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HomeUmbrella Insurance AgentsWashington › Mount Vernon

Find Umbrella Insurance Agents Near You in Mount Vernon, WA

Browse umbrella insurance agents serving Mount Vernon, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Mount Vernon, Washington is Vern Fonk Insurance, rated 4.9 stars across 371 reviews. Other highly rated options include Carol Lawson - State Farm Insurance Agent, Weaver Insurance Agency - Farmers Ins., Don Schlagel: Allstate Insurance. This directory lists 17 umbrella insurance agents serving Mount Vernon.

Showing 17 umbrella insurance agents in Mount Vernon, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance401 E College Way Suite B(360) 686-6059
2Carol Lawson - State Farm Insurance Agent702 N 4th St(360) 428-6020
3Weaver Insurance Agency - Farmers Ins.2017 Continental Pl #2(360) 663-4400
4Don Schlagel: Allstate Insurance817 N 6th St # 1(360) 428-6615
5Perla's Insurance Services2222 Riverside Dr STE 701(360) 588-6645
6North Cascade Insurance1616 N 18th St #160(360) 424-1772
7Farmers Insurance - Indira Rouw408 S 2nd St(360) 336-6149
8Brayer Insurance Services1301 Riverside Dr Ste A7(360) 424-3000
9Strong Family Insurance815 Cleveland Ave Suite 200(360) 812-6466
10Elite Insurance Mount Vernon1835 Riverside Dr(206) 210-3777
VF
401 E College Way Suite B
Vern Fonk Insurance
Umbrella Insurance Agent · Mount Vernon, WA

Vern Fonk Insurance serves Mount Vernon and the surrounding Skagit Valley communities as an umbrella insurance agent. It handles excess liability coverage that extends beyond the limits of standard home and auto policies. This additional layer of protection helps guard clients against major claims and lawsuits that could otherwise threaten personal assets. For a typical job, the company reviews a client’s existing underlying policies to determine appropriate coverage levels and then secures a policy that fills those gaps efficiently.

CL
702 N 4th St
Carol Lawson - State Farm Insurance Agent
Umbrella Insurance Agent · Mount Vernon, WA

Carol Lawson-State Farm Insurance Agent serves the Mount Vernon, Washington area as a local provider of umbrella insurance policies. This agency helps clients secure additional liability coverage beyond standard home and auto limits, offering important financial protection against major claims or lawsuits. Umbrella insurance from this Mount Vernon agent can also extend coverage to certain incidents not included in primary policies. The office assists local residents with personal umbrella quotes and integrating umbrella insurance with existing auto and homeowners policies.

WI
2017 Continental Pl #2
Weaver Insurance Agency - Farmers Ins.
Umbrella Insurance Agent · Mount Vernon, WA

Weaver Insurance Agency Farmers Ins. in Mount Vernon, WA provides personalized umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. Their service plans include thorough risk assessments and policy reviews to ensure clients maintain adequate protection against major claims. Maintenance plans involve annual updates to reflect changing assets or liability exposures. The agency regularly services single-family homes, customizing coverage to fit residential needs. It also serves apartments, retail establishments, and restaurants, tailoring umbrella policies to address the unique liability risks associated with each commercial property type.

DS
817 N 6th St # 1
Don Schlagel: Allstate Insurance
Umbrella Insurance Agent · Mount Vernon, WA

Don Schlagel: Allstate Insurance serves Mount Vernon homeowners, businesses, and property managers who need specialized umbrella liability coverage beyond standard policies. This agency helps clients protect assets by offering higher policy limits that activate when underlying insurance is exhausted. Policies respond to claims including personal injury and property damage that exceed primary coverage amounts. The work involves assessing an individual’s net worth and risk exposure to recommend appropriate liability protection. Don Schlagel: Allstate Insurance also serves the Bellingham metro area and surrounding communities in Skagit and Whatcom Counties.

PS
2222 Riverside Dr STE 701
Perla's Insurance Services
Umbrella Insurance Agent · Mount Vernon, WA

Serving clients in Mount Vernon and surrounding Skagit County communities, Perla's Insurance Services works as an umbrella insurance agent. It helps individuals and families obtain additional liability coverage that extends beyond the limits of standard home and auto policies. This type of policy protects assets from major claims and lawsuits. The company typically begins a job by reviewing a client's existing policies to identify coverage gaps, then selects an appropriate umbrella limit to fill those gaps and ensure comprehensive protection.

NC
1616 N 18th St #160
North Cascade Insurance
Umbrella Insurance Agent · Mount Vernon, WA

North Cascade Insurance in Mount Vernon assists clients by distinguishing between single-purchase umbrella liability policies and ongoing coverage options that provide long-term asset protection. The agency helps secure an extra layer of liability insurance beyond standard home and auto policies, safeguarding against major claims or lawsuits in this region. Services are arranged on a one-time or as-needed basis depending on each client’s changing risk exposure and policy requirements.

FI
408 S 2nd St
Farmers Insurance - Indira Rouw
Umbrella Insurance Agent · Mount Vernon, WA

Farmers Insurance - Indira Rouw in Mount Vernon, Washington specializes in umbrella insurance to provide extra liability coverage beyond standard policies. The agency serves local clients by assessing individual risk profiles and explaining how additional protection safeguards assets against major claims or lawsuits. It helps residents understand complex policy limits and coordinates with existing home or auto plans for seamless integration. As winter storms increase slip-and-fall risks on icy sidewalks, the agency assists property owners in ensuring they have adequate coverage for such seasonal incidents.

BI
1301 Riverside Dr Ste A7
Brayer Insurance Services
Umbrella Insurance Agent · Mount Vernon, WA

As the rainy season brings slick roads and increased accident risks around Mount Vernon, Brayer Insurance Services helps local homeowners and drivers reassess their need for extra liability protection. Umbrella coverage from an agent bridges the gap between standard auto or home policies and major claim exposure, shielding personal assets during a weather-related pileup or a serious on-property injury. After discussing local hazard patterns and current coverage ceilings, the agent arranges a straightforward initial assessment of existing limits to identify vulnerabilities before recommending policy adjustments.

SF
815 Cleveland Ave Suite 200
Strong Family Insurance
Umbrella Insurance Agent · Mount Vernon, WA

Strong Family Insurance in Mount Vernon, Washington, provides comprehensive personal and business coverage. As a dedicated umbrella insurance agent, the company helps clients secure additional liability protection that extends beyond standard policy limits. This added layer can safeguard personal assets and business holdings from major claims or lawsuits. The agency works with various commercial operations, including professional offices, warehouses, and food service establishments, tailoring excess liability solutions to match their specific risk profiles.

EI
1835 Riverside Dr
Elite Insurance Mount Vernon
Umbrella Insurance Agent · Mount Vernon, WA
FI
1818 Market St
First Insurance Service
Umbrella Insurance Agent · Mount Vernon, WA
(360) 284-2631
EI
117 N 1st St suite 52
Empire Insurance Brokers
Umbrella Insurance Agent · Mount Vernon, WA
(425) 774-1324
eibnow.com/contact/mount-vernon-wa-insurance
LI
124 N 18th St
Linde Insurance, Inc.
Umbrella Insurance Agent · Mount Vernon, WA
(360) 336-6168
lindeinsuranceinc.com
FI
815 Cleveland Ave Suite 200
Fortiphi Insurance
Umbrella Insurance Agent · Mount Vernon, WA
(360) 424-5507
fortiphi.com
AI
619 S 2nd St
ALL INSURED INSURANCE AGENCY - Sylvia Cuevas Se Habla Espanol Insurance and Real Estate
Umbrella Insurance Agent · Mount Vernon, WA
(360) 853-2644
allinsuredinsurance.com
BI
2809 Martin Rd
Benefits Insurance WA
Umbrella Insurance Agent · Mount Vernon, WA
(253) 364-4663
AG
1616 N 18th St #160
Advantage Group Llc-Smiley Insurance
Umbrella Insurance Agent · Mount Vernon, WA
(360) 424-1772

What Does an a Umbrella Insurance Agent in Mount Vernon Cost?

In Washington, umbrella insurance typically costs 150 to 300 dollars per year for one million dollars in coverage. For two million dollars, the annual premium may range from 250 to 500 dollars. Factors like your driving record, property value, and number of vehicles affect the price. This is general information, not insurance advice.

About umbrella insurance agents in Mount Vernon

Umbrella insurance provides extra liability coverage beyond your auto, home, or boat policies. In Mount Vernon, Washington, agents can help you secure this protection to guard against large claims or lawsuits. Washington state law does not require umbrella insurance, but it can be a smart choice for property owners and professionals.

Frequently Asked Questions

What does an umbrella insurance agent in Mount Vernon do?

An umbrella insurance agent helps you find a policy that adds extra liability coverage on top of your existing insurance. They assess your assets and risks to recommend a coverage amount that fits your needs.

How much umbrella insurance coverage do I need in Washington?

Most policies start at one million dollars in coverage. Your agent will consider your home value, savings, and future earnings to suggest the right limit. Washington courts can award large judgments, so higher limits may be wise.

Is umbrella insurance expensive in Mount Vernon Washington?

Umbrella insurance is generally affordable, often costing between 150 and 300 dollars per year for one million dollars of coverage. Your actual cost depends on your risk factors and the insurance company. This is general information, not insurance advice.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.