Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 12 umbrella insurance agents in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern Fonk Insurance
13817 E Sprague Ave #6, Spokane Valley, WA 99216
(509) 219-7003
vernfonk.com
Jihong Zheng Agency LLC American Family Insurance
12623 E Sprague Ave #2, Spokane Valley, WA 99216
(509) 818-3470
amfam.com
Spokane Valley Insurance
11017 E Sprague Ave Suite B, Spokane Valley, WA 99206
(509) 928-1234
spokanevalleyinsurance.net
Associated Agents Group
626 N Mullan Rd, Spokane Valley, WA 99206
(509) 295-2291
aagi.us
Empire Insurance Brokers
708 N Argonne Rd Suite 8bm, Spokane Valley, WA 99212
(509) 922-4636
eibnow.com
All Lines Insurance
10623 E Sprague Ave Suite C, Spokane Valley, WA 99206
(509) 624-5110
alllinesinc.com
Starr & Brown
11707 E Sprague Ave Ste 105, Spokane Valley, WA 99206
(509) 928-2121
starrbrown.com
Inland Northwest Insurance
12319 E Broadway Ave, Spokane Valley, WA 99216
(509) 892-6373
inlandnwi.com
HUB International
200 N Argonne Rd, Spokane Valley, WA 99212
(509) 891-1000
hubinternational.com
Capital Insurance
1112 S Pines Rd, Spokane Valley, WA 99206
(509) 324-1398
capitalinsgrp.com
Century Insurance Agency
1406 N Pines Rd, Spokane Valley, WA 99206
(509) 924-4424
centuryinsuranceagency.com
Farmers Insurance - Damon Netz - Netz Agency
12904 E Nora Ave suite d, Spokane Valley, WA 99216
(509) 535-3033
thenetzagency.com
What Does a Umbrella Insurance Agent in Spokane Valley Cost?
The cost of an umbrella insurance policy in Washington typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, may cost 300 to 1,000 dollars annually. Your premium depends on factors like the number of properties, vehicles, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Spokane Valley do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that provides additional liability coverage above your auto, home, or boat insurance. They assess your assets and risk profile to recommend appropriate coverage limits.
How much umbrella coverage do I need in Washington?
Common umbrella policy limits in Washington range from 1 million to 5 million dollars. Your agent will consider your net worth, income, and potential liability risks such as rental properties or teenage drivers to determine the right amount.
Are there Washington-specific rules for umbrella insurance?
Washington follows a comparative fault system, meaning you can be held liable for your share of damages in a lawsuit. Umbrella insurance helps cover that share if it exceeds your primary policy limits. There is no state-mandated minimum for umbrella coverage.