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Umbrella Insurance Agents in Kalispell, MT

Compare umbrella insurance agents in Kalispell. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Kalispell, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Montana before hiring.
Showing 20 umbrella insurance agents in Kalispell, MT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flathead Insurance- Kalispell Montana Insurance
2330 U.S. Hwy 2 E, Kalispell, MT 59901
(406) 752-8000 flatheadinsurance.com
Dan Schneller - State Farm Insurance Agent
974 N Meridian Rd, Kalispell, MT 59901
(406) 755-3122 danschneller.com
AAA Kalispell Branch
135 Hutton Ranch Rd #106, Kalispell, MT 59901
(406) 758-6980 mwg.aaa.com
Grachek Insurance
1147 S Main St, Kalispell, MT 59901
(406) 755-4000 grachekinsurance.com
Tamarack Insurance
185 Commons Loop Suite C, Kalispell, MT 59901
(406) 270-2463 tamarackinsurance.com
Bailey Insurance Services
4 Meridian Ct, Kalispell, MT 59901
(406) 752-7676 baileymt.com
Farmers Insurance - Shaine Reece
575 Sunset Blvd Suite 102, Kalispell, MT 59901
(406) 752-9100 agents.farmers.com
Montana First Insurance, Inc.
1088 N Meridian Rd, Kalispell, MT 59901
(406) 755-0719 montanafirst.com
Paradox Insurance Agency
1205 S Main St, Kalispell, MT 59901
(406) 451-0180 paradoxinsurance.com
Marsh McLennan Agency
165 Timberwolf Pkwy, Kalispell, MT 59901
(406) 758-4200 mmanorthwest.com
Hebert Insurance Agency - Marlene Hebert
114 1st Ave W, Kalispell, MT 59901
(406) 755-6453 marlenehebertinsurance.com
Goosehead Insurance - Scott Countryman Agency
30 5th St E Suite 101, Kalispell, MT 59901
(406) 703-3002 getgoosehead.com
Cogswell Insurance - Kalispell
245 S Main St, Kalispell, MT 59901
(406) 755-8888 cogswellinsurance.com
GlobalGreen Insurance Agency of Montana
38 E Washington St Ste #5, Kalispell, MT 59901
(406) 314-6300 globalgreeninsuranceofmontana.com
Goosehead Insurance - Rowdy Fee
707 W Center St, Kalispell, MT 59901
(406) 204-3719 agents.goosehead.com
Hart Insurance Services, LLC
1342 Airport Rd, Kalispell, MT 59901
(406) 890-7795 hartinsurance.bz
The Insurance Exchange
673 1st Ave W N, Kalispell, MT 59901
(406) 756-2500 montana.insure
HUB International
100 Financial Dr STE 110, Kalispell, MT 59901
(406) 752-8693 hubinternational.com
Best Rates Insurance Inc
141 W Washington St, Kalispell, MT 59901
(406) 257-5060
Aspen Insurance
1600 Montana Hwy 35, Kalispell, MT 59901
(406) 257-4864

An umbrella insurance agent in Kalispell Montana can help you secure additional liability coverage beyond your standard auto or homeowners policy. Montana law does not require umbrella insurance but it can protect your assets in case of a lawsuit. Local agents understand the unique risks in the Flathead Valley such as outdoor recreation and seasonal tourism.

What Does a Umbrella Insurance Agent in Kalispell Cost?

Umbrella insurance in Montana typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits may cost 50 to 100 dollars more per million. Costs vary based on your risk profile property and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Kalispell do?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims exceeding your primary insurance limits. They explain how Montana law affects coverage and help you choose a policy that fits your needs.
How much umbrella insurance do I need in Montana?
Most agents recommend at least one million dollars in umbrella coverage. Your specific needs depend on your assets income and activities. Montana courts can award large judgments so higher limits may be wise for property owners or business operators.
Does Montana law affect umbrella insurance coverage?
Yes Montana follows a comparative fault rule which can reduce your liability if you are partly at fault. An umbrella policy can still pay for defense costs and settlements. Your agent will explain how state laws apply to your situation.