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Find Umbrella Insurance Agents Near You in Billings, MT

Browse umbrella insurance agents serving Billings, Montana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Billings, Montana is Thurston Family Insurance, LLC, rated 4.9 stars across 172 reviews. Other highly rated options include JM Insurance Group, Anvil Insurance, AAA Billings Branch. This directory lists 20 umbrella insurance agents serving Billings.

Showing 20 umbrella insurance agents in Billings, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Thurston Family Insurance, LLC223 Shiloh Rd Unit 6(406) 534-0133
2JM Insurance Group513 Hilltop Rd #7(406) 534-8008
3Anvil Insurance3124 First Ave N(406) 259-3828
4AAA Billings Branch3220 4th Ave N(406) 248-7738
5Raychel Carlson Insurance Agency175 N 27th St #1210(406) 272-6699
6Allen & Associates Insurance2147 Overland Ave Suite 103(406) 656-2324
7Merenz Insurance Agency812 Central Ave(406) 294-9114
8Leavitt Great West2345 King Ave W suite e(406) 252-4104
9Jackson & Iverson Insurance2619 St Johns Ave Ste B & C(406) 656-1660
10Darnielle Insurance1320 28th St W(406) 652-4180
TF
223 Shiloh Rd Unit 6
Thurston Family Insurance, LLC
Umbrella Insurance Agent · Billings, MT

Thurston Family Insurance, LLC serves the Billings, Montana area as an umbrella insurance agent. They help clients obtain extra liability protection that extends beyond the limits of standard home and auto policies. This additional coverage can safeguard personal assets and future earnings against major lawsuits or claims. The company assists in securing comprehensive commercial umbrella policies for local businesses run from the Yellowstone County region. It guides customers through personal liability umbrella plans designed for high-net-worth homeowners across the Billings metro.

JI
513 Hilltop Rd #7
JM Insurance Group
Umbrella Insurance Agent · Billings, MT

JM Insurance Group provides personal liability protection and financial security through tailored umbrella insurance policies. The agency works with clients to supplement existing home and auto coverage with additional liability layers, delivering greater peace of mind against major claims. Regular policy reviews are conducted to ensure coverage limits remain appropriate as circumstances change. Post-policy support includes quick claims assistance and straightforward updates to existing policies as new assets are acquired. The company services single-family homes, apartments, retail spaces, and restaurants throughout the Billings area.

AI
3124 First Ave N
Anvil Insurance
Umbrella Insurance Agent · Billings, MT

Serving Billings and the surrounding Yellowstone County communities, Anvil Insurance provides umbrella liability coverage that extends beyond the limits of standard home and auto policies. It handles claims that could exceed typical base insurance caps, protecting local clients from major financial loss. For a typical job, this agency reviews each policyholder’s existing coverage, then layers on a separate umbrella policy designed to fill gaps in catastrophic scenarios.

AB
3220 4th Ave N
AAA Billings Branch
Umbrella Insurance Agent · Billings, MT

Homeowners, businesses, and property managers in Billings, MT rely on AAA Billings Branch for umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency helps clients shield assets from major claims and lawsuits by providing an extra layer of financial security. The team offers honest consultations to assess individual risk levels and tailors coverage to meet specific needs. They also serve clients throughout the surrounding Yellowstone County metro area, including communities like Laurel and Lockwood.

RC
175 N 27th St #1210
Raychel Carlson Insurance Agency
Umbrella Insurance Agent · Billings, MT

Raychel Carlson Insurance Agency provides specialized umbrella insurance coverage, offering an extra layer of personal liability protection beyond standard auto or homeowners policies. The agency also serves clients in the Billings area with general insurance guidance and policy evaluations. For local homeowners or drivers facing the inherent risks of Montana’s severe hailstorms, heavy winter snows, or summer wildfire seasons, this additional umbrella coverage can help safeguard personal assets from the financial burden of potential lawsuits or major claims.

AA
2147 Overland Ave Suite 103
Allen & Associates Insurance
Umbrella Insurance Agent · Billings, MT

Allen & Associates Insurance works with individuals and businesses in the Billings area to navigate general liability protection before expanding into specialized umbrella insurance coverage. This added layer of extra liability insurance helps protect assets when primary policy limits are exceeded by a major claim or lawsuit. As a local agency, the firm evaluates risk factors related to property, auto, and business operations to determine appropriate umbrella policy limits for each client. Their services are available to offices, warehouses, and food service operations seeking broader liability safety nets.

MI
812 Central Ave
Merenz Insurance Agency
Umbrella Insurance Agent · Billings, MT

Merenz Insurance Agency serves residential clients in Billings, Montana, by securing umbrella liability policies that extend personal coverage beyond standard home and auto limits. For commercial customers, the agency provides additional layers of protection tailored to business operations and property exposures across the local area. Each policy is reviewed and adjusted to address evolving risks or changes in assets. The agency follows up after each policy term to reassess coverage needs, helping to maintain appropriate protection between regular service visits.

LG
2345 King Ave W suite e
Leavitt Great West
Umbrella Insurance Agent · Billings, MT
JI
2619 St Johns Ave Ste B & C
Jackson & Iverson Insurance
Umbrella Insurance Agent · Billings, MT

When winter storms in Billings make driving dangerous or a summer hailstorm damages a neighbor’s roof, liability risks can quickly exceed standard policy limits. Jackson & Iverson Insurance offers umbrella coverage to fill those gaps, providing added protection for homeowners and auto policyholders who face claims above their underlying insurance. The agency focuses on explaining how excess liability works in Montana, clarifying coverage territory and exclusions. An initial assessment begins with reviewing existing policies and asset values to determine appropriate limits.

DI
1320 28th St W
Darnielle Insurance
Umbrella Insurance Agent · Billings, MT

For one-time services, clients obtain a single umbrella policy to cover a specific liability gap, while recurring options provide ongoing annual protection that adjusts with changing assets. Darnielle Insurance in Billings, MT helps local homeowners and vehicle owners secure extra liability coverage above standard policy limits, guarding against major lawsuits or settlements that could otherwise threaten savings. This agent ensures that supplemental coverage is tailored to the evolving risks faced by households in the Billings area. Coverage is provided on a scheduled annual renewal basis.

MM
3289 Gabel Rd
Marsh McLennan Agency
Umbrella Insurance Agent · Billings, MT
(406) 238-1900
mmanorthwest.com/location/montana/billings
FI
2047 Broadwater Ave Ste 1
Farmers Insurance - Roger Daniel
Umbrella Insurance Agent · Billings, MT
(406) 252-3411
rogerdanielagency.com
CW
2500 Grand Ave Suite S
Conver & Winchell Insurance
Umbrella Insurance Agent · Billings, MT
(406) 652-9610
converwinchell.com
HI
807 Grand Ave
Headquarters Insurance, LLC
Umbrella Insurance Agent · Billings, MT
(406) 970-0952
hq.insure
II
644 Grand Ave Ste 1
Inszone Insurance Services
Umbrella Insurance Agent · Billings, MT
(406) 252-0551
isustreeterbros.com
GG
1645 Parkhill Dr Ste D
Goff Group Medical Insurance Solutions
Umbrella Insurance Agent · Billings, MT
(406) 360-5693
ushagent.com/briannagoff
HI
3545 Gabel Rd STE 3
HUB International
Umbrella Insurance Agent · Billings, MT
(406) 652-9151
hubinternational.com/offices/us/montana/billings-gabel-road
BI
214 N 24th St
Beard Insurance Agency Commercial Risk Managers
Umbrella Insurance Agent · Billings, MT
(406) 294-9700
beardinsurance.com
BI
670 King Park Dr #2
Brickley Insurance
Umbrella Insurance Agent · Billings, MT
(406) 655-3311
brickleyinsurance.com
NF
323 24th St W Suite C
New Freedom Insurance Services
Umbrella Insurance Agent · Billings, MT
(406) 530-1030
newfreedominsurancemt.com

What Does an a Umbrella Insurance Agent in Billings Cost?

The cost of an umbrella insurance policy in Montana typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits such as 2 million or 5 million can cost 300 to 800 dollars annually. Your actual premium depends on your risk profile number of vehicles and properties. This is general information not insurance advice.

About umbrella insurance agents in Billings

An umbrella insurance agent in Billings Montana helps you secure extra liability coverage beyond your auto and homeowners policies. Montana law requires minimum auto liability limits of 25/50/10 but an umbrella policy can provide an additional layer of protection against large claims. Local agents understand the unique risks of living in a state with severe weather and rural roads.

Frequently Asked Questions

What does an umbrella insurance agent in Billings do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing insurance. They assess your assets and risks to recommend an appropriate coverage limit. This is not a standalone policy it requires underlying auto or home insurance.

How much umbrella coverage do I need in Montana?

Most agents recommend at least 1 million dollars in umbrella coverage but your needs depend on your assets and potential risks. Montana has no state specific minimum for umbrella policies. A Billings agent can help you determine the right amount based on your home value vehicles and other assets.

Can I get umbrella insurance if I have a rental property in Billings?

Yes you can often add coverage for rental properties under a personal umbrella policy. The underlying landlord policy must meet minimum liability limits set by the insurance company. Montana law does not require umbrella insurance for rental properties but it is a common recommendation.

Umbrella Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.