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HomeUmbrella Insurance AgentsMontana › Kalispell

Find Umbrella Insurance Agents Near You in Kalispell, MT

Browse umbrella insurance agents serving Kalispell, Montana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kalispell, Montana is Flathead Insurance- Kalispell Montana Insurance, rated 4.9 stars across 282 reviews. Other highly rated options include Dan Schneller - State Farm Insurance Agent, Grachek Insurance, Tamarack Insurance. This directory lists 20 umbrella insurance agents serving Kalispell.

Showing 20 umbrella insurance agents in Kalispell, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Flathead Insurance- Kalispell Montana Insurance2330 U.S. Hwy 2 E(406) 752-8000
2Dan Schneller - State Farm Insurance Agent974 N Meridian Rd(406) 755-3122
3Grachek Insurance1147 S Main St(406) 755-4000
4Tamarack Insurance185 Commons Loop Suite C(406) 270-2463
5Bailey Insurance Services4 Meridian Ct(406) 752-7676
6AAA Kalispell Branch135 Hutton Ranch Rd #106(406) 758-6980
7Farmers Insurance - Shaine Reece575 Sunset Blvd Suite 102(406) 752-9100
8Montana First Insurance, Inc.1088 N Meridian Rd(406) 755-0719
9Paradox Insurance Agency1205 S Main St(406) 451-0180
10Hebert Insurance Agency - Marlene Hebert114 1st Ave W(406) 755-6453
FI
2330 U.S. Hwy 2 E
Flathead Insurance- Kalispell Montana Insurance
Umbrella Insurance Agent · Kalispell, MT

Flathead Insurance- Kalispell Montana Insurance serves the Kalispell, Montana area and surrounding Flathead County as an umbrella insurance agent. Providing additional liability coverage that extends beyond the limits of standard homeowners, auto, and watercraft policies, it helps protect clients against major claims and lawsuits. Routine services include helping local residents evaluate their personal assets and risk exposure. The company also assists policyholders in securing umbrella coverage that coordinates with existing liability insurance policies.

DS
974 N Meridian Rd
Dan Schneller - State Farm Insurance Agent
Umbrella Insurance Agent · Kalispell, MT

Dan Schneller - State Farm Insurance Agent in Kalispell, MT offers a range of umbrella insurance services designed to provide extra liability coverage beyond standard policies. Ongoing service includes policy reviews and adjustments to match changing personal and financial circumstances. The agency helps clients understand how umbrella insurance can protect assets and future income from major claims or lawsuits. Its maintenance plans focus on keeping coverage current with evolving needs. This agent serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

GI
1147 S Main St
Grachek Insurance
Umbrella Insurance Agent · Kalispell, MT

Serving Kalispell and the surrounding Flathead Valley communities, Grachek Insurance handles umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto policies. These policies help protect personal assets against major claims and lawsuits. For a typical job, the agency first reviews a client’s existing coverage and asset profile to determine the appropriate amount of excess liability protection needed, then secures a policy that aligns with that specific risk exposure.

TI
185 Commons Loop Suite C
Tamarack Insurance
Umbrella Insurance Agent · Kalispell, MT

Tamarack Insurance, based in Kalispell, MT, offers umbrella insurance policies that can be obtained as a one-time purchase or as a recurring annual service. This coverage provides an additional layer of liability protection beyond standard home and auto policies, helping to safeguard assets against major claims and lawsuits common in the region. Service runs on an as-needed basis, with clients typically requesting a policy review when their asset portfolio changes or upon renewal each year.

BI
4 Meridian Ct
Bailey Insurance Services
Umbrella Insurance Agent · Kalispell, MT

As an umbrella insurance agent in Kalispell, MT, Bailey Insurance Services specializes in providing extra liability coverage that extends beyond standard home and auto policies. This company generally helps clients protect their assets against large claims and lawsuits that could otherwise exceed primary insurance limits. Many area residents consider this added layer of financial protection especially important during winter months, when icy roads and snow-related accidents increase the risk of costly liability claims.

AK
135 Hutton Ranch Rd #106
AAA Kalispell Branch
Umbrella Insurance Agent · Kalispell, MT

AAA Kalispell Branch serves homeowners, businesses, and property managers across the Flathead Valley by offering umbrella insurance policies that provide additional liability coverage beyond standard policies. This local agent helps clients protect assets from major claims or lawsuits. Operating in Kalispell, Montana, the agency assists with evaluating personal and commercial risk exposures to determine appropriate coverage limits. It also provides services to customers in the neighboring community of Whitefish.

FI
575 Sunset Blvd Suite 102
Farmers Insurance - Shaine Reece
Umbrella Insurance Agent · Kalispell, MT

With the changing seasons in Kalispell bringing both heavy snow and sudden rain, property owners often face unexpected liability risks that standard policies may not cover. Farmers Insurance - Shaine Reece offers umbrella insurance tailored to this region, providing an additional layer of protection beyond basic home or auto policies. Their approach involves carefully reviewing each client's existing coverage to identify gaps in liability limits. To begin this process, they schedule an initial consultation to inspect current insurance needs and discuss available options.

MF
1088 N Meridian Rd
Montana First Insurance, Inc.
Umbrella Insurance Agent · Kalispell, MT

Montana First Insurance, Inc. in Kalispell, MT provides general insurance services to local clients. Its specialty work includes offering umbrella insurance policies that extend liability coverage beyond standard home and auto limits. By issuing excess liability protection, the agency helps policyholders manage potential financial risks from lawsuits or major claims. The agency serves a range of commercial operations, including professional offices, warehouses, and food service establishments.

PI
1205 S Main St
Paradox Insurance Agency
Umbrella Insurance Agent · Kalispell, MT

Paradox Insurance Agency serves residential clients in Kalispell by evaluating liabilities that standard policies may not fully cover. Commercial operations also receive tailored excess liability protection suited to local business risks across the Flathead Valley. The agency addresses gaps in primary coverage, ensuring homeowners and business owners have broader financial safeguards. For those needing continued oversight, services remain available for policy adjustments and renewals between regular annual reviews.

HI
114 1st Ave W
Hebert Insurance Agency - Marlene Hebert
Umbrella Insurance Agent · Kalispell, MT
MM
165 Timberwolf Pkwy
Marsh McLennan Agency
Umbrella Insurance Agent · Kalispell, MT
(406) 758-4200
mmanorthwest.com/location/montana/kalispell
GI
30 5th St E Suite 101
Goosehead Insurance - Scott Countryman Agency
Umbrella Insurance Agent · Kalispell, MT
(406) 703-3002
getgoosehead.com
GI
707 W Center St
Goosehead Insurance - Rowdy Fee
Umbrella Insurance Agent · Kalispell, MT
(406) 204-3719
agents.goosehead.com/mt/kalispell/707-west-center-street
GI
38 E Washington St Ste #5
GlobalGreen Insurance Agency of Montana
Umbrella Insurance Agent · Kalispell, MT
(406) 314-6300
globalgreeninsuranceofmontana.com
CI
245 S Main St
Cogswell Insurance - Kalispell
Umbrella Insurance Agent · Kalispell, MT
(406) 755-8888
cogswellinsurance.com
HI
1342 Airport Rd
Hart Insurance Services, LLC
Umbrella Insurance Agent · Kalispell, MT
(406) 890-7795
hartinsurance.bz
IE
673 1st Ave W N
The Insurance Exchange
Umbrella Insurance Agent · Kalispell, MT
(406) 756-2500
montana.insure
HI
100 Financial Dr STE 110
HUB International
Umbrella Insurance Agent · Kalispell, MT
(406) 752-8693
hubinternational.com/offices/us/montana/kalispell
BR
141 W Washington St
Best Rates Insurance Inc
Umbrella Insurance Agent · Kalispell, MT
(406) 257-5060
AI
1600 Montana Hwy 35
Aspen Insurance
Umbrella Insurance Agent · Kalispell, MT
(406) 257-4864

What Does an a Umbrella Insurance Agent in Kalispell Cost?

Umbrella insurance in Montana typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits may cost 50 to 100 dollars more per million. Costs vary based on your risk profile property and claims history. This is general information not insurance advice.

About umbrella insurance agents in Kalispell

An umbrella insurance agent in Kalispell Montana can help you secure additional liability coverage beyond your standard auto or homeowners policy. Montana law does not require umbrella insurance but it can protect your assets in case of a lawsuit. Local agents understand the unique risks in the Flathead Valley such as outdoor recreation and seasonal tourism.

Frequently Asked Questions

What does an umbrella insurance agent in Kalispell do?

An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims exceeding your primary insurance limits. They explain how Montana law affects coverage and help you choose a policy that fits your needs.

How much umbrella insurance do I need in Montana?

Most agents recommend at least one million dollars in umbrella coverage. Your specific needs depend on your assets income and activities. Montana courts can award large judgments so higher limits may be wise for property owners or business operators.

Does Montana law affect umbrella insurance coverage?

Yes Montana follows a comparative fault rule which can reduce your liability if you are partly at fault. An umbrella policy can still pay for defense costs and settlements. Your agent will explain how state laws apply to your situation.

Umbrella Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.