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Find Umbrella Insurance Agents Near You in Rio Rancho, NM

Looking for a umbrella insurance agent in Rio Rancho? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Rio Rancho, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 20 umbrella insurance agents in Rio Rancho, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jalene Berger: Allstate Insurance
4100 Southern Blvd SE Ste 3c, Rio Rancho, NM 87124
(505) 891-1780 agents.allstate.com
Joanna Boothe - State Farm Insurance Agent
2316 Southern Blvd SE, Rio Rancho, NM 87124
(505) 892-5960 joannaboothe.com
Franklin Insurance Agency
2345 Southern Blvd SE C 4, Rio Rancho, NM 87124
(505) 891-8733 fianm.com
Farmers Insurance - Hoffman Agency - Robert Hoffman
4351 Jager Dr NE Ste C, Rio Rancho, NM 87144
(505) 771-3035 facebook.com
Jason Chandler - State Farm Insurance Agent
750 Broadmoor Blvd NE, Rio Rancho, NM 87124
(505) 896-6939 chandlerins.com
Jeff Valler - State Farm Insurance Agent
1350 Jackie Rd SE STE 106, Rio Rancho, NM 87124
(505) 792-6884 youragentjeff.com
Jeremy Dudar - State Farm Insurance Agent
111 Rio Rancho Blvd SE Ste #106, Rio Rancho, NM 87124
(505) 985-5038 jeremydudarsf.com
Southwest Federal Insurance
2220 Grande Blvd SE STE D, Rio Rancho, NM 87124
(505) 807-2886 swfederalinsurance.com
The Berger Agency - Rio Rancho Insurance
4100 Southern Blvd SW Ste 3c, Rio Rancho, NM 87124
(505) 891-1780 thebergeragency.com
Allstate Insurance Agent: Jim Wilson
7840 Enchanted Hills Blvd NE Ste 101, Rio Rancho, NM 87144
(505) 672-5544 agents.allstate.com
Peak Insurance
2740 Northern Blvd NE #101, Rio Rancho, NM 87124
(505) 994-9494 peaknm.com
Espi Insurance - Christine Espinosa
1020 Western Hills Dr SE, Rio Rancho, NM 87124
(505) 461-3774 espiins.com
Perfection Insurance Services, LLC.: Allstate Insurance
2603 The American Rd SE, Rio Rancho, NM 87124
(505) 314-5818 agents.allstate.com
Farmers Insurance - Joseph Chavez
12 Unser Blvd SE Suite K, Rio Rancho, NM 87124
(505) 892-4313 agents.farmers.com
Farmers Insurance - Robert Zeid
1515 Golf Course Rd SE Ste 104, Rio Rancho, NM 87124
(505) 386-1444 agents.farmers.com
Farmers Insurance - Blake Mitchem
3751 Southern Blvd SE Ste F, Rio Rancho, NM 87124
(505) 365-1314 agents.farmers.com
El Valle Insurance
1708a Southern Blvd SE, Rio Rancho, NM 87124
(888) 509-8986 elvalleins.com
Jerry Smith & Associates
4200 Meadowlark Ln SE, Rio Rancho, NM 87124
(505) 917-1431 jerrysmithandassociates.com
Farmers Insurance - James Ortega
4300 Ridgecrest Dr SE H, Rio Rancho, NM 87124
(505) 896-0180 agents.farmers.com
AAA Rio Rancho Insurance and Member Services
901 Unser Blvd SE Ste. 120, Rio Rancho, NM 87124
(505) 337-8360 ace.aaa.com

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Rio Rancho, New Mexico, agents can help you secure additional protection against lawsuits or large claims, which is especially valuable given New Mexico's comparative fault laws that can affect damage awards. Working with a local agent ensures your policy aligns with state-specific requirements and your personal risk profile.

What Does a Umbrella Insurance Agent in Rio Rancho Cost?

Typical umbrella insurance costs in New Mexico range from 150 to 300 dollars per year for one million dollars in coverage, though rates vary based on your risk factors and insurance company. Factors like driving record, number of properties, and claims history can increase or decrease your premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Rio Rancho do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds coverage above your existing auto or home insurance limits. They guide you through policy options from multiple carriers and explain how New Mexico law, such as the statute of limitations for personal injury claims, may impact your coverage needs.
How much umbrella insurance coverage do I need in Rio Rancho?
The amount of coverage depends on your assets and potential liability exposure. Many agents recommend at least one million dollars in umbrella coverage, but higher limits may be wise if you own property or have significant savings. New Mexico does not set a minimum requirement for umbrella insurance, so a local agent can help you choose based on your situation.