The top-rated umbrella insurance agent in Walla Walla, Washington is Mike Stensrude - State Farm Insurance Agent, rated 5.0 stars across 146 reviews. Other highly rated options include Nick Colby - COUNTRY Financial Representative, Todd Bauman - State Farm Insurance Agent, Derek Eck: Allstate Insurance. This directory lists 17 umbrella insurance agents serving Walla Walla.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Stensrude - State Farm Insurance Agent | 1616 Plaza Way | (509) 522-2555 |
| 2 | Nick Colby - COUNTRY Financial Representative | 1312 E Isaacs Ave | (509) 491-6060 |
| 3 | Todd Bauman - State Farm Insurance Agent | 1639 E Isaacs Ave | (509) 525-1600 |
| 4 | Derek Eck: Allstate Insurance | 425 W Tietan St | (509) 529-5548 |
| 5 | Lloyd's Insurance & Real Estate | 103 S 2nd Ave | (509) 525-4110 |
| 6 | McDonald Zaring Insurance | 22 E Main St | (509) 525-5730 |
| 7 | United Insurance | 23 W Alder St | (425) 629-8917 |
| 8 | Brett Turner American Family Insurance | 103 Donald St | (509) 876-2777 |
| 9 | Owsley Insurance | 525 N Wilbur Ave | (509) 525-5604 |
| 10 | Western Insurance Associates | 2 W Main St | (509) 529-0935 |
Mike Stensrude - State Farm Insurance Agent serves Walla Walla, Washington, offering umbrella insurance to provide additional liability protection beyond standard policies. This coverage helps safeguard assets in the event of major claims or lawsuits that exceed the limits of auto or homeowners insurance. Clients in the area can also access related risk management options through the agency. Its services include helping residents evaluate their need for higher liability limits and coordinating umbrella policies with existing home and auto insurance plans.
Homeowners, businesses, and property managers in Walla Walla rely on Nick Colby - COUNTRY Financial Representative for umbrella insurance coverage. This local agency helps clients protect their assets beyond standard policy limits, offering an extra layer of liability security against major claims and lawsuits. The agent works closely with individuals and commercial clients to assess risk and tailor appropriate coverage levels for their specific needs and property holdings. Services are also directed toward residents and enterprises across neighboring College Place.
Todd Bauman - State Farm Insurance Agent in Walla Walla, Washington, provides umbrella insurance policies designed to offer extended personal liability coverage beyond standard home and auto limits. The agency assists clients in evaluating potential risks and structuring additional layers of financial protection. Routine policy reviews and personalized consultations are available to ensure coverage adapts to changing circumstances. This office works with owners of single-family homes, apartments, retail spaces, and restaurants to safeguard their assets from unforeseen liability claims.
Derek Eck: Allstate Insurance in Walla Walla, WA offers umbrella insurance on both a one-time term basis for a defined policy period and as a recurring annual service for ongoing coverage. This type of policy provides additional liability protection above standard auto or homeowners limits, covering severe incidents that could reach into personal assets. The business handles claims coordination directly with policyholders and adjusts coverage to local risk factors. Services are available on a recurring annual schedule and also as needed for policy modifications.
Serving Walla Walla and the surrounding communities of southeastern Washington, Lloyd's Insurance & Real Estate handles personal umbrella liability coverage that extends beyond the limits of standard auto or homeowners policies. The agency provides an added layer of protection for clients who may face substantial financial exposure from accidents or unforeseen incidents on their property. It typically approaches each situation by first reviewing a client's existing liability limits, then recommending appropriate umbrella coverage to fill potential gaps in overall protection.
McDonald Zering Insurance in Walla Walla, WA specializes in umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies. The agency also offers general insurance services to address a variety of local personal risk management needs. Clients often turn to them for guidance on protecting assets during high-risk seasonal activities, such as holiday travel and winter-related property exposures in the region.
When heavy winter rains or sudden spring runoff threaten Walla Walla properties, United Insurance helps local homeowners and small-business owners review their existing liability coverage for potential gaps. As an umbrella insurance agent, the firm specializes in offering extra personal or commercial liability protection that kicks in when standard policy limits are exhausted. The initial step typically involves a brief assessment of your current insurance policies and your asset exposure to determine the appropriate level of supplemental coverage needed.
Brett Turner American Family Insurance offers general liability and property coverage to clients in Walla Walla, Washington. Its umbrella insurance agent specialty provides extra liability layers that extend beyond standard policy limits for broader personal and business protection. The agency's policies can be structured to serve the unique exposures of commercial sectors including offices, warehouses, and food service operations.
Owsley Insurance in Walla Walla, Washington, provides residential umbrella insurance to help homeowners protect their personal assets and liability coverage. The agency also helps local businesses secure commercial umbrella policies that extend general liability limits for added financial security. Serving Walla Walla and the broader surrounding region, Owsley Insurance works with clients to put appropriate policies in place. Their agents ensure that clients receive clear information for scheduling follow-up appointments or adjusting coverage between regular policy reviews, maintaining ongoing support for evolving protection needs.
Western Insurance Associates in Walla Walla, WA, is known for providing umbrella insurance coverage that extends liability protection beyond standard homeowners and auto policies. The agency serves local residents needing higher limits against major claims or lawsuits. Clients often include property owners and individuals seeking added financial security. As part of its service range, the company handles policy coordination with existing insurers. Additionally, the agency offers guidance on commercial umbrella policies for small businesses.
What Does an a Umbrella Insurance Agent in Walla Walla Cost?
Umbrella insurance costs in Washington typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Additional coverage for 2 million dollars may cost 250 to 500 dollars annually. Factors like driving record, number of properties, and existing policy limits affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Walla Walla
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Walla Walla, Washington, agents can help you secure this additional protection to safeguard assets. Washington state law does not require umbrella insurance, but it can be valuable for homeowners and drivers seeking higher liability limits.
Frequently Asked Questions
What does umbrella insurance cover in Walla Walla Washington?
Umbrella insurance covers liability claims that exceed the limits of your home or auto policy. It can protect against lawsuits for bodily injury, property damage, and personal liability. In Washington, it also covers legal defense costs for covered claims.
How much umbrella insurance do I need in Walla Walla?
The amount you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage. Washington courts can award large settlements, so higher limits may be wise for homeowners with significant equity or rental properties.
Can I get umbrella insurance if I have a rental property in Walla Walla?
Yes, umbrella insurance can cover liability from rental properties you own. Washington law requires landlords to maintain certain liability coverage for tenants. An umbrella policy can provide extra protection above your rental property insurance limits.
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