The top-rated workers' compensation insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 18 workers' compensation insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Mary Agcaoili: Allstate Insurance | 1039 Main St H | (970) 686-1026 |
| 8 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 9 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 10 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
Farmers Insurance - Gabriel Garcia-Hitt serves the Windsor, Colorado area as a workers' compensation insurance agent, providing coverage for businesses to manage workplace injury claims. Workers' compensation policies help employers meet state legal requirements while protecting their employees. The agency assists local companies with policy selection and claims support to reduce financial risks from on-the-job accidents. It handles classification of employee roles for premium accuracy and offers guidance on injury reporting procedures.
Scott Horvath, a State Farm Insurance agent in Windsor, CO, serves local homeowners, business owners, and property managers by providing workers’ compensation insurance policies that protect employees in the event of workplace injuries. He helps clients analyze their coverage needs and navigate policy options to meet Colorado’s regulatory requirements. The agency offers personalized consultations to ensure businesses understand their risk exposure. Scott Horvath also extends this service to clients in the nearby community of Fort Collins.
Joe Unruh: Allstate Insurance provides workers' compensation coverage for businesses of all sizes, helping employers meet legal requirements and protect their workforce. The agency offers policy management and claims support to help maintain compliance with local regulations. Servicing the Windsor, Colorado area, it assists with payroll audits and policy adjustments as business needs change. The company serves a range of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Scott Harper - State Farm Insurance Agent serves Windsor and the surrounding communities in northern Colorado, including Greeley, Loveland, and Fort Collins, providing workers' compensation insurance for local businesses. The agency handles policies that cover medical expenses and lost wages for employees who are injured on the job, helping employers meet state requirements. For a typical job, the agent evaluates a business's industry, payroll, and claims history to quote a policy tailored to its specific risk level.
Heidi Washburn - State Farm Insurance Agent in Windsor, CO offers workers’ compensation insurance for businesses that require ongoing payroll-based coverage, distinct from stand-alone policies for occasional contractors. Coverage helps employers meet legal obligations for medical expenses and lost wages following workplace injuries. Each policy is customized to the specific risks of the company’s industry and workforce size. This agent provides service on a scheduled basis, with regular policy reviews and adjustments to match changing employee counts or business operations.
Farmers Insurance - Tammy Woods provides workers’ compensation insurance in Windsor, CO, where small businesses often face seasonal injury risks during the winter months or peak agricultural work. The agency helps local employers secure coverage tailored to their operations and Colorado’s regulatory requirements, ensuring compliance and financial protection for workers. Every policy starts with a thorough inspection of the workplace to assess hazard exposure and verify safety protocols before coverage can be finalized.
Mary Agcaoili: Allstate Insurance specializes in providing workers' compensation insurance coverage to Windsor, Colorado businesses and local professionals. The agency assists employers with policy selection, claims assistance, and managing workplace injury risks. By guiding clients through Colorado’s specific compliance requirements, the agent protects both companies and their employees. During harvest season, when agricultural and outdoor work in Windsor increases accident exposure, this agency helps keep operations covered and fully protected.
Squires Insurance Solutions assists businesses by securing appropriate workers' compensation coverage, focusing on protecting both employers and employees from work-related injuries. The company offers specialty add-ons such as employer liability insurance and loss control services to help manage workplace risks. Located in Windsor, Colorado, the agency supports a range of commercial sectors, including offices, warehouses, and food service operations.
During the winter months, local businesses in Windsor often face increased risk of employee slips and falls on icy surfaces. LSI Insurance Agency, Inc. responds by focusing on practical coverage strategies for workers' compensation insurance. The agency helps employers understand their reporting obligations under Colorado regulations and assists in reviewing claims procedures to promote smoother recovery for injured workers. Their process begins with a comprehensive assessment of the company’s current workplace hazards and operational needs. This initial inspection forms the foundation for the agency’s recommendations.
Brian Binder Agency Inc American Family Insurance provides workers' compensation coverage to businesses throughout the Windsor, Colorado area. This agency helps local employers secure policies that cover medical expenses and lost wages for employees injured on the job. They can tailor coverage with necessary add-ons like employer liability or statutory benefits protections. The agency serves a variety of commercial sectors, including office environments, warehouse operations, and food service establishments.
What Does a a Workers' Compensation Insurance Agent in Windsor Cost?
Workers compensation insurance costs in Colorado vary by industry, payroll, and claims history. Typical rates range from 0.50 to 3.50 per 100 dollars of payroll for low risk jobs, and up to 15.00 or more for high risk roles. Premiums also include a state assessment fee. This is general information and not insurance advice.
About workers' compensation insurance agents in Windsor
A workers compensation insurance agent in Windsor Colorado helps employers secure coverage that meets state requirements. Colorado law mandates most businesses carry workers comp insurance for their employees. An agent can explain how Colorado Division of Workers Compensation rules apply to your specific business type and payroll.
Frequently Asked Questions
Who needs workers compensation insurance in Windsor Colorado?
Almost all employers in Colorado with one or more employees must carry workers comp insurance. This includes part time and seasonal workers. Sole proprietors and some independent contractors may be exempt.
What does a workers compensation insurance agent do in Windsor?
An agent helps you find a policy that fits your business risk and budget. They also advise on Colorado specific requirements such as posting notices and reporting claims to the Division of Workers Compensation.
How quickly must I report a workplace injury in Colorado?
Colorado law requires employers to report a workplace injury to their insurance carrier within 10 days of learning about it. The carrier then has 20 days to accept or deny the claim.
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