The top-rated umbrella insurance agent in Lake Stevens, Washington is Keith Partington: Allstate Insurance, rated 4.8 stars across 67 reviews. Other highly rated options include Keith Akins - State Farm Insurance Agent, Lechtenberg Agency, LLC American Family Insurance, Kelly Cooley - COUNTRY Financial Agent. This directory lists 13 umbrella insurance agents serving Lake Stevens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keith Partington: Allstate Insurance | 7315 10th St SE Unit 102 | (425) 322-3642 |
| 2 | Keith Akins - State Farm Insurance Agent | 512 91st Ave NE Suite A | (425) 334-9454 |
| 3 | Lechtenberg Agency, LLC American Family Insurance | 430 91st Ave NE #9d | (425) 474-8061 |
| 4 | Kelly Cooley - COUNTRY Financial Agent | 9623 32nd St SE Ste 118 | (360) 825-5112 |
| 5 | COVER | 1803 Main St | (425) 319-5110 |
| 6 | WA Property Insurance | 12106 20th St NE | (425) 374-3269 |
| 7 | Lake stevens insurance Group | 208 91st Ave NE | (253) 367-4116 |
| 8 | Farmers Insurance - Bruce Hauglie | 9433 4th St NE #102 | (425) 334-5023 |
| 9 | AMERICAN SENIOR INSURANCE SERVICES INC | Lake Stevens, WA 98258 | (800) 562-1399 |
| 10 | Farmers Insurance - Priscilla Sandoval | 9433 4th St NE #102 | (425) 334-5023 |
Keith Partington: Allstate Insurance serves homeowners and professionals in Snohomish County from its Lake Stevens office. As an umbrella insurance agent, the company provides additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. The agent in this area assists clients by coordinating umbrella policies with underlying Allstate coverage to ensure consistent protection. Common tasks include evaluating existing insurance portfolios for liability gaps and advising on appropriate umbrella limits for local property owners.
Keith Akins - State Farm Insurance Agent in Lake Stevens, WA, provides umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. The agency offers policies that integrate with existing State Farm plans and advises clients on appropriate coverage levels for their assets and future income. Service includes regular policy reviews to adjust coverage as personal circumstances or property values change. This agent serves single-family homes, apartments, retail spaces, and local restaurants in the surrounding area.
Homeowners, property managers, and business owners in Lake Stevens rely on Lechtenberg Agency, LLC American Family Insurance for umbrella insurance coverage that extends liability protection beyond standard policies. This local agency helps clients secure an additional layer of financial security against large claims or lawsuits. Serving the greater Snohomish County area, it also provides its services to residents and businesses in nearby Marysville.
Kelly Cooley COUNTRY Financial provides umbrella insurance coverage in Lake Stevens, WA, distinguishing between one-time policy adjustments and recurring annual reviews for existing clients. Umbrella insurance offers supplementary liability protection beyond standard home or auto policies, addressing major claims that might otherwise exceed primary limits. This agent assists residents in evaluating their personal risk exposure and ensuring sufficient coverage layers are in place. Service is available on either a one-time consultation basis for new policy setup or as an as-needed arrangement for policy updates or claim inquiries.
Cover in Lake Stevens serves clients throughout Snohomish County and the surrounding communities of the greater Puget Sound region. As an umbrella insurance agent, it handles liability coverage that extends beyond the limits of standard home and auto policies. The agency focuses on explaining how this additional layer protects personal assets from major claims or lawsuits. For a typical job, it starts by reviewing the client's existing underlying policies to identify gaps and then customizes an excess liability solution to meet that specific financial needs.
WA Property Insurance specializes in umbrella insurance agent services, offering extra liability coverage beyond standard policies for residents in Lake Stevens and surrounding areas. It assists clients with assessing personal liability exposures and customizing umbrella limits to provide financial protection. The company addresses common regional concerns such as coverage gaps from seasonal flooding or winter storm liabilities that exceed underlying home or auto policy limits.
Lake Stevens Insurance Group works with clients to secure general liability and property coverage, then strengthens protection through umbrella insurance policies. These policies provide additional limits beyond underlying coverage, helping safeguard personal and business assets from catastrophic claims in the Lake Stevens, Washington area. The agency assists various commercial sectors, including offices, warehouses, and food service operations, addressing unique risk exposures that each industry encounters in daily operations.
As seasonal storms increase across Lake Stevens, many local homeowners wonder if their current liability coverage is sufficient. Farmers Insurance – Bruce Hauglie provides umbrella insurance agent services to residents seeking extra protection beyond standard policy limits. This agency assists clients in assessing potential gaps in their existing homeowners or auto policies, explaining how an umbrella policy can cover major claims or lawsuits. In this initial meeting, the agent typically reviews each client’s specific assets and risks to determine appropriate coverage limits before scheduling a detailed personal liability inspection.
AMERICAN SENIOR INSURANCE SERVICES INC provides residential umbrella insurance coverage for homeowners seeking an extra layer of liability protection beyond standard policies. The agency also offers commercial umbrella insurance solutions tailored to small and mid-sized businesses in and around Lake Stevens, Washington. Their service area includes Snohomish County and surrounding communities throughout the region. Policyholders may return for follow-up adjustments or additional coverage needs between regularly scheduled insurance reviews.
Farmers Insurance - Priscilla Sandoval in Lake Stevens, Washington, provides residential umbrella insurance to help protect homeowners from large liability claims. The agency also serves local businesses with commercial coverage tailored to their operational needs. Service extends throughout Snohomish County and nearby communities in the Puget Sound region. Clients appreciate the ability to adjust their policy limits as their personal or business circumstances change. Customers who schedule an initial consultation often return for periodic policy reviews between routine service visits.
What Does an a Umbrella Insurance Agent in Lake Stevens Cost?
In Washington the average cost for a 1 million dollar umbrella insurance policy ranges from 150 to 300 dollars per year. A 2 million dollar policy typically costs between 250 and 500 dollars annually. Rates vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Lake Stevens
Umbrella insurance in Lake Stevens Washington provides additional liability coverage beyond your standard auto or homeowners policy. Washington State law does not require umbrella insurance but it can protect your savings and future wages from large claims. Local agents in Lake Stevens can help you assess your risk and secure a policy that fits your needs.
Frequently Asked Questions
What does umbrella insurance cover in Washington?
Umbrella insurance covers legal defense costs and damages for claims like bodily injury or property damage that exceed your primary policy limits. In Washington it can also cover certain personal injury claims such as libel or slander. It does not cover your own property or injuries.
How much umbrella insurance do I need in Lake Stevens?
The amount you need depends on your total assets and future earning potential. Many agents recommend at least 1 million dollars in coverage. Washington has no cap on personal injury damages so a higher limit may be wise if you own a home or have significant savings.
Do I need a separate policy for umbrella insurance in Washington?
Yes umbrella insurance is a separate policy that sits on top of your auto and homeowners insurance. You must have a certain amount of underlying liability coverage usually 250000 or 300000 per occurrence. Your agent in Lake Stevens can check your current limits and help you qualify.