The top-rated workers' compensation insurance agent in Guilford, Connecticut is Guilford Insurance, rated 5.0 stars across 143 reviews. Other highly rated options include Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT, Craig Tracz - State Farm Insurance Agent, Maria Pietrosante: Allstate Insurance. This directory lists 13 workers' compensation insurance agents serving Guilford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guilford Insurance | 105 Church St | (203) 689-5260 |
| 2 | Page Insurance, Ltd - Independent Home & Auto Insurance Specialists CT | 102 Boston St | (203) 453-5258 |
| 3 | Craig Tracz - State Farm Insurance Agent | 652 Boston Post Rd STE 6 | (203) 204-1421 |
| 4 | Maria Pietrosante: Allstate Insurance | 705 Boston Post Rd Unit 4b | (860) 388-0857 |
| 5 | Teysha Poindexter - My Skyline Insurance | 1310 Boston Post Rd Unit 5 | (860) 322-6864 |
| 6 | Smart Insurance CT | 24 Graves Ave | (203) 457-8040 |
| 7 | Kinnare Insurance LLC | 135 Church St | (203) 453-4829 |
| 8 | Relation Insurance Services | 48 State St | (203) 453-0816 |
| 9 | Anchor Associates Inc | 60 Little Meadow Rd | (203) 453-5939 |
| 10 | Falcone Insurance Group | 800 Village Walk | (203) 689-5674 |
Guilford Insurance, based in New Haven County, serves local businesses by connecting them with workers' compensation insurance coverage tailored to their operational risks and regulatory needs. The company assists employers across various industries in managing their occupational injury liability through policy analysis and carrier advocacy. It helps businesses file claims and navigate return-to-work protocols, ensuring compliance with Connecticut’s workers’ compensation laws. Specific services include policy audit reviews for correct premium calculations and coordinating medical-only claims management for workplace injuries.
Page Insurance, Ltd serves as an independent workers’ compensation insurance agent in Guilford, CT, offering coverage guidance for local businesses. It provides policy reviews, risk assessments, and ongoing support to help manage claims effectively. Regular service check-ins ensure clients remain compliant with coverage requirements throughout the policy term. The company services a range of commercial properties, including single-family homes operating as small businesses, apartments, retail spaces, and restaurants.
Craig Tracz - State Farm Insurance Agent in Guilford, CT serves homeowners, businesses, and property managers who require workers' compensation insurance. The agency helps local employers secure coverage that meets state requirements for employee injury protection. Business owners can discuss payroll classifications and premium calculations tailored to their specific operations. The office offers guidance on claims procedures and risk management strategies for various industries. Beyond Guilford, the company also covers neighboring communities throughout New Haven County and the surrounding shoreline area.
Maria Pietrosante: Allstate Insurance serves Guilford, Connecticut, and the surrounding shoreline communities. As a workers’ compensation insurance agent, the agency handles coverage that protects businesses when an employee is injured on the job. This includes assisting employers in managing claims and facilitating a return to work. To complete a typical job, it works directly with business owners to assess their specific liability risks and then recommends a policy that complies with Connecticut regulations.
Teysha Poindexter - My Skyline Insurance, based in Guilford, CT, assists businesses in distinguishing between one-time workers' compensation policy setup and ongoing service options, helping employers manage payroll classifications and claims reporting. The agency provides coverage that protects both employees and employers from financial losses due to workplace injuries, including medical expenses and lost wages. Service runs on an as-needed basis, with support available when clients require policy adjustments or guidance on compliance matters.
As a workers’ compensation insurance agent in Guilford, CT, Smart Insurance CT specializes in helping small and mid-sized businesses secure tailored coverage that meets state requirements. It also assists clients with policy reviews, claims support, and risk management guidance to maintain compliance and control costs. Its services are particularly valuable during seasonal workforce changes, such as when construction or landscaping firms add temporary employees and need adjustments to their payroll reporting and premium calculations.
As Connecticut employers adjust their coverage for shifting seasonal demands in Guilford and the surrounding shoreline, businesses turn to Kinnare Insurance LLC for workers’ compensation guidance. The company reviews each client’s payroll classifications and operational risks to recommend appropriate policy structures. An initial consultation typically includes a thorough evaluation of the property and work areas. This assessment begins with an on-site walkthrough to identify potential hazards and ensure compliance with current coverage requirements.
Relation Insurance Services provides workers' compensation insurance solutions to businesses in the Guilford, Connecticut area. Its core work involves helping clients secure coverage for workplace injuries and ensuring compliance with state regulations. Workers' compensation insurance can be arranged alongside additional coverages, such as employer liability or payroll audit protection. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Anchor Associates Inc in Guilford, Connecticut assists businesses with securing workers’ compensation insurance, providing coverage for employee injuries and illnesses. As a dedicated agent, the firm can help tailor policies that address specific operational risks within common workplaces. Their services may be utilized by companies operating in standard commercial sectors such as local offices, warehouses, and food service establishments.
Falcone Insurance Group provides workers’ compensation insurance services to residents in Guilford. The agency also assists local commercial clients in securing coverage for employee injuries and workplace liabilities. Their service area extends throughout the surrounding Connecticut communities. Agents help businesses navigate state-mandated insurance requirements and risk management needs. Following an initial policy setup, the team remains available for periodic policy reviews and claim support needs that arise between regular visits.
What Does a a Workers' Compensation Insurance Agent in Guilford Cost?
The cost of workers compensation insurance in Connecticut varies by industry, payroll size, and claims history. For a small business in Guilford, annual premiums typically range from a few hundred to several thousand dollars per employee. Rates are set by the National Council on Compensation Insurance and approved by the Connecticut Insurance Department. This is general information and not insurance advice.
About workers' compensation insurance agents in Guilford
Workers compensation insurance agents in Guilford Connecticut help local businesses obtain the required coverage under Connecticut state law. Connecticut requires most employers with one or more employees to carry workers compensation insurance. An agent can guide you through the process of finding a policy that meets state mandates and protects your workers.
Frequently Asked Questions
What does a workers compensation insurance agent in Guilford do?
A workers compensation insurance agent in Guilford helps you compare policies from different carriers to find coverage that fits your business. They also assist with payroll classification and premium audits required by Connecticut law.
Is workers compensation insurance mandatory in Guilford Connecticut?
Yes, Connecticut law requires all employers with at least one employee to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders.
How does Connecticut define an employee for workers comp purposes?
Connecticut defines an employee broadly to include most workers hired for wages or a salary. Independent contractors may be exempt but must meet strict criteria under Connecticut General Statutes Section 31-275. An agent can help you classify your workers correctly.
Workers' Compensation Insurance Agents in Other Connecticut Cities
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