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Find Umbrella Insurance Agents Near You in Richland, WA

Browse umbrella insurance agents serving Richland, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Richland, Washington is Rhonda Urich - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include Craig Griffiths - State Farm Insurance Agent, Farmers Insurance - Larry Rindlisbacher, Bauder & Associates, LLC American Family Insurance. This directory lists 14 umbrella insurance agents serving Richland.

Showing 14 umbrella insurance agents in Richland, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rhonda Urich - State Farm Insurance Agent712 The Pkwy(509) 392-8037
2Craig Griffiths - State Farm Insurance Agent309 Bradley Blvd Suite 101(509) 547-9571
3Farmers Insurance - Larry Rindlisbacher636 Jadwin Ave Ste F(509) 943-3122
4Bauder & Associates, LLC American Family Insurance430 George Washington Way #104(509) 420-5152
5Legacy One Insurance750 Swift Blvd Suite #2(509) 943-9999
6Ryan Wingfield - COUNTRY Financial Representative1446 Spaulding Ave # 203(509) 491-3994
7Marsh McLennan Agency390 Bradley Blvd(509) 946-6161
8Matt Sept - COUNTRY Financial Agent1955 Jadwin Ave Suite 410(509) 430-8484
9Ben Benedict American Family Insurance1950 Keene Rd Bldg N(801) 409-3011
10Crigler Insurance Agency1301-B George Washington Way(509) 946-4620
RU
712 The Pkwy
Rhonda Urich - State Farm Insurance Agent
Umbrella Insurance Agent · Richland, WA

Rhonda Urich - State Farm Insurance Agent serves the Richland, Washington area, providing umbrella insurance coverage. As an agent in this region, Rhonda Urich helps clients secure excess liability policies that extend beyond the limits of standard auto, home, or boat insurance policies. Additional coverage for property damage or personal injury claims commonly handled in this local market includes high-limit liability protection for accidents or incidents involving rental properties or recreational vehicles.

CG
309 Bradley Blvd Suite 101
Craig Griffiths - State Farm Insurance Agent
Umbrella Insurance Agent · Richland, WA

Craig Griffiths - State Farm Insurance Agent in Richland, WA, provides personalized umbrella insurance coverage designed to extend liability protection beyond standard policies. Ongoing client support includes policy reviews and adjustments to ensure coverage limits remain adequate for evolving needs. Service plans involve periodic consultations to address changes in asset values or risk exposure. The agent serves property owners throughout the area, including those with single-family homes, apartments, retail spaces, and restaurants.

FI
636 Jadwin Ave Ste F
Farmers Insurance - Larry Rindlisbacher
Umbrella Insurance Agent · Richland, WA

Homeowners, businesses, and property managers in the Richland area work with Farmers Insurance - Larry Rindlisbacher for umbrella insurance policies. This agency helps clients secure additional liability coverage beyond standard policies, protecting assets and future income. Services include assessing personal risk exposure and recommending appropriate policy limits. The agency serves clients across eastern Washington, including the neighboring community of Kennewick.

BA
430 George Washington Way #104
Bauder & Associates, LLC American Family Insurance
Umbrella Insurance Agent · Richland, WA

At Bauder & Associates, LLC American Family Insurance in Richland, WA, umbrella insurance can be arranged either as a one-time policy or as a recurring annual coverage, depending on client needs. This extra liability layer protects assets beyond standard home and auto limits, helping safeguard savings and future earnings from major claims or lawsuits. Local clients typically select a scheduled annual renewal, ensuring continuous protection as their personal risk profile evolves. Service for policy management and claims assistance operates on an as-needed basis following the initial setup.

LO
750 Swift Blvd Suite #2
Legacy One Insurance
Umbrella Insurance Agent · Richland, WA

Serving clients in Richland, Washington, and the surrounding Tri-Cities communities, Legacy One Insurance handles personal and commercial umbrella liability coverage. This type of insurance provides additional liability protection beyond standard home and auto policies. The agent works with residents to evaluate their existing coverage limits and identify gaps caused by assets or potential risks. For a typical job, it first reviews a client’s current policies, then calculates an appropriate excess limit, and selects a carrier with favorable terms for local conditions.

RW
1446 Spaulding Ave # 203
Ryan Wingfield - COUNTRY Financial Representative
Umbrella Insurance Agent · Richland, WA

Ryan Wingfield - COUNTRY Financial Representative in Richland, WA provides specialized umbrella insurance services that extend liability coverage beyond standard policy limits. The agency generally assists clients with broader insurance needs to protect personal assets from unexpected lawsuits. During spring and summer months, local homeowners often seek its advice before hosting large gatherings or opening pools, as these activities increase the risk of accidents and potential liability claims beyond what a standard homeowners policy can cover.

MM
390 Bradley Blvd
Marsh McLennan Agency
Umbrella Insurance Agent · Richland, WA

Inland Washington’s changing seasons often bring liability concerns for property owners and small businesses. Marsh McLennan Agency, an umbrella insurance agent in Richland, helps local clients evaluate and extend their existing liability coverage beyond standard policy limits for greater financial protection. Their agents assess individual risk portfolios to determine appropriate umbrella policy structures that safeguard assets from unexpected claims. The service begins with a thorough inspection of your current insurance framework and a personalized needs review.

MS
1955 Jadwin Ave Suite 410
Matt Sept - COUNTRY Financial Agent
Umbrella Insurance Agent · Richland, WA

Matt Sept - COUNTRY Financial Agent in Richland, WA offers residential umbrella insurance to protect homeowners from major liability claims. Commercial coverage is also available for local small businesses and farms throughout the Richland area. An umbrella policy provides extra liability limits above standard auto and homeowners policies. Clients often schedule follow-up conversations to adjust their coverage between regular insurance reviews, ensuring continued protection as their assets and circumstances change.

BB
1950 Keene Rd Bldg N
Ben Benedict American Family Insurance
Umbrella Insurance Agent · Richland, WA

Ben Benedict American Family Insurance helps individuals and businesses manage liability risks in Richland, Washington. As an umbrella insurance agent, the company offers coverage that extends beyond standard policy limits, providing an additional layer of financial protection against major claims or lawsuits. This specialty add-on is designed to safeguard assets in an unpredictable environment. The insurance agency can serve commercial sectors including offices, warehouses, and food service operations, ensuring these businesses have adequate liability coverage for their specific operational exposures.

CI
1301-B George Washington Way
Crigler Insurance Agency
Umbrella Insurance Agent · Richland, WA

Crigler Insurance Agency in Richland, WA is known for its focus on umbrella insurance, offering supplemental liability coverage that extends beyond standard home and auto policies. This service helps clients protect their assets against large claims or lawsuits. Umbrella policies from the agency generally provide coverage starting at one million dollars, applying to a variety of personal risk scenarios common in the area. As a specialty service, the agency can also add on coverage for recreational vehicles, such as boats or ATLs, under the same policy.

TC
925 Stevens Dr
Tri City Insurance and Mortgages
Umbrella Insurance Agent · Richland, WA
(509) 392-8346
tricityinsuranceandmortgages.com
JW
1901 George Washington Way a
Julia Ward - COUNTRY Financial Agent
Umbrella Insurance Agent · Richland, WA
(509) 491-6058
countryfinancial.com/julia.ward
AH
1446 Spaulding Ave
Advisor Health Benefits Group, LLC
Umbrella Insurance Agent · Richland, WA
(509) 524-9611
advisorhealthbenefits.com
BR
390 Bradley Blvd
Brooklyn Reeder - Marsh McLennan Agency
Umbrella Insurance Agent · Richland, WA
(509) 581-7655
mmanorthwest.com/colleague/brooklyn-reeder

What Does an a Umbrella Insurance Agent in Richland Cost?

The cost of an umbrella insurance policy in Washington typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 200 to 600 dollars annually. Factors such as your driving record, number of properties, and personal liability history affect the premium. This is general information, not insurance advice.

About umbrella insurance agents in Richland

Umbrella insurance agents in Richland, Washington help you add a layer of liability protection beyond your auto and homeowners policies. Washington state law does not require umbrella insurance, but it can be valuable for residents with significant assets or higher risk exposure. Agents in the Tri-Cities area can tailor a policy to your specific needs and local circumstances.

Frequently Asked Questions

What does an umbrella insurance agent in Richland do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing auto and home insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on Washington state guidelines.

How much umbrella insurance do I need in Washington?

Most agents recommend at least 1 million dollars in umbrella coverage for Washington residents with moderate assets. Higher limits of 2 to 5 million dollars may be appropriate for those with significant property or higher liability exposure. Your agent can help you determine the right amount based on your net worth and risk factors.

Does umbrella insurance cover legal defense costs in Washington?

Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. Washington state courts follow a comparative fault system, so having extra liability protection can help cover judgments or settlements that exceed your primary policy limits.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.