The top-rated workers' compensation insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 16 workers' compensation insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 8 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 9 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
| 10 | Isaac Sotelo - State Farm Insurance Agent | 2676 Northpark Dr Suite 200 | (720) 891-4917 |
Inservice to Lafayette, Colorado, and the surrounding communities, Inszone Insurance Services specializes in Workers' Compensation Insurance. It helps local businesses navigate the complexities of securing coverage for employee injuries and workplace accidents while complying with state regulations. The agency focuses on matching each client’s risk profile and payroll with appropriate policies from various carriers. To handle a typical job, it begins by analyzing the business’s operations and loss history to identify specific needs before providing tailored coverage options.
Shawn Hughes - State Farm Insurance Agent serves the Lafayette, Colorado area as a workers’ compensation insurance agent. The company assists local employers in securing coverage that meets state requirements for workplace injury protection. Workers’ compensation policies here help businesses manage medical expenses and lost wages for employees injured on the job. This agency also guides clients through the process of obtaining employer liability insurance and navigating complex claims filing procedures.
Jim Plane - State Farm Insurance Agent in Lafayette, CO provides workers’ compensation insurance coverage and related risk management guidance. The agency offers initial policy setup assistance, regular policy reviews, and ongoing support for claims reporting and premium audits. Service plans include scheduled consultations to help local businesses maintain proper coverage as their operations evolve. Typical clients include single-family homeowners with home-based businesses, apartment complex owners, retail store operators, and restaurant proprietors.
Joshua Chase’s State Farm Insurance agency in Lafayette serves local businesses and property managers seeking workers’ compensation coverage for their employees. The agency helps owners navigate Colorado’s workers’ compensation requirements, offering policies that can cover medical expenses and lost wages for work-related injuries. By explaining policy options and claims procedures clearly, they make the process straightforward for commercial clients in a variety of trades. Their office also regularly handles coverage needs for small and mid-sized employers in nearby Louisville and throughout Boulder County.
The Woods Insurance Group in Lafayette, Colorado, coordinates workers' compensation coverage for local businesses and those in surrounding communities, handling statutory policies that protect employees with medical and wage replacement benefits. It assesses workplace risks to match a company with appropriate coverage levels, ensuring compliance with state regulations. The agency then connects clients with appropriate insurance carriers and explains the claims process for job-related injuries, using a consultative approach to review exposure and adjust policy details for each operation.
Shelter Insurance - Jo Peters offers both one-time workers' compensation policy setups for new businesses and ongoing coverage management for established employers in Lafayette, Colorado. Policies are designed to protect against work-related injury claims and medical expenses as required by state law. Service is provided on a scheduled basis, with periodic policy reviews and renewals throughout the year to maintain compliance and adjust coverage as business needs change.
Rocky Mountain Insurance Center in Lafayette, Colorado provides workers' compensation coverage for local businesses, distinguishing between one-time policies for short-term projects and recurring plans for ongoing operations. The agency helps employers meet state-mandated insurance requirements while protecting against lost wages and medical costs from workplace injuries. Claims support and risk management guidance assist in controlling premium costs over time. Service is provided on a scheduled basis, with regular policy reviews to adjust coverage as business needs change.
Winter in Lafayette often brings icy sidewalks and slick parking lots, raising the risk of workplace slips. Farmers Insurance - Daniel Coons helps local businesses manage those exposures by tailoring workers' compensation policies that address the specific hazards of Colorado's mountain seasons. Their service emphasizes clear communication with employers about claim procedures and state requirements. An initial policy review typically begins with a worksite inspection to identify potential injury sources and verify proper safety protocols are in place.
Farmers Insurance - Jason Tichota specializes in workers' compensation insurance, helping local Lafayette employers secure coverage for workplace injuries and illnesses. The agency also guides clients through related business insurance needs, such as general liability and property protection. It regularly assists companies with the specific seasonal demands of Colorado’s construction and outdoor industries, where winter weather and summer project peaks create fluctuating injury risks and policy adjustment requirements.
Isaac Sotelo - State Farm Insurance Agent provides workers' compensation insurance coverage for local businesses in Lafayette, Colorado. The agency specializes in offering tailored protection against claims related to workplace injuries for various employers. Clients operating offices, warehouses, and food service establishments can engage this agent to help secure essential coverage that addresses their specific operational risks and regulatory requirements.
What Does a a Workers' Compensation Insurance Agent in Lafayette Cost?
Workers compensation insurance costs in Colorado vary by industry and payroll. For a small office based business in Lafayette, rates may range from 0.50 to 1.50 dollars per 100 dollars of payroll. For construction or high risk jobs, rates can be 5 to 15 dollars per 100 dollars of payroll. Your agent can provide a specific quote based on your business classification. This is general information and not insurance advice.
About workers' compensation insurance agents in Lafayette
Workers compensation insurance agents in Lafayette Colorado help local businesses meet state insurance requirements. Colorado law requires nearly all employers to carry workers compensation coverage for their employees. An agent can guide you through the rules set by the Colorado Division of Workers Compensation.
Frequently Asked Questions
Do I need workers compensation insurance in Lafayette Colorado?
Yes, Colorado law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors without employees may choose to opt out.
How do I find a workers compensation insurance agent in Lafayette?
You can search for licensed insurance agents in Lafayette through the Colorado Division of Insurance website. Many local independent agents offer policies from multiple carriers. They can compare quotes and explain coverage options for your industry.
What happens if I do not have workers comp in Colorado?
Operating without required workers compensation insurance is a serious violation in Colorado. The state can issue fines of up to 500 dollars per day of noncompliance. Your business may also face stop work orders and legal penalties.
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