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Find Umbrella Insurance Agents Near You in Helena, MT
Directory of umbrella insurance agents in Helena, Montana. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Helena, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Montana before hiring.
Showing 18 umbrella insurance agents in Helena, MT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jon Miller - State Farm Insurance Agent
900 N Last Chance Gulch #103, Helena, MT 59601
(406) 502-2200
jonmillersf.com
Rocky Mountain Insurance Group
1111 N Rodney St Suite 3, Helena, MT 59601
(406) 422-4437
rmiginc.com
Bison Insurance, PLLC
3171 N Montana Ave, Helena, MT 59602
(406) 442-1414
bisoninsurance.net
Cochrane Insurance Agency
201 E Lyndale Ave, Helena, MT 59601
(406) 442-6700
cochraneinsurance.com
MATHIS INSURANCE AGENCY LLC
1313 11th Ave, Helena, MT 59601
(406) 442-9680
insure406.com
Marsh McLennan Agency
1108 Livingston Ave, Helena, MT 59601
(406) 442-5360
mmanorthwest.com
Insurance Unlimited
1040 Helena Ave, Helena, MT 59601
(406) 442-4144
mtinsuranceunlimited.com
Farm Bureau Insurance Tom Schulke and Sean Cirullo
64 Medical Park Dr, Helena, MT 59601
(406) 442-8988
Leavitt Great West
3067 Cabernet Dr Suite 3, Helena, MT 59601
(406) 443-1060
leavitt.com
Farmers Insurance - Michael Flies
1752 N Montana Ave, Helena, MT 59601
(406) 442-8286
agents.farmers.com
Farmers Insurance - Lynda Reisbeck
2210 N Cooke St Ste 2, Helena, MT 59601
(406) 442-9688
agents.farmers.com
Farmers Insurance - Michael Christensen
1117 Helena Ave, Helena, MT 59601
(406) 442-0700
agents.farmers.com
Farmers Insurance - Bryan Louden
1225 Birch St Ste A, Helena, MT 59601
(406) 442-7004
agents.farmers.com
Wolf Insurance Services -Russ & Denise Wolf
1205 Butte Ave STE 4, Helena, MT 59601
(406) 443-0111
wolfinsurancemt.com
Farm Bureau Financial Services - Dustin Gillaspie
64 Medical Park Dr Suite B, Helena, MT 59601
(406) 442-0456
fbfs.com
Farmers Union Insurance
2100 N Last Chance Gulch, Helena, MT 59601
(406) 443-4630
fumico.net
Farm Bureau Financial Services (Sean Cirullo & Jerad Grove)
64 Medical Park Dr Suite A, Helena, MT 59601
(406) 442-8988
mwfbi.com
Willoughby Insurance Services LLC
3224 Centennial Dr, Helena, MT 59601
(406) 285-1669
iinsureyoumt.com
Umbrella insurance agents in Helena Montana help you add a layer of liability protection above your auto and homeowners policies. Montana law does not require umbrella insurance but it can cover gaps in standard coverage. Local agents understand the risks of outdoor recreation and winter driving common in the Helena area.
What Does a Umbrella Insurance Agent in Helena Cost?
The cost of umbrella insurance in Montana typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million may cost 300 to 600 dollars annually. Actual premiums depend on your risk factors such as driving record number of properties and number of vehicles. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Helena do?
An umbrella insurance agent in Helena helps you assess your liability risks and find a policy that extends coverage limits. They review your existing auto and home policies to recommend an appropriate umbrella limit. This can protect your savings and future income from large lawsuits.
How much umbrella insurance do I need in Montana?
Most umbrella policies start at 1 million dollars in coverage. Many Helena agents suggest at least 1 to 2 million if you own property or have significant assets. Your agent will consider your net worth and potential risks like recreational vehicles or rental properties.
Can I buy umbrella insurance without a home or auto policy?
No. Umbrella insurance requires an underlying auto or homeowners policy with minimum liability limits. In Montana those minimums are typically 25 thousand per person and 50 thousand per accident for bodily injury. Your agent will check that your base policies meet the carrier requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Montana.