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Find Umbrella Insurance Agents Near You in Kennewick, WA

Browse umbrella insurance agents serving Kennewick, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kennewick, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,040 reviews. Other highly rated options include Vern Fonk Insurance, Tyler Swarner - State Farm Insurance Agent, Rojas Insurance. This directory lists 19 umbrella insurance agents serving Kennewick.

Showing 19 umbrella insurance agents in Kennewick, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mid-Columbia Insurance8601 W Clearwater Ave(509) 783-5600
2Vern Fonk Insurance7520 W Clearwater Ave Suite C(509) 281-7001
3Tyler Swarner - State Farm Insurance Agent8656 W Gage Blvd Suite C302(509) 396-0213
4Rojas Insurance3311 W Clearwater Ave Suite D102(509) 619-0936
5Highstreet Insurance & Financial Services6816 W Rio Grande Ave C(509) 736-3599
6AAA Washington Insurance Agency - Tri-Cities8518 W Gage Blvd #1(509) 783-2141
7Graybeal Group, Inc4206 W 24th Ave a104(509) 735-4703
8The Bruggeman Agency, Inc. American Family Insurance7103 W Grandridge Blvd STE B(509) 736-5555
9Purple Tree Insurance8350 W Grandridge Blvd Ste 200(509) 866-5188
10State Farm: Scott Smith Columbia Center7605 W Kennewick Ave b(509) 735-1521
MC
8601 W Clearwater Ave
Mid-Columbia Insurance
Umbrella Insurance Agent · Kennewick, WA

Mid-Columbia Insurance, serving Kennewick and surrounding Benton County, provides umbrella insurance agent services. This local agency assists clients in securing extra liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance from Mid-Columbia Insurance can help protect personal assets and future earnings against large claims or lawsuits. The firm also handles policy reviews to ensure adequate coverage levels and assists with claims related to personal liability incidents occurring within the area.

VF
7520 W Clearwater Ave Suite C
Vern Fonk Insurance
Umbrella Insurance Agent · Kennewick, WA

Based in Kennewick, Washington, Vern Fonk Insurance provides standard liability coverage while specializing in umbrella insurance policies that extend protection beyond basic limits. These additional layers of security help safeguard clients against major claims or lawsuits that could otherwise exceed primary coverage. The agency serves a variety of commercial sectors in the region, including offices, warehouses, and food service establishments.

TS
8656 W Gage Blvd Suite C302
Tyler Swarner - State Farm Insurance Agent
Umbrella Insurance Agent · Kennewick, WA

Tyler Swarner - State Farm Insurance Agent provides umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. The agency offers personalized consultations to help clients understand their risk exposure and secure appropriate additional layers of security. Ongoing service includes policy reviews to ensure coverage keeps pace with life changes and asset growth. Clients can expect clear explanations of how umbrella policies interact with existing insurance. The agency serves properties including single-family homes, apartments, retail locations, and restaurants.

RI
3311 W Clearwater Ave Suite D102
Rojas Insurance
Umbrella Insurance Agent · Kennewick, WA

Rojas Insurance serves homeowners, businesses, and property managers in Kennewick, Washington, by arranging umbrella insurance policies that provide additional liability coverage beyond standard limits. The agency helps clients assess their risk exposure and find options that layer excess protection for personal or commercial assets. Its services are tailored to those who need broader coverage against substantial claims, including lawsuits or property damages. The company also extends its umbrella insurance offerings to clients in the neighboring community of Richland, ensuring comprehensive coverage across the Tri-Cities metro area.

HI
6816 W Rio Grande Ave C
Highstreet Insurance & Financial Services
Umbrella Insurance Agent · Kennewick, WA

Highstreet Insurance & Financial Services serves Kennewick, Washington and the surrounding Tri-Cities area, handling personal umbrella insurance policies for clients who need extra liability coverage beyond their standard home and auto limits. These policies typically protect against major claims or lawsuits. The agency focuses on helping clients assess their existing coverage gaps, then sells a separate umbrella policy that kicks in when underlying policy limits are exhausted, providing broader protection for assets.

AW
8518 W Gage Blvd #1
AAA Washington Insurance Agency - Tri-Cities
Umbrella Insurance Agent · Kennewick, WA

AAA Washington Insurance Agency - Tri-Cities in Kennewick, WA provides umbrella insurance for clients who need extra liability protection beyond standard policies, offered as either a one-time policy for a single comprehensive layer or as an ongoing coverage option that maintains continuous limits. This type of insurance shields assets from large claims or lawsuits. Service for umbrella insurance policies runs on an as-needed basis, allowing clients to adjust or secure coverage whenever their personal liability circumstances change.

GG
4206 W 24th Ave a104
Graybeal Group, Inc
Umbrella Insurance Agent · Kennewick, WA

Graybeal Group, Inc provides umbrella insurance agency services in Kennewick, Washington, offering extended liability coverage beyond standard limits. The firm helps individuals and businesses secure a broader safety net against major financial losses from accidents or lawsuits. Its general work includes assessing existing insurance portfolios and recommending appropriate coverage layers to fill protection gaps. As winter rains and ice increase the risk of slip-and-fall incidents on local properties, the agency assists clients in adding an umbrella policy to address such seasonal exposures.

BA
7103 W Grandridge Blvd STE B
The Bruggeman Agency, Inc. American Family Insurance
Umbrella Insurance Agent · Kennewick, WA

The Bruggeman Agency, Inc. American Family Insurance focuses on risk management for local clients through its core business. The Kennewick firm offers umbrella insurance as a specialty add-on, providing extra liability coverage that activates when standard policy limits are exhausted. This broader protection helps individuals and businesses safeguard assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments that may require additional liability layers.

PT
8350 W Grandridge Blvd Ste 200
Purple Tree Insurance
Umbrella Insurance Agent · Kennewick, WA

As seasonal storms roll through the Tri-Cities, homeowners and small businesses in Kennewick often face unexpected liability risks from property damage or guest injuries. Purple Tree Insurance provides umbrella insurance policies that extend extra coverage beyond standard homeowners or auto limits, offering a critical layer of financial protection. Their agents evaluate each client’s existing policies and personal exposure to recommend appropriate additional liability limits. The process begins with a thorough review of current coverage and potential risks during a no-obligation initial consultation.

SF
7605 W Kennewick Ave b
State Farm: Scott Smith Columbia Center
Umbrella Insurance Agent · Kennewick, WA

For residential umbrella insurance needs, this Kennewick agency provides an extra layer of liability protection beyond standard home and auto policies. Commercial clients can also secure additional coverage to safeguard their business assets. Serving the Columbia Center area, the agency coordinates these policies to fill coverage gaps left by underlying insurance. After an initial policy review, the agent provides ongoing support for adjustments as client circumstances change, ensuring seamless follow-up service between regular renewal visits.

LO
8508 W Gage Blvd
Legacy One Insurance
Umbrella Insurance Agent · Kennewick, WA
(509) 204-8517
gregorykratz664314.wixsite.com/legacy-one-insurance
DI
201 N Edison St #229
DeLeon Insurance Services, LLC
Umbrella Insurance Agent · Kennewick, WA
(509) 735-5055
deleoninsuranceservices.com
MI
11 N Morain St
Mulvihill Insurance Services
Umbrella Insurance Agent · Kennewick, WA
(509) 783-8105
mulvihillins.com
FI
5150 W Clearwater Ave # 120
FARMERS INSURANCE - JON FULLER
Umbrella Insurance Agent · Kennewick, WA
(509) 735-3600
agents.farmers.com/wa/kennewick/jon-fuller
BL
8390 W Gage Blvd Ste 112
Bankers Life
Umbrella Insurance Agent · Kennewick, WA
(509) 255-8613
branches.bankerslife.com/wa/kennewick/8390-w-gage-blvd
RW
306 N Morain St
Ric Whitley Insurance
Umbrella Insurance Agent · Kennewick, WA
(509) 735-9158
ricwhitley.com
FI
7903 W Grandridge Blvd STE E
Farmers Insurance - Sebastian Sauers
Umbrella Insurance Agent · Kennewick, WA
(509) 870-9990
agents.farmers.com/wa/kennewick/sebastian-sauers
IS
100 N Morain St #200
Insurance Services Inc
Umbrella Insurance Agent · Kennewick, WA
(509) 735-3333
insurance-services.net
MV
5219 W Clearwater Ave #7d
Michelle Vergara Insurance
Umbrella Insurance Agent · Kennewick, WA
(509) 436-8186

What Does an a Umbrella Insurance Agent in Kennewick Cost?

Typical umbrella insurance costs in Washington range from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Your actual premium depends on your risk profile, number of properties, and claims history. This is general information, not insurance advice.

About umbrella insurance agents in Kennewick

Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Kennewick, Washington, an agent can help you secure this additional protection to safeguard your assets. Washington state law does not require umbrella insurance, but it can be valuable for those with significant assets or higher risk exposure.

Frequently Asked Questions

What does an umbrella insurance agent in Kennewick do?

An umbrella insurance agent helps you assess your liability risks and find a policy that extends coverage limits. They work with multiple carriers to offer options that fit your needs. The agent guides you through the application and claims process.

How much umbrella insurance do I need in Washington?

The amount you need depends on your assets and potential liability. Many agents recommend at least 1 million dollars in coverage. Washington courts can award large judgments, so higher limits may be wise for property owners or professionals.

Can I get umbrella insurance if I have a rental property in Kennewick?

Yes, rental property owners often benefit from umbrella insurance. It covers liability claims from tenants or visitors. Washington landlord-tenant laws require certain disclosures, and umbrella insurance helps protect against lawsuits related to those responsibilities.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.