The top-rated umbrella insurance agent in Lakewood, Washington is Leta Hankins: Allstate Insurance, rated 4.9 stars across 652 reviews. Other highly rated options include Kao Xiong - State Farm Insurance Agent, Eric Collins - State Farm Insurance Agent, Seguro Max Insurance LLC. This directory lists 17 umbrella insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leta Hankins: Allstate Insurance | 6120 Main St SW F | (253) 582-8200 |
| 2 | Kao Xiong - State Farm Insurance Agent | 8811 S Tacoma Way #203 | (253) 212-3147 |
| 3 | Eric Collins - State Farm Insurance Agent | 7602 Bridgeport Way W STE 4B | (253) 584-3981 |
| 4 | Seguro Max Insurance LLC | 3853 108th St SW | (253) 548-7197 |
| 5 | Anything Insurance -A BSNW Company | 12930 Pacific Hwy SW Suite A | (253) 358-2953 |
| 6 | Elliott Insurance Group | 7403 Lakewood Dr W #6th | (253) 537-8200 |
| 7 | Sweet P Insurance | 7403 Lakewood Dr W STE 9 | (253) 474-6624 |
| 8 | Keystone Essentials Insurance Group USA | inside Farmers office, 10116 36th Ave Ct SW ste 4 | (253) 904-9496 |
| 9 | AMR Insurance | 3815 100th St SW #4a | (253) 581-1500 |
| 10 | JP Insurance Agency - Lakewood | 9115 S Tacoma Way #108 | (253) 228-5295 |
Leta Hankins: Allstate Insurance serves the Lakewood and greater Pierce County area as a provider of umbrella insurance coverage. This agency assists clients in securing personal liability protection that extends beyond standard home and auto policies. Their focus is on helping local residents safeguard assets from major claims or lawsuits. In addition to umbrella policies, the office offers consultation on building a comprehensive liability strategy. Specific services include evaluating existing coverage limits and issuing umbrella policies tailored to local risk factors.
Kao Xiong - State Farm Insurance Agency offers umbrella insurance in Lakewood, WA, providing liability coverage that extends beyond standard policy limits for added financial protection. This agency assists clients in reviewing their existing insurance portfolios to determine appropriate umbrella policy levels for personal or business risks. Regular plan reviews help ensure coverage adapts to changing liability exposures. The agency services single-family homes, apartments, retail locations, and restaurants.
Eric Collins - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lakewood, Washington, seeking umbrella insurance for additional liability protection. This agency helps clients secure coverage that extends beyond standard policies, safeguarding assets against major claims or lawsuits. The office works with policyholders to assess their individual risk levels and recommend appropriate liability limits. In addition to serving Lakewood, it also covers the nearby community of Tacoma and surrounding areas throughout Pierce County.
Serving Lakewood, Washington, and its surrounding communities, Seguro Max Insurance LLC handles umbrella liability policies for local residents and businesses. This type of insurance provides extra protection when standard policy limits are exceeded, covering major claims or lawsuits. The company generally works by reviewing each client’s existing coverage to identify gaps, then recommending an appropriate policy amount. A typical job is approached by gathering detailed personal or commercial risk information and matching it to available carrier options.
For umbrella insurance coverage, clients may choose between a single policy for specific, one-time liability protection and recurring annual renewals for ongoing, comprehensive asset safeguarding. Headquartered in Lakewood, WA, Anything Insurance -A BSNW Company serves the local area by offering policies that extend beyond standard auto or homeowners limits to cover major claims. Service appointments for advice, policy reviews, or claims support are arranged on an as-needed basis.
When the rainy season swells the local roads of Lakewood, the need for additional liability coverage becomes clear. Elliott Insurance Group offers umbrella insurance policies that extend protection beyond standard auto and homeowners limits. These policies help safeguard personal assets against major claims or lawsuits that could otherwise threaten financial stability. The agency guides clients through policy details, explaining how umbrella coverage interacts with existing plans. An initial consultation typically begins with a review of current insurance holdings and a discussion of individual risk exposure.
Serving Lakewood, Sweet P Insurance provides comprehensive umbrella insurance agent services, offering specialized liability coverage that extends beyond standard policy limits. It assists clients in protecting their assets and future income through careful policy evaluation and guidance. In this region, these agents help homeowners, drivers, and business owners fill potential gaps in existing insurance plans. As the Pacific Northwest winter rains increase accident and water damage risks, sweet P Insurance helps ensure clients have sufficient coverage to safeguard against significant out-of-pocket legal or settlement costs.
Keystone Essentials Insurance Group USA assists clients in Lakewood, Washington, with securing liability protection beyond standard policy limits. The company specializes in umbrella insurance, offering additional coverage layers for individuals and businesses seeking broader financial safeguards. These policies help address gaps that other plans may leave uncovered. Commercial clients can benefit from customized solutions tailored for various sectors, including offices and warehouses. The agency also supports establishments in the food service industry, providing supplementary protection against substantial claims that might otherwise jeopardize operational stability.
AMR Insurance, serving Lakewood, Washington, is known for providing umbrella liability coverage that extends protection beyond standard home and auto policies. The company assists clients in securing additional layers of insurance to guard against major claims and lawsuits. Its service range includes evaluating personal and business risks to determine appropriate policy limits. A specialty option it frequently helps add on is excess liability coverage for rental properties or recreational vehicles, ensuring broader asset protection.
What Does an a Umbrella Insurance Agent in Lakewood Cost?
In Washington, a 1 million dollar personal umbrella policy usually costs 150 to 300 dollars per year for a low-risk individual. Adding a second million in coverage may cost an additional 75 to 150 dollars annually. Factors that influence cost include your driving record, number of properties, and whether you have a swimming pool or dog. This is general information and not insurance advice.
About umbrella insurance agents in Lakewood
Umbrella insurance agents in Lakewood, Washington help you obtain a personal liability umbrella policy that provides additional coverage above your auto and homeowners insurance limits. Washington state law does not require umbrella insurance, but it can protect your savings and future earnings if you are sued for damages. Local agents understand the unique liability risks in the Pacific Northwest, such as accidents on wet roads or injuries on waterfront properties.
Frequently Asked Questions
What does an umbrella insurance agent do in Lakewood?
An umbrella insurance agent helps you find a policy that covers claims exceeding your primary insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In Washington, umbrella policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Washington?
Anyone with significant assets, a high income, or potential liability risks should consider umbrella insurance. This includes homeowners with rental properties, boat owners, and drivers with multiple vehicles. Washington law allows plaintiffs to seek damages for pain and suffering, so extra coverage can be valuable.
How much does umbrella insurance cost in Lakewood?
Umbrella insurance in Washington typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Rates depend on your risk profile, number of vehicles, and property value. Premiums are generally lower than the coverage amount because claims are rare.
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