The top-rated workers' compensation insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Nationwide Insurance: Michael Silberberg. This directory lists 11 workers' compensation insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 5 | Senior Health and Retirement Services | 71 Bradley Rd UNIT 11 | (860) 664-5596 |
| 6 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 7 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 8 | Northeastern Underwriters Ltd | 5 Linden Ln | (203) 245-7169 |
| 9 | MetLife Auto & Home , part of The Farmers Insurance Group | 60 Wildcat Springs Dr | (860) 665-1204 |
| 10 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
Farmers Insurance - Carmelo Pistritto serves Madison and surrounding communities in New Haven County as a workers’ compensation insurance agent. This agency helps local businesses secure coverage that addresses medical expenses and lost wages for employees injured on the job. The agent guides employers through policy options designed to meet Connecticut’s state requirements. Services include customizing coverage limits and assisting with claims management to support smooth return-to-work processes. Farmers Insurance - Carmelo Pistritto handles risk assessment for small businesses and policy adjustments for contractors in this area.
Lauren LaTorre-Osterling - State Farm Insurance Agent provides comprehensive workers' compensation insurance services for local employers, including policy issuance and risk management guidance. The agency offers ongoing policy maintenance, claims filing assistance, and periodic coverage reviews to help businesses remain compliant with Connecticut regulations. It services a variety of local properties and business types, such as single-family homes, apartments, retail stores, and restaurants.
Carl Jeppesen: Allstate Insurance serves local homeowners, businesses, and property managers in Madison by providing workers’ compensation insurance agent services. The agency helps employers secure coverage that meets state requirements while protecting against workplace injury claims. Policies can be tailored to fit varying operational risks and payroll structures. As an independent agent, it assists clients in comparing options from multiple carriers to find suitable policies. Its coverage area also extends to nearby Guilford along the Connecticut shoreline.
Nationwide Insurance Michael Silberberg serves workers in Madison, Connecticut, and surrounding shoreline communities, handling workers’ compensation insurance needs for local businesses. It provides coverage that addresses workplace injuries and medical expenses, helping employers manage their legal obligations. The agency assists with policy selection and filing paperwork to ensure compliance with state regulations. For a typical job, it first reviews the client’s industry risks and employee classifications before recommending a tailored coverage plan.
Senior Health and Retirement Services in Madison, CT understands that workers’ compensation insurance can be acquired through a one-time policy purchase or engaged as an ongoing service. It assists local businesses with coverage that addresses employee injury claims and medical expenses. The agency arranges plans meeting state requirements while advising on risk management. Service runs on a scheduled and as-needed basis to support clients throughout the policy term.
Kearney Insurance Agency LLC provides workers’ compensation insurance placement, helping businesses secure coverage for workplace injuries and illnesses. It also advises clients on risk management strategies and policy compliance. The agency assists employers with navigating premium audits and developing safety protocols to reduce claims frequency. During seasonal hiring rushes in Madison, CT, it helps temporary and seasonal workers obtain proper injury coverage.
As local businesses in Madison adapt to the seasonal shifts in construction and maritime trades, securing proper workers’ compensation coverage becomes essential year-round. McLaughlin Associates Insurance Agency assists employers in navigating these requirements by evaluating unique operational risks and matching them with appropriate policies. Agents focus on aligning coverage limits with Connecticut's regulatory standards while considering the specific hazards of each workplace. An initial risk assessment is scheduled at the client’s place of business to identify exposures and determine accurate premium baselines before binding any policy.
Northeastern Underwriters Ltd in Madison, CT assists businesses with workers' compensation insurance, focusing on managing coverage needs and claims support for local employers. The agency specializes in helping clients navigate Connecticut's regulatory requirements and choose appropriate policies that protect both employees and company operations. It serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring its insurance solutions to the unique risks of each industry.
Serving residents throughout the Madison area, MetLife Auto & Home assists clients with obtaining workers’ compensation insurance for small businesses and larger commercial operations. As part of The Farmers Insurance Group, the team provides coverage tailored to local workplace risks and legal requirements. Agency professionals help employers select appropriate policies to protect workers and manage claims effectively. Service extends across the region, with agents available for follow-up consultations, policy reviews, and necessary adjustments between annual renewal visits.
Karen E Buck - Aflac Insurance Agent in Madison, CT, provides workers' compensation insurance coverage for local businesses. The agency helps employers secure policies that manage costs related to workplace injury and illness claims. Ongoing guidance ensures client compliance with regional regulatory requirements and policy adjustments. Understanding policy limits and payroll reporting is a core part of the service range it offers. This agency can also add supplemental accident or disability coverage for employees.
What Does a a Workers' Compensation Insurance Agent in Madison Cost?
Workers compensation insurance costs in Connecticut average between $0.75 and $2.50 per $100 of payroll, depending on the job classification. For a small business in Madison with $100,000 in payroll, annual premiums might range from $750 to $2,500. Rates are set by the National Council on Compensation Insurance (NCCI) and approved by the Connecticut Insurance Department. This is general information and not insurance advice.
About workers' compensation insurance agents in Madison
A workers compensation insurance agent in Madison Connecticut helps local businesses secure coverage required by state law. Connecticut requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the specific filing rules and premium calculations for your industry in Madison.
Frequently Asked Questions
What are the Connecticut requirements for workers compensation insurance?
Connecticut General Statutes Section 31-284 requires employers with one or more employees to carry workers compensation insurance. Coverage must be obtained before hiring the first employee. Failure to comply can result in fines and stop work orders.
How does a workers compensation insurance agent in Madison help my business?
An agent reviews your business operations and payroll to find a policy that meets Connecticut state requirements. They also help you understand classification codes and premium audits specific to Madison industries like retail or construction.
Can I get a workers compensation policy if I am a sole proprietor in Connecticut?
Yes, sole proprietors in Connecticut can choose to include themselves under a workers compensation policy. While not legally required for yourself, some clients or contracts may demand it. An agent can explain the options and costs.
Workers' Compensation Insurance Agents in Other Connecticut Cities
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