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Find Umbrella Insurance Agents Near You in Spokane, WA

Browse umbrella insurance agents serving Spokane, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Spokane, Washington is All Lines Insurance, rated 4.9 stars across 796 reviews. Other highly rated options include North Town Insurance, Affordable Insurance, Finders Insurance. This directory lists 18 umbrella insurance agents serving Spokane.

Showing 18 umbrella insurance agents in Spokane, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1All Lines Insurance6404 N Monroe St(509) 327-1658
2North Town Insurance5727 N Division St(509) 483-3030
3Affordable Insurance1514 W Northwest Blvd(509) 279-2100
4Finders Insurance2103 N Division St STE C(509) 466-9611
5Legacy Insurance LLC7307 N Division St # 303(509) 960-2550
6KBG Insurance & Financial601 W 1st Ave Suite 1400(509) 242-3244
7Dan Hoffman Insurance Agency6105 N Astor St(509) 482-2994
8Jorgensen Insurance Agency816 W Francis Ave PMB#551(509) 563-4413
9Lilac Insurance Group, LLC5522 N Wall St(509) 747-2531
10Alpine Insurance Inc59 E Queen Ave #112(509) 325-7350
AL
6404 N Monroe St
All Lines Insurance
Umbrella Insurance Agent · Spokane, WA

All Lines Insurance provides umbrella liability coverage designed to extend protection beyond standard homeowners or auto policies for clients in Spokane, Washington. Its service plans include policy reviews to ensure adequate coverage limits, assistance with risk assessment for potential gaps, and claims support through the local office. Maintenance plans involve regular policy updates and annual coverage evaluations to account for life changes. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

NT
5727 N Division St
North Town Insurance
Umbrella Insurance Agent · Spokane, WA

North Town Insurance serves the Spokane, Washington metro area and surrounding Spokane County as an umbrella insurance agent. This type of agency specializes in providing supplemental liability coverage that extends beyond the limits of standard home and auto policies. Such additional protection helps safeguard personal assets in the event of a major accident or lawsuit. The agency also guides clients through policy management and coverage adjustments. In this area, it handles personal umbrella liability insurance and overflow protection for residential homeowners.

AI
1514 W Northwest Blvd
Affordable Insurance
Umbrella Insurance Agent · Spokane, WA

Affordable Insurance serves clients in Spokane and the surrounding communities of Spokane Valley, Liberty Lake, and Cheney. It handles personal umbrella liability coverage that extends protection beyond standard auto and homeowners policies for area residents. Recognizing the risks from everyday accidents on region roads or icy sidewalks, it focuses on assembling an extra layer of liability defense. The agent carefully evaluates each household’s specific exposure to lawsuits, then matches limits to safeguard assets while keeping the policy straightforward.

FI
2103 N Division St STE C
Finders Insurance
Umbrella Insurance Agent · Spokane, WA

Finders Insurance in Spokane, Washington, assists homeowners, businesses, and property managers by connecting them with umbrella insurance policies that provide additional liability coverage beyond standard limits. These policies can help protect assets from major claims or lawsuits, offering a broader safety net for clients in the region. The agency evaluates each client’s specific risk exposure to recommend appropriate coverage levels. Their service area also extends to neighboring Spokane Valley, ensuring nearby residents have access to these essential protection options.

LI
7307 N Division St # 303
Legacy Insurance LLC
Umbrella Insurance Agent · Spokane, WA

Legacy Insurance LLC in Spokane, WA, serves as an umbrella insurance agent, offering liability coverage that extends beyond the limits of standard homeowners and auto policies. Clients may choose between a one-time policy purchase or a recurring annual renewal plan for ongoing protection. Umbrella policies are designed to cover large claims and legal defense costs often excluded by basic coverage. Their service operates entirely on an as-needed basis, with each policy tailored upon the client’s request.

KI
601 W 1st Ave Suite 1400
KBG Insurance & Financial
Umbrella Insurance Agent · Spokane, WA

KBG Insurance & Financial in Spokane, Washington, provides umbrella insurance coverage, offering an extra layer of liability protection beyond standard home and auto policies. The agency assists local clients with securing broader coverage for personal liability risks. This type of policy helps protect assets and future earnings from major claims or lawsuits. For homeowners in Spokane, which experiences significant snowfall each winter, umbrella insurance can be especially valuable for covering liability should a guest slip and fall on an icy walkway.

DH
6105 N Astor St
Dan Hoffman Insurance Agency
Umbrella Insurance Agent · Spokane, WA

As winter storms and sudden wind events can cause unexpected damage in the Spokane area, homeowners often need protection for liability claims that might exceed their standard policy limits. Dan Hoffman Insurance Agency provides umbrella insurance to cover major legal costs and injury settlements beyond typical coverage. This extra layer of security helps residents guard their assets during severe weather or unforeseen accidents. An initial consultation will assess your existing policy gaps and recommend appropriate coverage.

JI
816 W Francis Ave PMB#551
Jorgensen Insurance Agency
Umbrella Insurance Agent · Spokane, WA

Jorgensen Insurance Agency in Spokane provides standard insurance coverage to local individuals and businesses. It specializes in adding umbrella insurance policies, which offer extra liability protection beyond the limits of primary home and auto plans. This additional layer helps safeguard assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

LI
5522 N Wall St
Lilac Insurance Group, LLC
Umbrella Insurance Agent · Spokane, WA

Lilac Insurance Group, LLC, in Spokane, WA, provides residential umbrella insurance coverage for local homeowners. The agency also handles commercial umbrella policies, serving clients throughout the Spokane metro area and surrounding communities. As an umbrella insurance agent, the company offers additional liability protection that extends above standard home or auto policy limits. This service assists policyholders in safeguarding assets from large claims. Clients often follow up with the agency between their regular insurance reviews to adjust coverages as personal or business needs evolve.

AI
59 E Queen Ave #112
Alpine Insurance Inc
Umbrella Insurance Agent · Spokane, WA
MM
501 N Riverpoint Blvd STE 403
Marsh McLennan Agency
Umbrella Insurance Agent · Spokane, WA
(509) 838-3501
mmanorthwest.com/location/washington/spokane
BI
103 E Sprague Ave Ste 102
Boyd Insurance Brokerage Inc
Umbrella Insurance Agent · Spokane, WA
(509) 340-2693
spokaneinsurance.net
AI
12510 E Sprague Ave Suite 6
ABC Insurance
Umbrella Insurance Agent · Spokane, WA
(509) 891-1515
abcinsurancespokane.com
GS
10015 N Division St Ste 102
Guido Spada American Family Insurance
Umbrella Insurance Agent · Spokane, WA
(509) 465-1606
amfam.com/agents/washington/spokane/guido-spada
SI
310 S Cedar St
Shea Insurance Agency
Umbrella Insurance Agent · Spokane, WA
(509) 838-2759
sheains.com
IG
1204 E Sprague Ave
The Insurance Guys
Umbrella Insurance Agent · Spokane, WA
(509) 532-0388
theinsuranceguyslive.com
PI
1603 E Francis Ave Ste A
PNW Insurance Brokers
Umbrella Insurance Agent · Spokane, WA
(509) 344-9855
pnwinsurancebrokers.com
AB
10103 N Division St #102
Anthony, Baker & Burns
Umbrella Insurance Agent · Spokane, WA
(509) 468-9991
anthonybakerandburns.com

What Does an a Umbrella Insurance Agent in Spokane Cost?

In Washington umbrella insurance typically costs between 150 and 500 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million or 5 million may cost 200 to 1000 dollars annually. Your actual premium depends on factors like your driving record home value and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Spokane

Umbrella insurance agents in Spokane help residents secure extra liability coverage beyond standard home and auto policies. Washington state law does not require umbrella insurance but it can protect assets from large claims or lawsuits. Local agents understand the specific risks in Spokane including weather events and recreational activities that may increase liability exposure.

Frequently Asked Questions

What does an umbrella insurance agent in Spokane do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In Washington agents must be licensed by the Office of the Insurance Commissioner.

How much umbrella insurance coverage do I need in Washington?

Most agents recommend at least 1 million dollars in umbrella coverage to protect major assets like a home or savings. Washington has no cap on personal injury awards so higher limits may be wise for high net worth individuals. Your agent can calculate a suitable amount based on your net worth and income.

Can I get umbrella insurance if I have a rental property in Spokane?

Yes umbrella insurance often covers liability from rental properties you own. Washington landlords face unique risks such as slip and fall claims or tenant disputes. An agent can help you add this coverage to your existing policy.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.