Stratford area. The company offers ongoing policy reviews and risk management support tailored to its clients' operational needs. It maintains professional relationships with multiple carriers to secure suitable coverage options. The agent serves a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Omar Juarbe - State Farm Insurance Agent serves the Stratford, Connecticut, area as a workers' compensation insurance agent. The company assists local business owners with policies that provide medical benefits and wage replacement for employees injured on the job. It also helps employers manage risk and maintain coverage that complies with Connecticut state regulations. In this role, the firm handles claims support for workplace injury incidents and loss control guidance for small to mid-sized businesses.
Rick LoCicero - State Farm Insurance Agent in Stratford, CT serves homeowners, business owners, and property managers in need of workers’ compensation coverage. This agency helps local employers secure policies that cover medical expenses and lost wages for employees injured on the job. The agent works with small and mid-sized businesses to find appropriate insurance solutions that meet state requirements. Coverage options are designed to support financial protection for both the company and its workforce. The agency also serves clients throughout the greater Bridgeport area and neighboring communities.
Scott Insurance provides workers' compensation insurance services to businesses in Stratford, Connecticut, and the surrounding communities of Bridgeport, Fairfield, and Milford. It handles the complex process of securing coverage for workplace injuries and managing compliance with state regulations. The agency works with companies to identify their specific risk exposures and match them with appropriate insurance policies. To handle a typical job, Scott Insurance begins by thoroughly reviewing a business's operations and loss history before submitting applications to multiple carriers for competitive quotes.
For businesses in Stratford, workers’ compensation insurance coverage may be arranged as a one-time policy for a single project or as a recurring policy for ongoing payroll needs. Rocco Casinelli - State Farm Insurance Agent works with local employers to help match coverage requirements to operational risks and state regulations. As a workers’ compensation insurance agent, Rocco Casinelli assists with new policies and policy renewals. This service operates on a schedule determined by each employer’s renewal date, with as-needed consultation available for certificate requests or coverage changes.
Kevin Lavelle: Allstate Insurance in Stratford, CT, specializes in helping local businesses secure workers' compensation coverage tailored to their operational needs. The agency also provides general guidance on managing policy requirements and filing claims. Employers rely on its support for navigating compliance with Connecticut's workplace injury regulations. As seasonal staffing levels shift during the winter months, the agent assists clients in adjusting coverage to properly protect temporary and full-time workers against cold-weather related injuries.
As winter ice and spring rains create slick surfaces in Stratford workplaces, a single trip can lead to a costly workers’ compensation claim. Dougherty Insurance Agency, Inc. provides focused guidance to local businesses on crafting policies that cover medical costs and lost wages after such incidents. Their agents help employers in retail, construction, and other trades understand coverage requirements and risk controls for Connecticut’s system. An initial assessment of your current coverage and workplace hazards is the first step they take when you contact them.
County Agency, Inc. works with businesses to secure workers’ compensation insurance coverage that assists with the medical costs and lost wages from job-related injuries. The Stratford-based agent tailors policies to meet a company’s specific operational risks while simplifying compliance with state regulations. Clients receive guidance on premium calculation and claim support throughout the process. This agency serves a range of commercial sectors, including local offices, warehouses, food service establishments.
Lambros Insurance Services, based in Stratford, CT, provides residential workers' compensation insurance for individual policyholders, such as homeowners with domestic help or small in-home contractors. The agency also offers commercial coverage for local businesses, including contractors and retailers, serving Stratford and the surrounding Fairfield County area. Between regular policy visits, the agency facilitates follow-up services to adjust coverage for claims, injured employees, or seasonal workforce changes, ensuring continuous protection from renewal to renewal without client interruption.
Badmus Insurance Agency Llc is known for guiding small and mid-sized businesses through the complexities of workers' compensation requirements in the Stratford area. The agency helps clients secure coverage that addresses payroll classifications and state regulations while managing premium costs effectively. It serves a range of local industries including construction, retail, and light manufacturing. A specialty service this agency can provide is assisting employers with experience modification factors to help lower their premiums over time.
What Does a a Workers' Compensation Insurance Agent in Stratford Cost?
Typical costs for workers compensation insurance in Connecticut range from 0.75 to 2.50 per 100 dollars of payroll for low-risk office jobs to 10 to 30 dollars per 100 dollars of payroll for high-risk construction work. Actual premiums depend on your specific business classification and loss experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Stratford
Workers compensation insurance agents in Stratford Connecticut help local businesses secure coverage required by state law. Connecticut requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the process of obtaining a policy that meets Connecticut Workers Compensation Commission standards.
Frequently Asked Questions
What are the Connecticut requirements for workers compensation insurance?
Connecticut General Statutes Section 31-284 requires all employers with at least one employee to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and stop-work orders.
How can a workers compensation insurance agent in Stratford help my business?
An agent can assess your business risks and help you choose a policy that meets Connecticut state requirements. They also assist with filing forms with the Connecticut Workers Compensation Commission and can advise on premium calculation factors like payroll and industry classification.
What factors affect the cost of workers compensation insurance in Connecticut?
Costs are based on your business classification code, payroll, and claims history. Connecticut uses a competitive market with rates set by individual insurers. Agents can help you compare quotes from multiple carriers to find a suitable option.
Workers' Compensation Insurance Agents in Other Connecticut Cities
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