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Browse umbrella insurance agents serving Carlsbad, New Mexico. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 19 umbrella insurance agents in Carlsbad, NM
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bonnie Ornelas - State Farm Insurance Agent
304 N Canyon St Ste A, Carlsbad, NM 88220
(575) 887-7681
bonnieornelas.com
George Gandy Insurance
710 N Canyon St, Carlsbad, NM 88220
(575) 885-0171
georgegandyinsurance.com
Goetz 2 U Insurance
1614 Mission Ave, Carlsbad, NM 88220
(985) 244-9457
goetz2uinsurance.com
EZ Hester Agency: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477
agents.allstate.com
Farmers Insurance - Roy Willis
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276
agents.farmers.com
CENTURY 21 Dunagan Associates
212 W Stevens St, Carlsbad, NM 88220
(575) 234-1516
dunaganassociates.sites.c21.homes
Tom McMullan - State Farm Insurance Agent
701 N Canal St B, Carlsbad, NM 88220
(575) 887-6681
tommcmullan.net
Dunagan Associates
208 W Stevens St, Carlsbad, NM 88220
(575) 885-2138
dunaganassociates.com
Montgomery Insurance Agency, part of WaFd Insurance Group
203 W Mermod St, Carlsbad, NM 88220
(575) 725-2110
wafdinsurance.com
Martin Lara
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876
content.naic.org
J. S. Ward & Son, Inc. - Carlsbad
602 W Pierce St, Carlsbad, NM 88220
(575) 941-2010
jswardandson.com
State Farm
701 N Canal St, Carlsbad, NM 88220
(575) 887-6681
HUB International
313 N Canyon St, Carlsbad, NM 88220
(575) 887-1181
hubinternational.com
Farmers Insurance - Aaron Ruiz
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876
agents.farmers.com
State Farm Insurance
1002 W Pierce St Ste B, Carlsbad, NM 88220
(575) 887-7681
statefarm.com
Farm Bureau Financial Services: Bobby Bowen
104 W Hagerman St, Carlsbad, NM 88220
(575) 628-2600
fbfs.com
Farmers Insurance
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276
farmers.com
ERIC HESTER: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477
agents.allstate.com
Hester Insurance
304 N Canyon St, Carlsbad, NM 88220
(575) 234-1342
Umbrella insurance agents in Carlsbad New Mexico help you add an extra layer of liability protection beyond your standard auto or homeowners policy. New Mexico law requires minimum liability limits for drivers, but a personal umbrella policy can cover claims that exceed those limits. Local agents understand the risks specific to the Carlsbad area, including oil and gas industry exposures.
What Does a Umbrella Insurance Agent in Carlsbad Cost?
In New Mexico, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Carlsbad do?
An umbrella insurance agent in Carlsbad helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are used up. They assess your assets and recommend a coverage amount to protect against large lawsuits or claims.
How much umbrella coverage do I need in New Mexico?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. New Mexico courts can award large judgments, so many residents choose two to five million dollars in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Mexico.