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Find Umbrella Insurance Agents Near You in Yakima, WA

Browse umbrella insurance agents serving Yakima, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Yakima, Washington is Mid-Columbia Insurance, rated 4.9 stars across 1,952 reviews. Other highly rated options include Vern Fonk Insurance, Yakima Valley Insurance, Freeway Insurance. This directory lists 19 umbrella insurance agents serving Yakima.

Showing 19 umbrella insurance agents in Yakima, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mid-Columbia Insurance1602 W Lincoln Ave(509) 249-1188
2Vern Fonk Insurance126 S 1st St Ste. C(509) 281-7028
3Yakima Valley Insurance117 N 50th Ave(509) 248-2100
4Freeway Insurance1112 E Nob Hill Blvd Ste 104(509) 281-7040
5State Farm: Eric Silvers1 N 9th St(509) 453-8286
6Farmers Insurance - Elia Castillo4700 W Tieton Dr Ste A(509) 966-7739
7InsureOne Insurance816 Summitview Ave(509) 281-7024
8Amber Boitano - State Farm Insurance Agent140 S 72nd Ave Ste 140(509) 965-2900
9Universal Insurance Services LLC307 N 3rd St # 5(888) 874-0208
10Apple Valley Insurance903 W Nob Hill Blvd(509) 453-4595
MC
1602 W Lincoln Ave
Mid-Columbia Insurance
Umbrella Insurance Agent · Yakima, WA

Mid-Columbia Insurance in Yakima, Washington offers both one-time and recurring policy options for umbrella insurance. One-time coverage typically supplements an existing plan for a single high-risk event, while recurring service establishes ongoing liability protection that extends beyond the limits of standard homeowners or auto policies. This secondary layer safeguards clients against major claims and lawsuits. Their support in the Yakima area is available on a scheduled basis, aligning with annual renewal cycles for most clients.

VF
126 S 1st St Ste. C
Vern Fonk Insurance
Umbrella Insurance Agent · Yakima, WA

Vern Fonk Insurance in Yakima, Washington offers umbrella insurance agent services, specializing in providing extra liability coverage that extends beyond the limits of standard home and auto policies. It generally works with local residents to assess individual risk exposure and secure tailored protection plans. This additional layer of coverage can safeguard personal assets against major claims and lawsuits. As severe weather events in the region can increase the likelihood of property damage or accidents, the agency helps ensure clients in Yakima are not left financially vulnerable.

YV
117 N 50th Ave
Yakima Valley Insurance
Umbrella Insurance Agent · Yakima, WA

Yakima Valley Insurance serves the Yakima, WA, metro area as an umbrella insurance agent. This agency helps clients secure additional liability coverage beyond standard policies, protecting personal assets and future earnings. Umbrella policies provide an important safety net for homeowners, drivers, and small business owners. A single claim can exceed base policy limits, and excess liability coverage fills that gap. Yakima Valley Insurance handles underwriting for personal umbrella policies and advises on minimum coverage requirements for your vehicle and home.

FI
1112 E Nob Hill Blvd Ste 104
Freeway Insurance
Umbrella Insurance Agent · Yakima, WA

When spring storms bring unexpected liabilities to Yakima, local homeowners and drivers often seek protection beyond standard policies. Freeway Insurance addresses this need by offering umbrella coverage that extends liability limits across multiple personal policies, safeguarding assets like future earnings and property. Their service involves a straightforward initial-assessment meeting where clients discuss current coverage levels, potential gaps in protection, and local risk factors common to the Yakima area. A policy review follows this consultation to determine the appropriate amount of supplemental coverage required.

SF
1 N 9th St
State Farm: Eric Silvers
Umbrella Insurance Agent · Yakima, WA

State Farm: Eric Silvers offers umbrella insurance services for clients in Yakima, providing additional liability coverage beyond standard home or auto policies. Their service approach includes personalized consultations to assess individual risk exposure and asset protection needs, with ongoing policy reviews to adjust coverage as circumstances change. Maintenance plans involve straightforward renewal processes and prompt claims assistance. The agency serves a range of property types, including single-family homes, apartments, retail establishments, and restaurants.

FI
4700 W Tieton Dr Ste A
Farmers Insurance - Elia Castillo
Umbrella Insurance Agent · Yakima, WA

Farmers Insurance - Elia Castillo serves homeowners, businesses, and property managers in Yakima, Washington. This agency provides umbrella insurance policies, which offer additional liability coverage beyond standard home or auto insurance limits. For clients needing extra protection against major claims or lawsuits, the agency helps evaluate existing coverage and select appropriate excess liability options. Its services extend to residents and commercial property owners across the greater Yakima metro area, including the city of Union Gap.

II
816 Summitview Ave
InsureOne Insurance
Umbrella Insurance Agent · Yakima, WA

InsureOne Insurance provides umbrella insurance for residents and businesses in Yakima, Washington. Their general coverage protects against major liability claims exceeding standard policy limits. As a specialized add-on, umbrella insurance fills gaps in auto, home, and renters policies. This extra layer helps safeguard personal assets from lawsuits. The company serves commercial sectors needing broader liability protection, including offices, warehouses, and food service operations. InsureOne Insurance tailors these policies to meet the specific risk exposures found in Yakima’s local business environment.

AB
140 S 72nd Ave Ste 140
Amber Boitano - State Farm Insurance Agent
Umbrella Insurance Agent · Yakima, WA

Serving Yakima and its surrounding communities, Amber Boitano - State Farm Insurance Agent handles personal umbrella liability policies designed to provide an extra layer of protection beyond standard home and auto coverage. This local agency works to help residents address potential risks such as major accidents or property incidents. Their general approach involves first reviewing a client’s current liability limits before suggesting an umbrella policy to help bridge coverage gaps and offer broader financial security.

UI
307 N 3rd St # 5
Universal Insurance Services LLC
Umbrella Insurance Agent · Yakima, WA

Personal umbrella insurance can be arranged as a one-time policy or through recurring annual renewals, with each option adding a vital layer of liability coverage beyond standard auto and homeowners policies. Universal Insurance Services LLC in Yakima, WA works with local clients to secure this protection against catastrophic claims or lawsuits. For those seeking ongoing protection, the service is available on a scheduled basis, typically aligning with annual policy cycles for continuous risk management.

AV
903 W Nob Hill Blvd
Apple Valley Insurance
Umbrella Insurance Agent · Yakima, WA

Apple Valley Insurance provides specialized umbrella insurance services, offering excess liability coverage that extends beyond standard policy limits. The agency serves the Yakima, Washington area, assisting clients in protecting their assets against major claims and lawsuits. Its general work includes helping individuals and families assess their current liability exposure to determine appropriate supplementary coverage levels. Local policyholders often seek their guidance during the spring and summer months, when increased hosting of gatherings and outdoor activities can heighten personal risk.

MR
127 W Yakima Ave
Mitchell, Reed and Schmitten Insurance-Yakima
Umbrella Insurance Agent · Yakima, WA
(509) 248-7711
mrandsins.com
PC
307 N 3rd St #1
Pacific Crest Insurance of Yakima
Umbrella Insurance Agent · Yakima, WA
(509) 453-7296
PI
811 W Yakima Ave STE 101
Pacific Insurance Services
Umbrella Insurance Agent · Yakima, WA
(509) 248-4456
pacific-insurance.com
LC
32 N Front St Suite 105
Low Cost Insurance Experts
Umbrella Insurance Agent · Yakima, WA
(617) 652-5114
PI
205 Knobel Ave
Paradise Insurance Washington
Umbrella Insurance Agent · Yakima, WA
(509) 266-0312
RA
2 S 1st Ave Suite 1
The Riggle Agency
Umbrella Insurance Agent · Yakima, WA
(509) 902-0902
riggleagency.com
MI
1408 Fruitvale Blvd
MY Insurance y Mas LLC
Umbrella Insurance Agent · Yakima, WA
(509) 367-6957
myinsuranceymas.com
HI
3911 Castlevale Rd #201
HUB International
Umbrella Insurance Agent · Yakima, WA
(509) 965-2090
hubinternational.com/offices/us/washington/yakima-castlevale-road
LI
1308 E Nob Hill Blvd
Luxe Insurance
Umbrella Insurance Agent · Yakima, WA
(509) 453-1127

What Does an a Umbrella Insurance Agent in Yakima Cost?

Umbrella insurance costs in Washington typically range from 150 to 350 dollars per year for 1 million dollars of coverage. Premiums can be higher if you have multiple properties, teenage drivers, or a high-risk occupation. Factors like your claims history and credit score also affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Yakima

Umbrella insurance agents in Yakima, Washington help you secure extra liability coverage that goes beyond your auto or homeowners policy. This is important because Washington state law requires minimum liability limits that may not cover a serious accident or lawsuit. An agent can explain how an umbrella policy provides additional protection for your savings and future income.

Frequently Asked Questions

What does an umbrella insurance agent in Yakima do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. In Yakima, agents can tailor coverage to local risks like recreational activities or rental properties.

How much umbrella coverage do I need in Washington?

Most agents recommend at least 1 million dollars in umbrella coverage in Washington. This amount often protects against common lawsuits from car accidents or incidents on your property. Your agent can help you decide based on your assets and income.

Does Washington law require umbrella insurance?

No, Washington state law does not require umbrella insurance. However, Washington minimum auto liability limits are only 25 thousand dollars per person and 50 thousand dollars per accident. An umbrella policy can fill the gap if you face a large claim.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.