The top-rated workers' compensation insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include Diana Lockmiller - State Farm Insurance Agent, David Perkins - State Farm Insurance Agent, River Valley Insurance Group. This directory lists 21 workers' compensation insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | River Tree Insurance | 9668 Madison Blvd #202 | (256) 824-0117 |
| 2 | Diana Lockmiller - State Farm Insurance Agent | 1662 Slaughter Rd | (256) 325-7283 |
| 3 | David Perkins - State Farm Insurance Agent | 12906 Oliver Ln | (256) 325-3080 |
| 4 | River Valley Insurance Group | 9290 Madison Blvd Suite B | (256) 870-7844 |
| 5 | Becky L. Gordon: Allstate Insurance | 7771 Hwy 72 W Ste A | (256) 430-0477 |
| 6 | Legacy Insurance | 814A Palmer Rd | (256) 325-3730 |
| 7 | River Tree Insurance Services Inc | 9668 Madison Blvd #202 | (256) 715-0477 |
| 8 | Jaclyn Klein, Alfa Insurance Agent | 1593 Hughes Rd suite f | (256) 361-0244 |
| 9 | Grier Insurance | 9668 Madison Blvd Suite 229 | (256) 766-2222 |
| 10 | Peck-Glasgow Agency, Inc. | 100 Essex Ct Ste A | (256) 772-9704 |
River Tree Insurance serves the Madison, Alabama area as a workers’ compensation insurance agent. The company helps local businesses secure coverage that meets state requirements for workplace injury protection. It guides employers through policy selection, ensuring they understand how premium rates are calculated based on industry risks and payroll. Services include reviewing existing coverage for adequacy and assisting with claims filing procedures for injured workers. River Tree Insurance specifically handles policy renewals and payroll audit support for small and mid-sized businesses in Madison.
Diana Lockmiller - State Farm Insurance Agent provides workers’ compensation insurance coverage for employers in the Madison, AL area. The agency helps businesses secure policies that address medical expenses and lost wages for job-related injuries. Services include policy evaluation to match coverage with operational risks and claims assistance to guide clients through the reporting process. The agent works with businesses of varying sizes and industries, including single-family homes, apartments, retail, and restaurants.
David Perkins - State Farm Insurance Agent serves local businesses, property managers, and self-employed contractors in the Madison area who require workers' compensation coverage. The agency helps employers obtain policies that provide medical benefits and partial wage replacement for employees injured on the job. Tailoring coverage options to fit each client's specific industry and payroll size is a standard part of their service. They also cover neighboring communities within the Huntsville metro region, including Owens Cross Roads.
Serving Madison, Alabama, and the surrounding communities of Huntsville and the Tennessee Valley, River Valley Insurance Group handles workers’ compensation insurance coverage. The agency compiles policies that provide medical benefits and wage replacement for employees injured on the job. It evaluates each business’s specific risk exposure and payroll to tailor coverage that meets state regulations. The approach typically begins with a thorough assessment of the client’s operations to identify liability exposures before matching them with suitable carrier options.
Becky L. Gordon: Allstate Insurance handles both one-time policy setup for new businesses and ongoing coverage adjustments for existing employers in Madison, AL. Workers’ compensation insurance agent services here focus on securing compliance with state requirements while protecting companies from costs related to workplace injuries. Each policy is tailored to the specific risk profile of the business, accounting for job roles and payroll size. Support includes claims assistance to help manage reporting and return-to-work strategies. This agent operates entirely on an as-needed basis for policy changes, renewals, and claims inquiries.
Legacy Insurance specializes in connecting Madison businesses with workers’ compensation policies tailored to their industry risks. The agency guides employers through policy selection, premium management, and claims reporting processes. It also supports local contractors, manufacturers, and service providers with routine coverage updates and annual audit preparation. As winter approaches, the agency assists clients in reviewing policies to ensure adequate protection against slip-and-fall claims common during wet Alabama months.
As local businesses in Madison adjust their coverage needs during seasonal hiring shifts, River Tree Insurance Services Inc specializes in securing workers' compensation policies for small and medium employers. The agency navigates Alabama-specific classifications and payroll audits to ensure compliance with state requirements, helping business owners protect their staff from workplace injury costs. A typical engagement begins with a onsite or virtual inspection of the client’s operations, hazards, and safety protocols to prepare an accurate initial premium assessment.
Jaclyn Klein, Alfa Insurance Agent in Madison, AL, provides workers' compensation insurance coverage to local businesses. This agent’s work helps employers meet legal requirements for protecting employees injured on the job, including managing claims and coordinating medical benefits. The agency can tailor policies to handle payroll variations and industry-specific risks. It serves commercial sectors such as offices, warehouses, and food service operations.
Grier Insurance serves residential clients in Madison with workers' compensation coverage tailored for household employees and small home-based businesses. The agency also assists commercial operations throughout the region, from construction firms to medical offices, by securing policies that meet Alabama’s regulatory requirements. Coverage is designed to protect workers and employers against job-related injury claims. Between regular policy reviews, the agent provides follow-up consultation to adjust limits or address claims, ensuring each client’s protection remains current without lapse.
Peck-Glasgow Agency, Inc. in Madison, Alabama is known for providing workers’ compensation insurance for local businesses. It serves employers by securing coverage that meets state regulations and protects against workplace injury claims. The agency assists clients in understanding their policy options and managing premium costs within the regional market. It can also help a business implement a return-to-work program to support injured employees in resuming their duties as soon as medically appropriate.
What Does a a Workers' Compensation Insurance Agent in Madison Cost?
Workers compensation insurance costs in Alabama vary widely. For a low-risk office job, premiums may be around 0.50 to 1.50 dollars per one hundred dollars of payroll. For high-risk construction work, rates can be 10 to 20 dollars per one hundred dollars of payroll. Your agent can provide specific quotes based on your business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Madison
Workers compensation insurance agents in Madison Alabama help employers secure coverage required by state law. Alabama mandates that businesses with five or more employees carry workers comp insurance. Agents can guide you through the Alabama Workers Compensation Act and help find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required in Madison Alabama?
Yes. Alabama law requires employers with five or more employees to carry workers compensation insurance. This includes most businesses in Madison. Sole proprietors and some small businesses may be exempt.
What does a workers compensation insurance agent do in Madison?
A workers compensation agent helps you compare policies from different insurers. They explain coverage options, assist with premium calculations, and help you comply with Alabama reporting requirements. They also help with claims questions.
How are workers compensation premiums calculated in Alabama?
Premiums are based on your payroll, industry classification, and claims history. Alabama uses a competitive rating system. Rates can range from less than one dollar to over ten dollars per one hundred dollars of payroll depending on risk.