ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Fairhope, AL

Browse workers' compensation insurance agents serving Fairhope, Alabama. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Alliance Insurance Group. This directory lists 15 workers' compensation insurance agents serving Fairhope.

Showing 15 workers' compensation insurance agents in Fairhope, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rick Phyfer - State Farm Insurance Agent19416 S Greeno Rd(251) 928-7500
2Farmers Insurance - Andrew Malone104 Professional Park Dr(251) 990-4000
3Chase Herrin - State Farm Insurance Agent21611 State Hwy 181 Ste A(251) 929-2020
4Alliance Insurance Group19009 State Hwy 181(251) 281-0082
5Steadfast Insurance9959 Windmill Rd(251) 202-4207
6Scott Soulant: Allstate Insurance504 N Section St(251) 990-9553
7Sharon Hattenstein: Allstate Insurance23690 US-98 Ste E1(251) 928-3229
8Empower Insurance Solutions193 Falls Creek St(251) 880-6108
9The Myrick Agency860 Edwards Ave(251) 517-5600
10Magic City Insurance Group, LLC7 Bayview St S(251) 230-2820
RP
19416 S Greeno Rd
Rick Phyfer - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Fairhope, AL

Rick Phyfer - State Farm Insurance Agent serves the Fairhope, Alabama area and surrounding Baldwin County, providing workers' compensation insurance coverage for local businesses. This agency helps employers secure policies that meet state requirements and protect against workplace injury claims. Policies are designed to cover medical expenses and lost wages for injured employees while safeguarding the employer’s financial stability. The agency also assists with policy adjustments as business needs change and offers guidance on payroll reporting to ensure accurate premium calculations.

FI
104 Professional Park Dr
Farmers Insurance - Andrew Malone
Workers' Compensation Insurance Agent · Fairhope, AL

Farmers Insurance - Andrew Malone provides workers' compensation insurance coverage and risk management guidance for businesses in Fairhope, Alabama. The agency offers tailored policy options and claims support services to help employers meet state requirements and manage workplace injury costs. Its service plans include regular policy reviews and assistance with payroll classification updates. The company works with a variety of commercial properties, including single-family homes, apartments, retail stores, and restaurants.

CH
21611 State Hwy 181 Ste A
Chase Herrin - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Fairhope, AL

Chase Herrin - State Farm Insurance Agent serves homeowners, small business owners, and property managers in Fairhope, Alabama by providing workers’ compensation insurance policies. These policies help cover medical expenses and lost wages for employees injured on the job. The agent works with local businesses to explain coverage options and liability protection. Services include risk assessment and policy customization to meet state requirements. Chase Herrin - State Farm Insurance Agent also assists clients in the nearby Daphne area of eastern Mobile County.

AI
19009 State Hwy 181
Alliance Insurance Group
Workers' Compensation Insurance Agent · Fairhope, AL

Alliance Insurance Group serves businesses throughout Fairhope, Alabama, and the surrounding communities of Baldwin County. It handles workers' compensation insurance, helping local employers secure coverage that meets state requirements. The agency works to match each company with appropriate policies based on its specific industry and number of employees. To handle a typical job, Alliance Insurance Group begins by reviewing a business’s operational risks and payroll details, then consults with carriers to present suitable policy options.

SI
9959 Windmill Rd
Steadfast Insurance
Workers' Compensation Insurance Agent · Fairhope, AL

Steadfast Insurance in Fairhope, Alabama provides specialized workers' compensation policies for local businesses, managing compliance with state regulations and claim administration. The agency offers general advisory services to help employers structure coverage and reduce workplace risks. During peak storm season, it assists coastal companies in adjusting insurance obligations when temporary closures or reduced operations affect payroll reporting and premium calculations.

SS
504 N Section St
Scott Soulant: Allstate Insurance
Workers' Compensation Insurance Agent · Fairhope, AL

Small business owners along Alabama’s Gulf Coast often face seasonal worker shortages and increased injury risks during the busy tourist months. Scott Soulant: Allstate Insurance in Fairhope addresses these needs by providing workers' compensation insurance tailored to local employers. Policies cover medical expenses and wage replacement for on-the-job injuries, helping businesses maintain compliance with state requirements. An initial risk assessment on each workplace is scheduled to identify potential hazards before any policy is finalized.

SH
23690 US-98 Ste E1
Sharon Hattenstein: Allstate Insurance
Workers' Compensation Insurance Agent · Fairhope, AL

Sharon Hattenstein: Allstate Insurance serves businesses in Fairhope, Alabama, by helping them secure workers' compensation coverage. This agency assists employers with policies that provide medical and wage benefits for employees injured on the job. The agent works to match coverage to a client's operational risks and compliance needs. Services are suited for a range of commercial sectors, including local offices, warehouses, and food service operations.

EI
193 Falls Creek St
Empower Insurance Solutions
Workers' Compensation Insurance Agent · Fairhope, AL

Empower Insurance Solutions provides residential service to clients in Fairhope, Alabama, helping individual homeowners and small landlords secure workers’ compensation coverage for domestic employees and contractors. The agency also offers commercial coverage for local small businesses, addressing their liability requirements across Baldwin County and the surrounding Gulf Coast region. Business owners routinely return after their initial policy setup to adjust limits during seasonal employment changes, ensuring continuous protection between regular service visits.

MA
860 Edwards Ave
The Myrick Agency
Workers' Compensation Insurance Agent · Fairhope, AL

The Myrick Agency offers clients a choice between a single, one-time policy to cover a specific project or an ongoing scheduled plan that renews annually for continuous protection. Coverage includes standard workers’ compensation benefits for medical expenses and lost wages resulting from workplace injuries, helping businesses manage financial risk. Services are provided on a scheduled basis, with policies issued for defined terms and renewed according to each client’s operational needs.

MC
7 Bayview St S
Magic City Insurance Group, LLC
Workers' Compensation Insurance Agent · Fairhope, AL

Magic City Insurance Group, LLC, based in Fairhope, AL, is known for helping local businesses secure essential workers’ compensation coverage. Its service range includes policy placement, claims support, and guidance on compliance with Alabama’s specific workplace regulations. Drawing on broad knowledge of common coverage needs in this region, it assists employers in managing risk and protecting their workforce. A key specialty service this agency can add on is assisting clients with safety program development to help reduce workplace incidents and policy costs.

PI
402 Bellangee Ave
Pitman Insurance
Workers' Compensation Insurance Agent · Fairhope, AL
(251) 928-9786
pitmaninsurance.com
ES
21036 State Hwy 181
Eastern Shore Insurance Agency
Workers' Compensation Insurance Agent · Fairhope, AL
(251) 928-6256
easternshoreinsurance.net
RJ
101 N Section St
Robertson John A Insurance Agency Inc
Workers' Compensation Insurance Agent · Fairhope, AL
(251) 928-2163
robertsoninsuranceinc.com/contact
PI
202 Fairwood Blvd
Pathway Insurance Group
Workers' Compensation Insurance Agent · Fairhope, AL
(251) 279-6373
pathwayinsgroup.com/contact-us
CM
19940 State Hwy 181 B
Chris May, LTN Insurance Services, LLC
Workers' Compensation Insurance Agent · Fairhope, AL
(251) 210-2290
ltninsurance.com

What Does a a Workers' Compensation Insurance Agent in Fairhope Cost?

Workers compensation insurance costs in Alabama vary by industry payroll and claims history. Typical rates range from 0.50 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs and up to 15 dollars or more for high-risk construction work. Alabama uses a state-approved rating system. This is general information and not insurance advice.

About workers' compensation insurance agents in Fairhope

Workers compensation insurance agents in Fairhope Alabama help local businesses secure coverage required by Alabama law. Alabama requires most employers with five or more employees to carry workers compensation insurance. A local agent can guide you through state-specific rules and policy options.

Frequently Asked Questions

Does Alabama require workers compensation insurance for all businesses?

No. Alabama law requires workers compensation insurance for employers with five or more employees. Some industries like construction have different thresholds. A Fairhope agent can help you determine if your business must carry coverage.

What happens if I do not have workers compensation insurance in Alabama?

Alabama employers who fail to carry required coverage face penalties including fines up to 10000 dollars and possible criminal charges. The Alabama Department of Labor enforces these requirements. An agent can help you avoid these risks.

How do workers compensation insurance agents in Fairhope help with claims?

Agents assist with policy selection and can guide you through the claims process. In Alabama injured workers must report claims within 45 days. Your agent can help ensure proper documentation and carrier communication.

Workers' Compensation Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.