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Find Umbrella Insurance Agents Near You in Wenatchee, WA

Browse umbrella insurance agents serving Wenatchee, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Wenatchee, Washington is Vern Fonk Insurance, rated 4.9 stars across 399 reviews. Other highly rated options include The Suzie @ Wenatchee Insurance Agency, Wenatchee Insurance Agency, Montgomery Insurance Agency, LLC. This directory lists 19 umbrella insurance agents serving Wenatchee.

Showing 19 umbrella insurance agents in Wenatchee, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance1021 N Mission St(509) 281-7015
2The Suzie @ Wenatchee Insurance Agency413 N Mission St(509) 295-9055
3Wenatchee Insurance Agency413 N Mission St Suite B(509) 295-9055
4Montgomery Insurance Agency, LLC31 N Chelan Ave(509) 663-0169
5CPW-Northwest Premier Insurance118 N Chelan Ave(509) 664-2929
6Blue Horizon Insurance and Financial Services LLC12 S Wenatchee Ave(509) 293-7500
7Mitchell, Reed & Schmitten Insurance - Wenatchee124 E Penny Rd(509) 665-0500
8Noyd & Noyd Insurance Agency149 Noyd Ave #300(509) 662-2194
9Lenny Calderon Garcia - COUNTRY Financial Agent533 S Wenatchee Ave Ste 220(509) 663-1927
10Farmers Insurance - Janet Bravo819 N Miller St Ste 1a(509) 663-4839
VF
1021 N Mission St
Vern Fonk Insurance
Umbrella Insurance Agent · Wenatchee, WA

Vern Fonk Insurance in Wenatchee, Washington, offers essential umbrella insurance, which provides additional liability coverage beyond standard auto or homeowners policies. A one-time service option secures a single policy for a set term, while recurring service allows for ongoing adjustments and renewals as personal circumstances change. Umbrella insurance here protects local assets and future income against major claims, such as those from accidents on one’s property. Service at Vern Fonk Insurance runs on a scheduled basis, ensuring coverage is reviewed and updated at each renewal cycle.

SW
413 N Mission St
The Suzie @ Wenatchee Insurance Agency
Umbrella Insurance Agent · Wenatchee, WA

The Suzie @ Wenatchee Insurance Agency serves clients in Wenatchee, WA and the broader Chelan County area. As an umbrella insurance agent, the company offers supplemental liability coverage that extends beyond the limits of standard auto, home, or boat policies. This coverage helps protect personal assets when a claim exceeds primary policy caps. The agency provides assistance with obtaining additional liability protection against significant accident-related lawsuits. It handles umbrella policies that can cover expenses like legal fees and medical costs in this area.

WI
413 N Mission St Suite B
Wenatchee Insurance Agency
Umbrella Insurance Agent · Wenatchee, WA

Wenatchee Insurance Agency in Wenatchee, WA, serves homeowners, businesses, and property managers seeking umbrella insurance for additional liability coverage beyond standard policies. The agency helps clients protect assets from major claims and lawsuits by expanding policy limits. Its services include reviewing existing coverage gaps and tailoring umbrella policies to local risks, such as severe weather or recreational property exposures common in North Central Washington. The agency also provides these coverage solutions to clients in the neighboring community of East Wenatchee, offering local guidance for managing elevated liability risks.

MI
31 N Chelan Ave
Montgomery Insurance Agency, LLC
Umbrella Insurance Agent · Wenatchee, WA

Montgomery Insurance Agency, LLC provides umbrella insurance services to individuals and businesses throughout the Wenatchee area. Its service offerings focus on securing additional liability coverage that extends beyond standard policy limits. Maintenance plans typically involve annual policy reviews to adjust coverage as client needs evolve. The agency works with clients to protect against large claims and lawsuits that could otherwise threaten personal assets. It services single-family homes, apartments, retail establishments, and restaurants.

CN
118 N Chelan Ave
CPW-Northwest Premier Insurance
Umbrella Insurance Agent · Wenatchee, WA

Serving Wenatchee and the surrounding communities of north-central Washington, CPW-Northwest Premier Insurance acts as an umbrella insurance agent providing liability coverage that extends beyond standard policy limits. This agent handles large-scale personal and commercial liability risks that could otherwise threaten a client’s assets. For a typical job, it first reviews the client’s existing auto, home, or business policies, then recommends a customized umbrella layer that covers gaps and raises overall protection.

BH
12 S Wenatchee Ave
Blue Horizon Insurance and Financial Services LLC
Umbrella Insurance Agent · Wenatchee, WA

Blue Horizon Insurance and Financial Services LLC in Wenatchee, WA, distinguishes between a single-policy purchase and a recurring annual renewal for umbrella liability coverage. This service extends personal liability protection beyond the limits of standard homeowners or auto policies, offering broader financial safeguards against major claims. As an umbrella insurance agent, the company assesses clients’ asset exposure to determine appropriate coverage levels. Service for initial policy setup and any subsequent changes in coverage needs runs on a one-time or as-needed basis, rather than a set schedule of recurring appointments.

MR
124 E Penny Rd
Mitchell, Reed & Schmitten Insurance - Wenatchee
Umbrella Insurance Agent · Wenatchee, WA

Mitchell, Reed & Schmitten Insurance - Wenatchee specializes in umbrella insurance agent services, providing extended liability coverage that goes beyond standard home and auto policies. It also guides local clients through general insurance needs in the Wenatchee area. As an umbrella insurance agent, it helps protect personal assets against large claims or lawsuits. This additional layer of coverage can be especially valuable during the winter months, when increased snow and ice on roads heighten the risk of accidents that may exceed standard policy limits.

NN
149 Noyd Ave #300
Noyd & Noyd Insurance Agency
Umbrella Insurance Agent · Wenatchee, WA

As winter storms and seasonal flooding approach in Wenatchee, Noyd & Noyd Insurance Agency helps local homeowners and businesses assess their risk exposure through umbrella liability coverage. This type of policy provides an additional layer of protection beyond standard auto and home insurance limits. Common scenarios in the region, such as ice-related slip-and-fall accidents or water damage claims, can quickly exceed basic policy caps. The agency begins by reviewing a client’s existing policies, assets, and potential liability gaps during a personalized initial consultation to determine the appropriate coverage amount.

LC
533 S Wenatchee Ave Ste 220
Lenny Calderon Garcia - COUNTRY Financial Agent
Umbrella Insurance Agent · Wenatchee, WA

Lenny Calderon Garcia - COUNTRY Financial Agent provides general insurance services from its Wenatchee base. The firm also offers umbrella coverage, which helps policyholders secure extra liability protection above standard home and auto policies. Such coverage can shield personal assets when a claim exceeds primary policy limits. This agent assists commercial sectors that commonly need higher liability limits, including offices, warehouses, and food service operations.

FI
819 N Miller St Ste 1a
Farmers Insurance - Janet Bravo
Umbrella Insurance Agent · Wenatchee, WA

Farmers Insurance - Janet Bravo provides residential umbrella insurance services in Wenatchee, Washington. The agency also offers commercial coverage beyond standard liability limits for local businesses. Service extends throughout Wenatchee and the surrounding areas. Each policy is designed to add broad protection above existing home and auto policy limits. Clients frequently return to adjust their coverage as personal circumstances change. The agency encourages follow-up service between regular visits to review new assets or liability changes.

NY
10 First St #110
New York Life
Umbrella Insurance Agent · Wenatchee, WA
(253) 900-2337
newyorklife.com/agent/bldraggoo
DM
103 Palouse St Suite 16
Dawson-Moser Insurance LLC
Umbrella Insurance Agent · Wenatchee, WA
(509) 884-7959
dawsonmoserinsurance.com
GA
22 N Chelan Ave
Gellatly Agency
Umbrella Insurance Agent · Wenatchee, WA
(509) 662-2151
mrandsinsurance.com
JB
300 S Okanogan Ave #1a
John Black Insurance
Umbrella Insurance Agent · Wenatchee, WA
(509) 663-2987
RV
300 S Okanogan Ave #1a
River View Insurance
Umbrella Insurance Agent · Wenatchee, WA
(509) 663-2987
abcfinancialsolution.com
DP
224 S Mission St
David Phillips - COUNTRY Financial Agent
Umbrella Insurance Agent · Wenatchee, WA
(509) 884-9505
agents.countryfinancial.com/usa/wa/wenatchee/david-phillips
LI
600 N Chelan Ave
Libke Insurance Associates Inc
Umbrella Insurance Agent · Wenatchee, WA
(509) 662-1800
libke.com
SC
25 Adams Ave
Smooth Care Insurance
Umbrella Insurance Agent · Wenatchee, WA
(509) 410-4350
GI
239 N Mission St
Gahringer Insurance
Umbrella Insurance Agent · Wenatchee, WA
(509) 663-0597

What Does an a Umbrella Insurance Agent in Wenatchee Cost?

The cost of an umbrella insurance policy in Washington typically ranges from 150 to 300 per year for 1 million in coverage. Higher limits of 2 to 5 million may cost 300 to 600 annually. Factors such as your driving record, number of properties, and number of vehicles affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Wenatchee

Umbrella insurance agents in Wenatchee Washington help you obtain additional liability coverage that goes beyond the limits of your home and auto policies. Washington state law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but an umbrella policy can provide 1 million or more in extra protection. Local agents understand the unique risks in central Washington, from recreational activities on the Columbia River to property ownership in wildfire-prone areas.

Frequently Asked Questions

What does an umbrella insurance agent in Wenatchee do?

An umbrella insurance agent in Wenatchee helps you find a policy that provides extra liability coverage above your existing home and auto insurance. They assess your personal assets and risk factors to recommend appropriate coverage limits. The agent can also explain how umbrella policies cover legal defense costs and certain claims not included in standard policies.

Who needs umbrella insurance in Washington state?

Anyone with significant assets such as a home, savings, or future income should consider umbrella insurance in Washington. It is also useful for people who own rental properties, have a swimming pool, or engage in activities like boating on the Columbia River. Washington courts can award large judgments, making extra liability protection important.

How much umbrella coverage do I need in Wenatchee?

Most umbrella policies start at 1 million in coverage and go up to 5 million or more. Your agent will help you decide based on your net worth, income, and potential liability risks. Washington law does not require umbrella insurance, but it is recommended if your assets exceed your standard policy limits.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.