The top-rated workers' compensation insurance agent in East Hartford, Connecticut is Melvin Banks - State Farm Insurance Agent, rated 5.0 stars across 368 reviews. Other highly rated options include Brian Busam - State Farm Insurance Agent, Sica Insurance & Financial Services, Globe Life American Income Division: Moore Sodan Organization. This directory lists 11 workers' compensation insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melvin Banks - State Farm Insurance Agent | 104 Connecticut Blvd | (860) 289-1141 |
| 2 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 3 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 4 | Globe Life American Income Division: Moore Sodan Organization | 111 Founders Plaza Suite 1701 | (860) 245-8225 |
| 5 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 6 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 7 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 8 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 9 | Evans, Pires & Leonard Insurance Agency, Inc | 121 Roberts St | (860) 289-6816 |
| 10 | DiMatteo Insurance Brokers, LLC | 111 Founders Plaza | (860) 519-1074 |
Melvin Banks - State Farm Insurance Agent serves clients in and around East Hartford, Connecticut. As a workers' compensation insurance agent, this office helps local businesses secure coverage required by state regulations. Policies are designed to provide medical benefits and wage replacement for employees who suffer job-related injuries or illnesses. The agent can assist with policy selection, risk assessment, and filing claims for workers hurt on the job. Services also include helping employers understand compliance requirements and manage premium costs.
As a workers' compensation insurance agent, Brian Busam - State Farm Insurance Agent in East Hartford, CT provides businesses with coverage to manage costs related to workplace injuries and illnesses. Service plans include policy review and risk assessment to match local regulatory requirements. Ongoing maintenance involves evaluating payroll changes and claims management support. The agency handles coverage for single-family homes, apartments, retail establishments, and restaurants.
Serving small to mid-sized business owners, property managers, and homeowners across the region, Sica Insurance & Financial Services arranges workers’ compensation insurance policies to protect employers from costs related to workplace injuries. The agency helps clients understand coverage requirements and find appropriate plans for their specific operations. Businesses rely on their guidance to maintain compliance with Connecticut’s regulations while managing risk. Located in East Hartford, the agency also extends its services to nearby communities in the Hartford metropolitan area, including Manchester and Glastonbury.
The Moore Sodan Organization, a division of Globe Life American Income, in East Hartford, differentiates between providing a single, one-time workers’ compensation policy for a specific contract and establishing recurring coverage that automatically renews for ongoing business operations. This agency helps companies secure insurance that covers medical expenses and lost wages for employees injured on the job. Local businesses benefit from guidance on compliance with Connecticut’s mandatory coverage requirements. These workers’ compensation services are available strictly on an as-needed or requested basis.
Amica Mutual Insurance Company serves clients in East Hartford and the surrounding Connecticut communities, handling workers' compensation insurance policies for local employers. It advises businesses on coverage that protects employees who suffer job-related injuries or illnesses, helping them manage claims and comply with state regulations. The agency works directly with each client to assess their specific operational risks and liability exposures. It then structures a tailored insurance plan that meets legal requirements and provides financial protection, securing the policy through its own network of selected carriers.
Nationwide Insurance: Paul J. Fitzgerald specializes in workers’ compensation insurance for businesses in East Hartford, Connecticut. It helps employers secure coverage that meets state regulations and protects against workplace injury claims. The agency advises clients on policy options, risk management strategies, and claims navigation. Services are tailored to local industry needs, including small business and commercial operations. As winter weather increases slip-and-fall risks, the agent assists companies in adjusting coverage to address seasonal liability concerns.
As local businesses in East Hartford prepare for the busy winter season, the need for reliable workers' compensation coverage often becomes more pressing. Gary Berube Insurance helps area employers secure policies that meet state requirements and protect their workforce. This agency focuses on matching clients with appropriate plans for their specific industry risks, from small retail shops to construction contractors. After an initial discussion to understand the business’s payroll and operations, a standard workplace inspection is scheduled to finalize coverage details and ensure compliance with Connecticut regulations.
Ferguson & McGuire Insurance Inc., located in East Hartford, Connecticut, is known for providing Workers' Compensation Insurance solutions tailored to local businesses. It assists employers in securing essential coverage that addresses workplace injury claims and regulatory compliance needs. The agency typically serves a range of commercial clients, from small operations to larger firms, helping them manage risk and control insurance costs. For added protection, it offers access to loss control services that help businesses reduce workplace hazards and improve safety programs.
Evans, Pires & Leonard Insurance Agency, Inc serves residential clients needing workers' compensation coverage for household employees in East Hartford, Connecticut. The agency also handles commercial policies for local businesses requiring employer liability protection throughout the greater Hartford area. All policies aim to provide financial security for work-related injuries as required by state law. The agency’s team ensures timely follow-up to adjust coverage between regular visits according to changing client needs.
DiMatteo Insurance Brokers, LLC in East Hartford, Connecticut assists businesses with both one-time policy adjustments for specific projects and recurring Workers' Compensation coverage that satisfies state regulations. Their service focuses on securing insurance that covers medical expenses and lost wages for employees injured on the job. They also help employers manage payroll classifications and premium audits to maintain compliance. Service is provided on either a scheduled basis for policy renewals or an as-needed basis when immediate coverage questions or claims arise.
What Does a a Workers' Compensation Insurance Agent in East Hartford Cost?
Typical workers compensation insurance costs in Connecticut range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs, and up to 15 to 30 dollars for high risk construction work. Premiums are also influenced by the employers experience modification factor and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in East Hartford
Workers compensation insurance agents in East Hartford help employers comply with Connecticut state law requiring coverage for most businesses with one or more employees. Connecticut General Statutes Section 31-284 mandates that employers provide benefits for work related injuries or illnesses. A local agent can guide you through policy selection and premium audits.
Frequently Asked Questions
What are the Connecticut requirements for workers compensation insurance?
Connecticut law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and LLC members can choose to exempt themselves from coverage.
How does an East Hartford agent help with workers comp policies?
An agent evaluates your business operations and payroll to recommend a policy that meets state requirements. They can also assist with filing forms, managing claims, and ensuring compliance with Connecticut Department of Labor regulations.
What factors affect workers comp insurance costs in Connecticut?
Costs depend on your industry classification code, payroll size, and claims history. Connecticut uses a competitive rating system so premiums vary by carrier. An agent can compare quotes from multiple insurers to find a suitable rate.
Workers' Compensation Insurance Agents in Other Connecticut Cities
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