ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare umbrella insurance agents in Seattle. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Seattle, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 17 umbrella insurance agents in Seattle, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PEMCO Mutual Insurance Co.
1300 Dexter Ave N, Seattle, WA 98109
(800) 467-3626
pemco.com
Vern Fonk Insurance
10237 16th Ave SW, Seattle, WA 98146
(206) 408-5084
vernfonk.com
Farmers Insurance - Chris Elliott Insurance Agency
1200 Westlake Ave N #502, Seattle, WA 98109
(206) 838-7000
ceinsuranceagency.com
Northwest Insurance Group
5431B California Ave SW, Seattle, WA 98136
(206) 932-2500
nwinsgroup.com
C. Don Filer Agency
1325 4th Ave #2100, Seattle, WA 98101
(206) 343-2323
assuredpartners.com
Magnolia Insurance Agency, Inc.
3424 W McGraw St, Seattle, WA 98199
(206) 284-4886
magnolia-insurance.com
NextGen Insurance
12034 15th Ave NE, Seattle, WA 98125
(425) 472-4022
trustnextgen.com
Orca Insurance
506 2nd Ave #1400, Seattle, WA 98104
(206) 818-4133
orca-insurance.com
Gurry and Rogers Insurance Agency
2901 NE Blakeley St Unit 3a, Seattle, WA 98105
(206) 621-6444
gurryandrogers.com
Brown & Brown DBA Spangler Insurance
701 5th Ave #550, Seattle, WA 98104
(206) 329-7447
spanglerinsurance.com
AGI Seattle - Avant-Garde Insurance Group
600 Stewart St #300, Seattle, WA 98101
(888) 244-8660
agiseattle.com
Belltown Insurance Group Inc
1100 Dexter Ave N STE 100, Seattle, WA 98109
(206) 443-7744
bigseattle.com
T. Vance Webster Insurance & Mortgage Services
1900 W Nickerson St STE 116, Seattle, WA 98199
(206) 282-1712
vancewebster.net
Bright Insurance Agency
4252 S 166th St, Seattle, WA 98188
(425) 365-4104
Elite Umbrella Insurance Agency
1507 Belmont Ave Suite 1, Seattle, WA 98122
(206) 397-0990
eliteumbrellainsurance.com
Smart Choice Insurance Seattle WA
2722 Eastlake Ave E, Seattle, WA 98102
(206) 558-0600
SafeInsure LLC
3611 S Genesee St, Seattle, WA 98118
(206) 407-7432
safeinsure.biz
Umbrella insurance agents in Seattle help residents obtain extra liability coverage that goes beyond the limits of auto, home, or watercraft policies. Washington state law requires minimum liability limits for auto insurance, but an umbrella policy can provide an additional layer of protection for assets. Seattle's high property values and active lifestyle make umbrella coverage a practical choice for many households.
What Does a Umbrella Insurance Agent in Seattle Cost?
The cost of an umbrella insurance policy in Washington generally ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors such as owning a pool or having teenage drivers. Costs vary by situation based on your underlying policies and personal liability exposure. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Seattle?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims above your existing insurance limits. They work with multiple carriers to match coverage to your needs, such as protecting rental properties or recreational vehicles common in Washington.
How much umbrella coverage do I need in Washington?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Washington courts do not cap personal injury awards, so higher limits may be wise for high-net-worth individuals.
Does umbrella insurance cover legal defense costs in Washington?
Yes, umbrella policies typically cover legal defense costs even if the lawsuit is groundless. Washington state follows a comparative fault rule, so your policy may pay for your share of damages up to the policy limit.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Seattle who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.