The top-rated workers' compensation insurance agent in Colorado Springs, Colorado is Chris Sutherland - State Farm Insurance Agent, rated 4.8 stars across 607 reviews. Other highly rated options include A Plus Insurance, Premier Group Insurance Karen Frausto, ALINK Insurance Services - Colorado Springs, CO. This directory lists 34 workers' compensation insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Sutherland - State Farm Insurance Agent | 8320 Razorback Rd | (719) 598-8211 |
| 2 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 3 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 4 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 5 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 6 | Matt Waddell - State Farm Insurance Agent | 620 Southpointe Ct Suite 205 | (719) 375-5536 |
| 7 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
| 8 | Red Letter Insurance Solutions | 3455 Briargate Blvd #290 | (719) 999-2552 |
| 9 | The Insurance Stops | 2105 E Bijou St Suite A | (719) 636-3340 |
| 10 | Insurance Centers of America | 2055 Anglo Dr suite 200 | (719) 528-5400 |
Chris Sutherland, operating as a State Farm Insurance Agent in Colorado Springs, offers a comprehensive range of workers’ compensation insurance policies designed to protect local businesses from workplace injury claims. The agency assists employers in understanding coverage requirements and can help tailor policy limits to specific operational risks. Ongoing support includes policy reviews and claims assistance to ensure clients maintain compliant coverage. This office provides these services for various commercial properties, including single-family homes, apartments, retail locations, and full-service restaurants.
A Plus Insurance serves Colorado Springs and the surrounding communities of El Paso County, handling employer needs for workers' compensation insurance coverage. The agency focuses on connecting local businesses with policies that meet state regulatory requirements and provide medical and wage benefits for injured employees. Workers' compensation insurance agents in this area assist with classification codes, premium audits, and compliance with Colorado Division of Workers' Compensation rules. For a typical job, it evaluates a business's payroll, risk factors, and industry type to recommend appropriate coverage options.
Premier Group Insurance Karen Frausto offers workers’ compensation coverage for businesses in Colorado Springs, distinguishing between occasional one-time policies for short-term projects and recurring annual plans that renew each policy period. These policies help cover medical expenses and lost wages for employees injured on the job while protecting employers from related lawsuits. Coverage is tailored to local industry needs, including small construction firms and retail operations. Service for policy setup and adjustments runs on a scheduled basis throughout the year, with additional support available as needed for claims or endorsements.
ALink Insurance Services in Colorado Springs specializes in connecting employers with workers’ compensation coverage tailored to specific industry risks. It assists businesses throughout the region by navigating the complexities of insurance policies and ensuring compliance with local regulations. This agency helps clients address seasonal staffing changes common in Colorado’s tourism and construction sectors, particularly when adjusting coverage for temporary or fluctuating workforces during peak winter or summer operations.
Inszone Insurance Services in Colorado Springs is known for helping employers secure workers’ compensation coverage that meets state requirements while managing workplace risk exposure. The agency assists local businesses, from small contractors to larger firms, in navigating insurance options that comply with Colorado regulations and support injured employees. Its service range includes policy placement and claims guidance tailored to various industries. This company also offers specialty risk assessment services that focus on injury prevention and return-to-work program development.
Matt Waddell - State Farm Insurance Agent in Colorado Springs provides general insurance services and specializes in workers' compensation coverage for local businesses. This agent explains how workers' compensation policies can help employers manage medical costs and lost wages for employees who are injured on the job. Policies are designed to address the specific risks faced by different working environments. Common commercial sectors this agent can serve include offices, warehouses, and food service operations.
Westco Insurance LLC serves Colorado Springs and the surrounding communities, handling workers’ compensation insurance policies for local businesses. The agency specializes in helping employers secure coverage that meets state requirements while protecting their workforce. Each client’s industry, payroll size, and claims history are carefully reviewed to identify appropriate policy options. Carriers are then consulted to compare coverage terms and premium structures. This approach allows the agency to present a tailored selection of plans suited to the specific operational risks and budget of each employer.
Red Letter Insurance Solutions in Colorado Springs offers both one-time consultations for specific workers’ compensation inquiries and ongoing service for companies needing continuous policy management. As a workers’ compensation insurance agent, the firm assists local employers in securing coverage that meets state-required protections for workplace injuries. The agent helps businesses compare options and file claims when necessary. Service operates primarily on a scheduled basis, with additional appointments arranged as needed by the client.
As winter weather increases slip-and-fall risks for local businesses, The Insurance Stops in Colorado Springs helps employers secure appropriate workers' compensation policies. They guide clients through the coverage options required by Colorado law to protect both the company and its workers from medical and lost-wage expenses. After discussing a client’s specific payroll and job classifications, the agency begins the process with a preliminary risk assessment of the workplace to determine the proper policy terms.
What Does a a Workers' Compensation Insurance Agent in Colorado Springs Cost?
Workers compensation insurance costs in Colorado typically range from 0.50 to 3.00 dollars per 100 dollars of payroll depending on your industry classification and claims history. For example a low-risk office job may cost around 0.50 dollars while construction work can exceed 2.50 dollars. Premiums are also influenced by the Colorado experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Colorado Springs
A workers compensation insurance agent in Colorado Springs helps local businesses secure coverage required by Colorado law. Colorado requires most employers to carry workers comp insurance even if they have only one employee. An agent can explain state-specific rules like the Colorado Division of Workers Compensation reporting deadlines and assist with policy selection.
Frequently Asked Questions
Does Colorado require workers compensation insurance for all businesses?
Yes, Colorado law requires all employers with at least one employee to carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and some corporate officers may elect to exclude themselves.
How does an agent help with Colorado workers comp audits?
An agent can review your payroll classification codes and estimated premium before the annual audit. They help ensure accurate reporting to avoid surprise charges or penalties from the Colorado Division of Workers Compensation.
What happens if I do not have workers comp coverage in Colorado?
Colorado imposes severe penalties for noncompliance including fines up to 500 dollars per day and potential criminal charges. The Colorado Department of Labor and Employment can also issue stop work orders against your business.
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