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Find Umbrella Insurance Agents Near You in Santa Fe, NM

Browse umbrella insurance agents serving Santa Fe, New Mexico. Updated 2026-07-14.

The top-rated umbrella insurance agent in Santa Fe, New Mexico is Orale Insurance Agency, rated 4.9 stars across 465 reviews. Other highly rated options include Melissa Sandoval: Allstate Insurance, Garrett Seawright - State Farm Insurance Agent, Farmers Insurance - Mariana Archuleta. This directory lists 19 umbrella insurance agents serving Santa Fe.

Showing 19 umbrella insurance agents in Santa Fe, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Orale Insurance Agency1251 S St Francis Dr # 2(505) 819-0225
2Melissa Sandoval: Allstate Insurance3454 Zafarano Dr Ste A-1(505) 820-1442
3Garrett Seawright - State Farm Insurance Agent1441 Paseo De Peralta C(505) 982-5433
4Farmers Insurance - Mariana Archuleta3201 Zafarano Dr Suite E(505) 913-0912
5AAA Santa Fe Insurance and Member Services3517 Zafarano Dr Suite D(505) 471-6620
6George Gandy Insurance1730 Cerrillos Rd(505) 983-8406
7Farmers Insurance - Brad Davis2205 Miguel Chavez Rd Ste A-1a2(505) 302-0707
8Silas T Garcia Agency & Associates LLC811 St Michaels Dr Suite 101(505) 982-9863
9Agape Insurance Services1301 S St Francis Dr Ste D(505) 930-5638
10Blue Fox Insurance Agency LLC1301 S St Francis Dr Ste D(505) 933-6486
OI
1251 S St Francis Dr # 2
Orale Insurance Agency
Umbrella Insurance Agent · Santa Fe, NM

Orale Insurance Agency serves the Santa Fe, New Mexico metro area as an umbrella insurance agent. This agency provides supplemental liability coverage that extends beyond the limits of standard homeowners and auto policies. Such protection helps safeguard personal assets against large claims or lawsuits. Residents and businesses in Santa Fe can rely on this agency for tailored risk management solutions. In this region, Orale Insurance Agency specializes in securing additional liability for high-value properties and assisting clients with coverage for recreational vehicles.

MS
3454 Zafarano Dr Ste A-1
Melissa Sandoval: Allstate Insurance
Umbrella Insurance Agent · Santa Fe, NM

Melissa Sandoval: Allstate Insurance offers personal umbrella liability coverage in Santa Fe, New Mexico, extending protection beyond standard auto and home policies. Service includes policy reviews to adjust coverage limits based on changing client needs and annual maintenance of existing liability layers. Clients range from single-family homeowners seeking extra protection against major lawsuits to apartment complex owners, retail store operators, and restaurant proprietors managing higher public exposure risks.

GS
1441 Paseo De Peralta C
Garrett Seawright - State Farm Insurance Agent
Umbrella Insurance Agent · Santa Fe, NM

Garrett Seawright - State Farm Insurance Agent in Santa Fe, NM serves homeowners, businesses, and property managers seeking umbrella insurance to extend their liability protection beyond standard policy limits. The agency helps clients secure added coverage for unexpected accidents or lawsuits that could otherwise threaten personal assets or business operations. This Santa Fe-based office also provides services to residents and commercial clients in the surrounding communities of Eldorado and the Española Valley.

FI
3201 Zafarano Dr Suite E
Farmers Insurance - Mariana Archuleta
Umbrella Insurance Agent · Santa Fe, NM

Farmers Insurance - Mariana Archuleta in Santa Fe, NM provides umbrella insurance agent services. This agency works with clients who need either a single, one-time policy purchase or recurring coverage that renews annually to maintain continuous protection. Umbrella insurance policies offer extra liability coverage beyond standard home or auto plans, helping safeguard personal assets against large claims or lawsuits. Service runs on a one-time or scheduled annual renewal basis, allowing clients to choose what fits their current needs.

AS
3517 Zafarano Dr Suite D
AAA Santa Fe Insurance and Member Services
Umbrella Insurance Agent · Santa Fe, NM

AAA Santa Fe Insurance and Member Services serves Santa Fe and the surrounding communities of northern New Mexico. This agency handles umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto policies. For a typical job, the agency begins by reviewing a client’s existing coverage and personal risk exposure. It then recommends a suitable policy limit and explains how the umbrella layer can protect assets from large claims or lawsuits, closing with a straightforward issuance of the extra policy.

GG
1730 Cerrillos Rd
George Gandy Insurance
Umbrella Insurance Agent · Santa Fe, NM

George Gandy Insurance serves Santa Fe and the surrounding New Mexico communities as an umbrella insurance agent. This location provides liability coverage that extends beyond the limits of standard home, auto, and boat policies. Clients benefit from added protection against large claims and lawsuits that could otherwise threaten personal assets. The agency localizes its guidance to the region's unique risk profiles, including exposure to wildfire and seasonal tourism. Umbrella insurance here also assists with coverage for rental properties and recreational vehicles common in the area.

FI
2205 Miguel Chavez Rd Ste A-1a2
Farmers Insurance - Brad Davis
Umbrella Insurance Agent · Santa Fe, NM

Farmers Insurance with Brad Davis in Santa Fe, New Mexico provides specialty umbrella insurance coverage, offering additional liability protection that extends beyond standard home or auto policies. The agency generally serves local clients by assessing their unique risks and recommending comprehensive insurance solutions to safeguard personal assets and future income. As Santa Fe experiences intense summer monsoon seasons, this agent helps property owners address the increased liability exposures that often arise from flooding, weather-related accidents, or unexpected guest injuries during outdoor gatherings.

ST
811 St Michaels Dr Suite 101
Silas T Garcia Agency & Associates LLC
Umbrella Insurance Agent · Santa Fe, NM

As summer monsoon storms bring sudden, heavy rainfall to Santa Fe, the need for added liability protection becomes clear for many property owners. Silas T Garcia Agency & Associates LLC addresses this need by offering umbrella insurance coverage that extends beyond standard policy limits. Their work helps clients safeguard assets and future earnings from unforeseen lawsuits or accident claims common in this region. They begin by reviewing current homeowners and auto policies, then schedule a personal consultation to assess each client's unique exposure risk.

AI
1301 S St Francis Dr Ste D
Agape Insurance Services
Umbrella Insurance Agent · Santa Fe, NM

Agape Insurance Services provides general liability coverage for businesses and individuals in Santa Fe, New Mexico, supplementing these policies with umbrella insurance to extend additional layers of liability protection beyond base limits. This added coverage helps protect assets from large claims or lawsuits that exceed standard policy thresholds. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service operations.

BF
1301 S St Francis Dr Ste D
Blue Fox Insurance Agency LLC
Umbrella Insurance Agent · Santa Fe, NM

Blue Fox Insurance Agency LLC provides residential umbrella insurance services for homeowners in Santa Fe, New Mexico, helping to extend liability protection beyond standard policy limits. Commercial coverage is also available for local businesses seeking additional safeguard against major claims. The agency serves clients throughout the Santa Fe area and surrounding communities. Follow-up consultations and policy adjustments are offered between regular visits to ensure coverage remains aligned with changing personal or business circumstances.

FI
1447 St Michaels Dr
Farmers Insurance - Chavela Esparza
Umbrella Insurance Agent · Santa Fe, NM
(505) 984-0767
agents.farmers.com/nm/santa-fe/chavela-esparza
JH
1570 Pacheco St STE C3
James H Russell Agency Inc
Umbrella Insurance Agent · Santa Fe, NM
(505) 983-7357
progressiveagent.com/agents/new-mexico/santa-fe/james-h-russell-agency-inc
ID
810 Calle Mejia Ste 105
Insurance Del Norte
Umbrella Insurance Agent · Santa Fe, NM
(505) 820-6726
II
1040 Don Diego Ave
Inszone Insurance Services
Umbrella Insurance Agent · Santa Fe, NM
(505) 988-4425
inszoneinsurance.com
DI
805 St Michaels Dr
Daniels Insurance Inc
Umbrella Insurance Agent · Santa Fe, NM
(505) 982-4302
danielsinsuranceinc.com
JI
300 Paseo De Peralta
The Jemez Insurance Agency
Umbrella Insurance Agent · Santa Fe, NM
(505) 424-8049
thejemezagency.com
ZI
810 Calle Mejia Ste 106
Zia Insurance Inc
Umbrella Insurance Agent · Santa Fe, NM
(505) 983-7329
IN
150 Washington Ave Suite 201
Insurance New Mexico
Umbrella Insurance Agent · Santa Fe, NM
(505) 717-3479
insurancenewmexico.net
HI
2905 Rodeo Park Dr E Building 6, Suite 100
HUB International
Umbrella Insurance Agent · Santa Fe, NM
(505) 982-4296
hubinternational.com/offices/us/new-mexico/santa-fe

What Does an a Umbrella Insurance Agent in Santa Fe Cost?

The cost of an umbrella insurance policy in New Mexico typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits, such as two to five million dollars, may cost 300 to 700 dollars annually. Your premium depends on factors like your driving record, property value, and number of rental units. This is general information and not insurance advice.

About umbrella insurance agents in Santa Fe

An umbrella insurance agent in Santa Fe, New Mexico helps you secure extra liability coverage that goes beyond your auto, home, or boat insurance. This coverage is especially important in New Mexico due to the state's comparative fault laws, which can leave you financially responsible for damages even if you are only partially at fault. A local agent can explain how an umbrella policy protects your assets against large claims and lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Santa Fe do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage limits above your existing homeowners, auto, or watercraft insurance. In New Mexico, this extra layer can protect you from lawsuits arising from accidents on your property or auto collisions where you are found partially liable.

How much umbrella coverage do I need in New Mexico?

Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. In New Mexico, factors like the value of your home, savings, and potential income garnishment under state law should be considered when determining your coverage limit.

Is umbrella insurance required in Santa Fe?

Umbrella insurance is not required by New Mexico law, but it is strongly advised for individuals with significant assets or high liability risks. Without it, a lawsuit could exceed your primary policy limits, putting your home, savings, and future wages at risk under New Mexico's judgment enforcement rules.

Umbrella Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.