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Find Umbrella Insurance Agents Near You in Seattle, WA

Browse umbrella insurance agents serving Seattle, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,491 reviews. Other highly rated options include Vern Fonk Insurance, Farmers Insurance - Chris Elliott Insurance Agency, Northwest Insurance Group. This directory lists 17 umbrella insurance agents serving Seattle.

Showing 17 umbrella insurance agents in Seattle, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PEMCO Mutual Insurance Co.1300 Dexter Ave N(800) 467-3626
2Vern Fonk Insurance10237 16th Ave SW(206) 408-5084
3Farmers Insurance - Chris Elliott Insurance Agency1200 Westlake Ave N #502(206) 838-7000
4Northwest Insurance Group5431B California Ave SW(206) 932-2500
5NextGen Insurance12034 15th Ave NE(425) 472-4022
6Magnolia Insurance Agency, Inc.3424 W McGraw St(206) 284-4886
7C. Don Filer Agency1325 4th Ave #2100(206) 343-2323
8Orca Insurance506 2nd Ave #1400(206) 818-4133
9Gurry and Rogers Insurance Agency2901 NE Blakeley St Unit 3a(206) 621-6444
10Brown & Brown DBA Spangler Insurance701 5th Ave #550(206) 329-7447
PM
1300 Dexter Ave N
PEMCO Mutual Insurance Co.
Umbrella Insurance Agent · Seattle, WA

PEMCO Mutual Insurance Co. serves clients throughout the Seattle metro area with umbrella insurance agent services. This firm assists individuals and families in obtaining additional liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance protects policyholders from major claims and lawsuits, offering broader financial security in today’s litigious environment. The agency handles coverage for personal liability risks and defense costs in the region.

VF
10237 16th Ave SW
Vern Fonk Insurance
Umbrella Insurance Agent · Seattle, WA

Vern Fonk Insurance in Seattle, Washington, helps individuals and businesses secure financial protection through general liability coverage. A specialized umbrella insurance agent, it offers additional layers of liability insurance that extend beyond standard policy limits for enhanced security against major claims. These policies are important for safeguarding assets in legal situations such as accidents or property damage lawsuits. Vern Fonk Insurance serves a range of commercial sectors, including offices, warehouses, and food service operations.

FI
1200 Westlake Ave N #502
Farmers Insurance - Chris Elliott Insurance Agency
Umbrella Insurance Agent · Seattle, WA

Farmers Insurance - Chris Elliott Insurance Agency provides umbrella insurance services in Seattle, Washington, helping clients extend liability protection beyond standard policies. The agency offers these supplementary coverage plans to safeguard against major claims or lawsuits that could exceed typical limits. It maintains clear communication with policyholders to review existing coverage and identify potential gaps. Services can be tailored for diverse local properties, including single-family homes, apartment buildings, retail spaces, and restaurants.

NI
5431B California Ave SW
Northwest Insurance Group
Umbrella Insurance Agent · Seattle, WA

Northwest Insurance Group assists Seattle homeowners, businesses, and property managers in obtaining umbrella insurance policies to extend liability coverage beyond standard limits. The company helps clients protect assets against major claims and lawsuits by securing an additional layer of financial security. They guide customers through the process of evaluating appropriate coverage amounts for their specific needs. Northwest Insurance Group efficiently coordinates with primary insurers for seamless policy integration. Their services also cover clients in the neighboring city of Bellevue, providing comprehensive protection for the surrounding metro area.

NI
12034 15th Ave NE
NextGen Insurance
Umbrella Insurance Agent · Seattle, WA

NextGen Insurance provides umbrella insurance services in Seattle, Washington, offering extended liability coverage beyond standard home and auto policies. It helps clients protect assets from major claims and lawsuits that could exceed primary policy limits. The company assists local residents and businesses in navigating insurance needs specific to the Pacific Northwest. Common concerns include liability risks from slips on wet sidewalks or from dog-related incidents common to urban environments, which umbrella policies help cover during the rainy season.

MI
3424 W McGraw St
Magnolia Insurance Agency, Inc.
Umbrella Insurance Agent · Seattle, WA

Magnolia Insurance Agency, Inc., based in Seattle, WA, provides umbrella insurance agents who guide clients in choosing between a one-time policy for a single high-value asset or recurring coverage for ongoing protection across multiple liabilities. These supplemental policies extend beyond standard home and auto limits, safeguarding against major claims or legal judgments. Service is available on either a one-time or as-needed basis, allowing clients to adjust their coverage as their financial situation changes.

CD
1325 4th Ave #2100
C. Don Filer Agency
Umbrella Insurance Agent · Seattle, WA

C. Don Filer Agency serves clients in Seattle, Washington, and the surrounding Puget Sound communities. As an umbrella insurance agent, it handles policies that provide additional liability coverage beyond standard auto, home, or watercraft limits. This extra layer shields assets and protects against major claims. For a typical job, the agent evaluates a client’s existing underlying policies, assesses their personal liability exposure, and recommends a suitable coverage amount, then coordinates the policy to ensure seamless integration and proper claims handling.

OI
506 2nd Ave #1400
Orca Insurance
Umbrella Insurance Agent · Seattle, WA

When persistent Seattle rain and the region's steep driveways increase the risk of slip-and-fall liability, Orca Insurance helps local property owners address that concern through specialized umbrella insurance. Working as an agent in King County, this company structures excess-liability policies that provide additional coverage above standard home and auto limits. The process begins with an initial assessment of a client’s current asset exposure and existing insurance portfolio, followed by a thorough inspection of the property to identify potential hazards or coverage gaps.

GR
2901 NE Blakeley St Unit 3a
Gurry and Rogers Insurance Agency
Umbrella Insurance Agent · Seattle, WA

Gurry and Rogers Insurance Agency assists clients in the Seattle area with a range of general liability coverage. It specializes in adding umbrella insurance policies, which provide an extra layer of financial protection beyond standard liability limits. This additional coverage can be crucial for safeguarding personal assets against catastrophic claims or lawsuits. The agency serves various commercial sectors, including offices, warehouses, and food service establishments.

BB
701 5th Ave #550
Brown & Brown DBA Spangler Insurance
Umbrella Insurance Agent · Seattle, WA

Brown & Brown DBA Spangler Insurance provides residential umbrella insurance services in Seattle, helping homeowners extend liability protection beyond standard home policies. Commercial umbrella coverage is also available for businesses throughout Seattle and the greater King County area. Policyholders can contact the agency to review coverage limits after opening a policy, and the team routinely follows up with clients during periodic check-ins to recommend adjustments between regular renewal visits.

AS
600 Stewart St #300
AGI Seattle - Avant-Garde Insurance Group
Umbrella Insurance Agent · Seattle, WA
(888) 244-8660
agiseattle.com
BI
1100 Dexter Ave N STE 100
Belltown Insurance Group Inc
Umbrella Insurance Agent · Seattle, WA
(206) 443-7744
bigseattle.com
TV
1900 W Nickerson St STE 116
T. Vance Webster Insurance & Mortgage Services
Umbrella Insurance Agent · Seattle, WA
(206) 282-1712
vancewebster.net
BI
4252 S 166th St
Bright Insurance Agency
Umbrella Insurance Agent · Seattle, WA
(425) 365-4104
EU
1507 Belmont Ave Suite 1
Elite Umbrella Insurance Agency
Umbrella Insurance Agent · Seattle, WA
(206) 397-0990
eliteumbrellainsurance.com
SC
2722 Eastlake Ave E
Smart Choice Insurance Seattle WA
Umbrella Insurance Agent · Seattle, WA
(206) 558-0600
SA
3611 S Genesee St
SafeInsure LLC
Umbrella Insurance Agent · Seattle, WA
(206) 407-7432
safeinsure.biz

What Does an a Umbrella Insurance Agent in Seattle Cost?

The cost of an umbrella insurance policy in Washington generally ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors such as owning a pool or having teenage drivers. Costs vary by case based on your underlying policies and personal liability exposure. This is general information, not insurance advice.

About umbrella insurance agents in Seattle

Umbrella insurance agents in Seattle help residents obtain extra liability coverage that goes beyond the limits of auto, home, or watercraft policies. Washington state law requires minimum liability limits for auto insurance, but an umbrella policy can provide an additional layer of protection for assets. Seattle's high property values and active lifestyle make umbrella coverage a practical choice for many households.

Frequently Asked Questions

What does an umbrella insurance agent do in Seattle?

An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims above your existing insurance limits. They work with multiple carriers to match coverage to your needs, such as protecting rental properties or recreational vehicles common in Washington.

How much umbrella coverage do I need in Washington?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Washington courts do not cap personal injury awards, so higher limits may be wise for high-net-worth individuals.

Does umbrella insurance cover legal defense costs in Washington?

Yes, umbrella policies typically cover legal defense costs even if the lawsuit is groundless. Washington state follows a comparative fault rule, so your policy may pay for your share of damages up to the policy limit.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.