The top-rated workers' compensation insurance agent in Florence, Alabama is Alfa Insurance - The Oakley Agency, rated 5.0 stars across 180 reviews. Other highly rated options include Garrett Batson - State Farm Insurance Agent, B.J. Brewer: Allstate Insurance, Hicks & Associates. This directory lists 20 workers' compensation insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 2 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 3 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 4 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 5 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
| 6 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
| 7 | Lance Hendrix Agency | 3368 Cloverdale Rd | (256) 320-7446 |
| 8 | Tyler Franks - COUNTRY Financial Representative | 1312 N Wood Ave | (256) 764-9501 |
| 9 | Michael Noe - Nationwide Insurance | 115 E Mobile St | (256) 767-4237 |
| 10 | McBride Benefit Solutions | 407 S Court St | (256) 767-2703 |
Alfa Insurance - The Oakley Agency serves the Florence, Alabama metro area, helping local businesses obtain workers’ compensation insurance coverage. This agency assists employers in securing policies that meet state requirements for protecting workers who are injured on the job. It evaluates different coverage options to find appropriate limits for each business’s operations and risk level. The agency also provides guidance on claim reporting procedures and policy adjustments as a company’s workforce and needs change over time. It handles policy renewals and new business setup for Florence-area employers.
Garrett Batson - State Farm Insurance Agent serves homeowners, renters, and business owners in Florence, Alabama, with workers' compensation insurance policies tailored to small and medium-sized enterprises. The agency helps employers meet state requirements for covering on-the-job injuries and medical expenses, ensuring compliance with local regulations. Coverage can also be bundled with general liability or commercial auto policies for added protection. The agent also assists clients in the Muscle Shoals area.
B.J. Brewer: Allstate Insurance provides workers’ compensation insurance agency services for businesses navigating workplace injury coverage in the Florence, Alabama area. Its offerings typically include policy placement to meet state requirements and ongoing service plans that help employers manage claims and safety protocols. The agency’s maintenance approach often involves periodic policy reviews and updates to address changing business exposures. It services a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Hicks & Associates in Florence, AL provides workers’ compensation insurance options, distinguishing between a single policy for one-time needs and ongoing annual renewals for recurring coverage. Their policies address employers’ legal requirements for medical care and lost wages after a workplace injury. Serving local businesses in the area, they guide clients through coverage limits and premium calculations based on industry classification and payroll. Service is handled on a scheduled basis for policy renewals, with additional consultations available as needed for claims or workplace safety questions.
Serving Florence, Alabama, and the surrounding Shoals communities, Southern States Insurance handles workers’ compensation coverage for local businesses. It assists employers in securing policies that meet state-mandated requirements while protecting both their workforce and financial stability. The agency works with companies across various industries to manage claims and reduce workplace risks. When addressing a typical job, it first conducts a thorough review of the business’s operations and history before tailoring policy recommendations to match its specific exposure and safety needs.
Grier Insurance serves businesses throughout Florence, Alabama, helping them secure workers’ compensation coverage that meets legal requirements and protects their workforce. The agency assists employers in managing workplace injury risks by offering policies tailored to local industries. Worksite safety strategies and claims support are standard parts of its service for area companies. Coverage is also available for operations in nearby Muscle Shoals, extending protection across the Shoals metro region.
Lance Hendrix Agency assists businesses with their workers compensation coverage needs. The agency evaluates workplace risks and secures appropriate insurance policies. Specializing in finding tailored protection for regional employers, the firm helps manage compliance with local regulations. Client services include policy reviews and claims assistance. The agency serves a variety of commercial sectors, including area offices, warehouses, and food service operations.
Serving residential clients in Florence, Tyler Franks - COUNTRY Financial Representative provides workers’ compensation insurance for local commercial operations as well, covering businesses across the Florence area. The agency helps employers secure coverage that protects both their employees and their company in the event of workplace injuries. This type of insurance is essential for meeting state requirements and managing risk in various industries. Clients can rely on the representative to assist with filing claims and adjusting policy details between regular visits.
When seasonal employment shifts in Florence create new workplace safety challenges for local businesses, Michael Noe - Nationwide Insurance provides tailored workers' compensation coverage to address those risks. The agency helps area employers secure policies that meet Alabama’s specific requirements for employee injury protection. An initial consultation includes a review of the business’s operations and claims history. Following that, a dedicated agent schedules an on-site inspection of the workplace to identify any immediate safety concerns and recommend appropriate coverage adjustments.
What Does a a Workers' Compensation Insurance Agent in Florence Cost?
Workers compensation insurance costs in Alabama average around $1.50 to $2.50 per $100 of payroll for low risk office jobs and can exceed $10 per $100 for high risk construction work. Premiums are based on your industry classification, payroll, and claims history. Alabama uses a state approved rating bureau to set base rates. This is general information and not insurance advice.
About workers' compensation insurance agents in Florence
Workers compensation insurance agents in Florence Alabama help employers obtain the coverage required by Alabama law. Alabama does not mandate workers comp for all businesses but requires it for employers with five or more employees. A local agent can guide you through the specific requirements for Lauderdale County and the state of Alabama.
Frequently Asked Questions
Is workers compensation insurance required for my business in Florence Alabama?
Alabama law requires employers with five or more employees to carry workers compensation insurance. Certain industries like construction may have different thresholds. An agent in Florence can review your specific situation and help you comply with state law.
What does a workers compensation insurance agent in Florence do?
A workers compensation agent helps you compare policies from different carriers, explains Alabama specific coverage requirements, and assists with filing claims. They also help you understand how your premium is calculated based on your payroll and industry classification.
How do I find a qualified workers compensation insurance agent in Florence Alabama?
You can search for licensed agents through the Alabama Department of Insurance website or ask for referrals from local business associations. A local agent will understand the unique risks for businesses in the Florence area.