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Find Umbrella Insurance Agents Near You in Florence, KY
Looking for a umbrella insurance agent in Florence? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 umbrella insurance agents in Florence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rollins Insurance
7000 Houston Rd STE 8, Florence, KY 41042
(859) 781-7283
nkyinsurance.com
Broker Brothers & Co.
1521 Cavalry Dr Ste 201, Florence, KY 41042
(859) 207-7738
brokerbrothersandco.com
Randy Watkins at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6697
comparioninsurance.com
C.K. Ash Insurance
8620 US-42, Florence, KY 41042
(859) 384-5200
ckash.com
Amber Ison at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6690
comparioninsurance.com
Shepherd Insurance
234 Main St, Florence, KY 41042
(859) 371-7006
shepherdins.com
Barnes Insurance Group
7600 Dixie Hwy, Florence, KY 41042
(859) 586-8055
barnesins.com
Mitchell Insurance Agency
7711 Ewing Blvd #400, Florence, KY 41042
(859) 525-4006
insurance-mitchell.com
Adkisson Insurance Agency
1511 Cavalry Dr # 101, Florence, KY 41042
(859) 341-2663
adkissoninsurance.com
Garner Insurance Agency
7430 US-42 Suite 207, Florence, KY 41042
(859) 283-5151
garner-ins.com
Crescent Insurance LLC
6901 Burlington Pike, Florence, KY 41042
(859) 283-5433
callcrescentinsurance.com
Cast Iron Insurance
1521 Cavalry Dr Ste 204, Florence, KY 41042
(859) 982-0004
castironinsurance.com
America's Trusted Insurance Group ( ATIG ) Your Local Independent Insurance Agency
6614 Dixie Hwy ste b, Florence, KY 41042
(859) 371-8999
myatig.com
Steven McCarthy at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 488-0757
comparioninsurance.com
Covenant Insurance Agency
7297 Burlington Pike, Florence, KY 41042
(859) 331-5333
covinsure.com
Cornerstone Insurance
5915 Centennial Cir Suite B, Florence, KY 41042
(859) 586-8580
cornerstoneinsllc.com
Ralph Chaffin: Mitchell Insurance
7711 Ewing Blvd #400, Florence, KY 41042
(859) 760-9193
facebook.com
Safe point Insurance Florence
7205 Dixie Hwy, Florence, KY 41042
(859) 208-2753
progressiveagent.com
Trusted Insurance KY LLC
51 Cavalier Blvd, Florence, KY 41042
(859) 365-2119
Independence Insurance, Inc.
7000 Houston Rd STE 26, Florence, KY 41042
(859) 341-7341
ind-ins.com
Umbrella insurance agents in Florence Kentucky help you add a layer of liability protection beyond your home and auto policies. Kentucky law requires minimum auto liability limits of 25/50/10 but a personal umbrella policy can cover excess claims and certain lawsuits. Local agents can explain how umbrella coverage interacts with Kentucky's comparative fault rules.
What Does a Umbrella Insurance Agent in Florence Cost?
Umbrella insurance in Kentucky typically costs between 150 and 300 dollars per year for one million dollars in coverage. Additional million dollar increments may cost 75 to 150 dollars each. Premiums vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Florence do?
An umbrella insurance agent in Florence helps you assess your liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and recommend coverage amounts that fit your situation.
Do I need umbrella insurance in Kentucky?
Umbrella insurance is not required by Kentucky law but is recommended if you have significant assets or face higher lawsuit risks. Kentucky follows a pure comparative fault rule which means you could be liable for damages even if you are only partially at fault.
How much umbrella coverage should I get in Florence?
Most agents suggest starting with one million dollars in umbrella coverage. The right amount depends on your net worth, income, and lifestyle. Your Florence agent can help you evaluate your specific needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.