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HomeUmbrella Insurance AgentsKentucky › Bowling Green

Find Umbrella Insurance Agents Near You in Bowling Green, KY

Browse umbrella insurance agents serving Bowling Green, Kentucky. Updated 2026-07-14.

The top-rated umbrella insurance agent in Bowling Green, Kentucky is Ingram Insurance Company, rated 5.0 stars across 360 reviews. Other highly rated options include Byers Insurance Group, Downs Insurance Agency, Davis Insurance. This directory lists 20 umbrella insurance agents serving Bowling Green.

Showing 20 umbrella insurance agents in Bowling Green, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ingram Insurance Company3251 Spring Hollow Ave(270) 842-3322
2Byers Insurance Group1733 Campus Plaza Ct STE 5(270) 495-3646
3Downs Insurance Agency1301 Westen St(270) 282-4942
4Davis Insurance1131 Fairview Ave STE 103(270) 259-8007
5Thurmond Insurance Group1711 Destiny Ln STE 111
6We Insure Rocket Insurance Group1700 Patrick Way Suite C(270) 600-3200
7Shelter Insurance - Sarah Duffer1043 Pedigo Way STE 34(270) 780-9388
8Safeguard Insurance1600 Scottsville Rd # 100(270) 904-6070
9Carr Insurance Agency, Inc1532 U.S. 31 W Bypass(270) 781-5300
10Charles M. Moore Insurance Agency942 Searcy Way(270) 843-9054
II
3251 Spring Hollow Ave
Ingram Insurance Company
Umbrella Insurance Agent · Bowling Green, KY

Ingram Insurance Company serves homeowners and businesses throughout Bowling Green, Kentucky, as a dedicated provider of umbrella insurance agent services. The agency helps clients secure essential liability protection that extends beyond the limits of standard home or auto policies. This coverage addresses significant financial risks from accidents or property damage claims. In this region, the firm guides policyholders through comprehensive policy selection. It specifically handles personal umbrella coverage for homeowners and commercial umbrella protection for local businesses facing substantial liability exposures.

BI
1733 Campus Plaza Ct STE 5
Byers Insurance Group
Umbrella Insurance Agent · Bowling Green, KY

Byers Insurance Group offers umbrella liability insurance coverage that extends beyond standard homeowners and auto policies, providing additional financial protection for Bowling Green clients. Their service includes personalized consultations to assess individual risk exposures and determine appropriate coverage limits. They assist with policy adjustments as client circumstances change over time. Their service and maintenance plans include annual policy reviews and prompt claims support to ensure clients receive timely assistance when needed. They serve single-family homes, apartments, retail locations, and restaurants seeking enhanced liability protection.

DI
1301 Westen St
Downs Insurance Agency
Umbrella Insurance Agent · Bowling Green, KY

Downs Insurance Agency serves homeowners, businesses, and property managers in Bowling Green, Kentucky, by offering umbrella insurance policies. These policies provide an extra layer of liability coverage beyond standard home or auto insurance limits. It helps protect clients from large claims or lawsuits that could otherwise be financially devastating. The agency focuses on identifying appropriate coverage gaps for each policyholder’s specific needs. It also extends its umbrella insurance services to clients in the nearby community of Scottsville, ensuring broader regional protection.

DI
1131 Fairview Ave STE 103
Davis Insurance
Umbrella Insurance Agent · Bowling Green, KY

Davis Insurance serves Bowling Green, Kentucky, and the surrounding communities of south-central Kentucky. The company handles umbrella insurance policies, which provide supplementary liability coverage beyond the limits of standard auto or homeowners insurance. This extra layer of protection helps safeguard personal assets against major claims and lawsuits. To structure a policy for each client, the agent first reviews existing insurance limits and assesses the client’s individual risk exposure, then recommends a coverage amount that fills any potential gaps in protection.

TI
1711 Destiny Ln STE 111
Thurmond Insurance Group
Umbrella Insurance Agent · Bowling Green, KY
WI
1700 Patrick Way Suite C
We Insure Rocket Insurance Group
Umbrella Insurance Agent · Bowling Green, KY

When local spring storms bring the threat of wind and hail damage to Bowling Green, securing added liability coverage beyond standard policies becomes a practical concern. We Insure Rocket Insurance Group acts as an umbrella insurance agent in this area, helping homeowners and drivers consider an extra layer of protection against major claims or lawsuits. They focus on matching clients with appropriate excess liability coverage based on individual asset levels. An initial assessment of current policies and risk factors begins every new relationship with a property or auto inspection scheduled.

SI
1043 Pedigo Way STE 34
Shelter Insurance - Sarah Duffer
Umbrella Insurance Agent · Bowling Green, KY

Shelter Insurance - Sarah Duffer offers umbrella insurance services in Bowling Green, Kentucky, providing policies that offer additional liability coverage beyond standard home and auto plans. This agency works with clients to extend their protection against major claims and lawsuits, helping to safeguard personal assets. During severe weather seasons, residents often consult this agent to ensure their coverage limits are sufficient to cover potential property damage and liability from storm-related incidents.

SI
1600 Scottsville Rd # 100
Safeguard Insurance
Umbrella Insurance Agent · Bowling Green, KY

Safeguard Insurance in Bowling Green, KY, serves homeowners and tenants in the Bowling Green area with residential umbrella policies that extend liability protection beyond standard coverage. They also secure commercial accounts against major claims that could threaten business assets. The agency works with clients throughout the region to assess risk and obtain appropriate policy limits. They maintain contact with customers to review coverage as personal circumstances change, providing follow-up service until the next scheduled policy review visit.

CI
1532 U.S. 31 W Bypass
Carr Insurance Agency, Inc
Umbrella Insurance Agent · Bowling Green, KY

Carr Insurance Agency, Inc in Bowling Green, KY works with clients to develop comprehensive risk management strategies. They offer umbrella insurance as an additional layer of liability coverage beyond standard policies. This specialty coverage protects assets and provides extra financial security against major claims or lawsuits. Their agency serves a broad range of commercial operations, including professional offices, warehouse facilities, and food service establishments.

CM
942 Searcy Way
Charles M. Moore Insurance Agency
Umbrella Insurance Agent · Bowling Green, KY

Charles M. Moore Insurance Agency provides personalized umbrella liability coverage for clients throughout the Bowling Green, Kentucky area. The firm helps policyholders secure supplementary protection that extends beyond the limits of standard auto and homeowners insurance, offering broader defense against major claims. Customer plans are reviewed regularly to ensure adequate coverage as personal circumstances evolve. The agency serves a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

EI
5966 Scottsville Rd Suite 4
ERIE INSURANCE AGENCY: GOLDEN FINANCIAL
Umbrella Insurance Agent · Bowling Green, KY
(270) 202-4439
goldenfinancialservices.biz
AB
1770 Scottsville Rd
AAA Bowling Green Insurance and Member Services
Umbrella Insurance Agent · Bowling Green, KY
(270) 781-7235
ace.aaa.com/locations/Bowling_Green-42104-21509
KF
1911 Scottsville Rd
Kentucky Farm Bureau Insurance: Gregg M. Reynolds, Agent
Umbrella Insurance Agent · Bowling Green, KY
(270) 792-5525
kyfb.com/warren/scottsville/gregg-reynolds
RI
410 E 10th Ave
Reliable Insurance Group
Umbrella Insurance Agent · Bowling Green, KY
(270) 279-8467
reliableinsgroup.com
FI
1025 U.S. 31 W Bypass
Faulkner Insurance Inc.
Umbrella Insurance Agent · Bowling Green, KY
(270) 782-2799
faulknerins.com
SI
4341 Louisville Rd Ste C
Shelter Insurance - Julia Harder
Umbrella Insurance Agent · Bowling Green, KY
(270) 783-8503
shelterinsurance.com/CA/agent/JHARDER
HI
1240 Fairway St
Houchens Insurance Group - P&C Bowling Green
Umbrella Insurance Agent · Bowling Green, KY
(800) 960-3560
higusa.com
LI
812 State St
Lawton Insurance
Umbrella Insurance Agent · Bowling Green, KY
(270) 282-2411
lawtoninsurance.com
SI
1640 Scottsville Rd
Safe Insurance Services
Umbrella Insurance Agent · Bowling Green, KY
(364) 200-6534
GI
1945 Scottsville Rd Ste 100
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Bowling Green, KY
(270) 781-8181
assuredpartners.com/BowlingGreen

What Does an a Umbrella Insurance Agent in Bowling Green Cost?

The cost for a 1 million dollar umbrella policy in Kentucky typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Your actual rate depends on your driving record, home value, and number of vehicles. This is general information and not insurance advice.

About umbrella insurance agents in Bowling Green

An umbrella insurance agent in Bowling Green, Kentucky can help you add a layer of liability protection beyond your standard auto or homeowners policy. Kentucky law requires minimum liability limits for auto insurance, but an umbrella policy can cover gaps above those limits. Local agents understand the specific risks for drivers and homeowners in south central Kentucky.

Frequently Asked Questions

What does an umbrella insurance agent in Bowling Green do?

An agent helps you buy a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are used up. It can also cover certain claims not included in your base policies.

Do I need umbrella insurance in Kentucky?

Kentucky does not require umbrella insurance by law. However, if you have significant assets or face higher liability risks, an umbrella policy can protect your savings. Kentucky auto minimums are low, so extra coverage is common for those with property or high income.

How much umbrella coverage can I get in Bowling Green?

Most agents offer umbrella policies starting at 1 million dollars in coverage. Higher limits like 2 million or 5 million are also available. The amount you need depends on your assets and risk level.

Umbrella Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.