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HomeUmbrella Insurance AgentsKentucky › Elizabethtown

Find Umbrella Insurance Agents Near You in Elizabethtown, KY

Browse umbrella insurance agents serving Elizabethtown, Kentucky. Updated 2026-07-14.

The top-rated umbrella insurance agent in Elizabethtown, Kentucky is Jarred Butler - State Farm Insurance Agent, rated 4.9 stars across 611 reviews. Other highly rated options include Neil Atcher - State Farm Insurance Agent, Lance Taylor - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Elizabethtown.

Showing 19 umbrella insurance agents in Elizabethtown, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jarred Butler - State Farm Insurance Agent322 W Dixie Ave(270) 737-7777
2Neil Atcher - State Farm Insurance Agent230 Buford Ln Suite 104(270) 737-2255
3Lance Taylor - State Farm Insurance Agent2600 Ring Rd Ste 101A(270) 900-1844
4Mike Wyman - State Farm Insurance Agent2801 Ring Rd(270) 769-1511
5Unity Insurance Agency1507 N Dixie Hwy #116(270) 506-3957
6Shelter Insurance - Jamie Martin407 N Mulberry St(270) 766-1113
7Skees & Shipp Insurance1793 Leitchfield Rd(270) 769-1951
8Houchens Insurance Group410 Ring Rd(270) 737-2828
9Burris Insurance Agency - A Division of Independent Agents of KY240 W Dixie Ave Suite 1(270) 765-7774
10Bluegrass Insurance Services620 Westport Rd(270) 769-5555
JB
322 W Dixie Ave
Jarred Butler - State Farm Insurance Agent
Umbrella Insurance Agent · Elizabethtown, KY
NA
230 Buford Ln Suite 104
Neil Atcher - State Farm Insurance Agent
Umbrella Insurance Agent · Elizabethtown, KY

Neil Atcher - State Farm Insurance Agent in Elizabethtown, Kentucky, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency assists clients by assessing personal risk exposure and tailoring excess liability plans to meet individual protection needs. Service includes reviewing existing policies to identify coverage gaps and recommending appropriate policy increments. The office serves a diverse range of properties, including single-family homes, apartments, retail storefronts, and full-service restaurants.

LT
2600 Ring Rd Ste 101A
Lance Taylor - State Farm Insurance Agent
Umbrella Insurance Agent · Elizabethtown, KY

Lance Taylor - State Farm Insurance Agent in Elizabethtown, KY, provides umbrella insurance to homeowners, businesses, and property managers seeking extra liability protection beyond standard policies. This coverage helps safeguard assets from major claims or lawsuits, offering broader limits for peace of mind. The agency also serves clients in the nearby Radcliff area, extending its services to those communities.

MW
2801 Ring Rd
Mike Wyman - State Farm Insurance Agent
Umbrella Insurance Agent · Elizabethtown, KY

Mike Wyman - State Farm Insurance Agent serves Elizabethtown, Kentucky, and the surrounding Hardin County communities with umbrella insurance policies. This agency handles personal umbrella liability coverage, which extends protection beyond standard auto and homeowners limits for serious accidents or lawsuits. It also manages claims and coverage adjustments to ensure clients have sufficient financial safeguards. To handle a typical job, the agent reviews existing policies, assesses a client's total assets and risk exposure, then recommends suitable liability limits for complete protection.

UI
1507 N Dixie Hwy #116
Unity Insurance Agency
Umbrella Insurance Agent · Elizabethtown, KY

A customer seeking umbrella insurance may choose between a one-time policy review and periodic reassessments. Unity Insurance Agency in Elizabethtown, KY, helps clients add an extra liability layer beyond standard home and auto policies for broader financial protection. Such coverage can address claims exceeding base limits, including certain lawsuits and personal injury situations common in this region. These services typically run on an as-needed basis when clients request updates or wish to adjust their coverage amounts.

SI
407 N Mulberry St
Shelter Insurance - Jamie Martin
Umbrella Insurance Agent · Elizabethtown, KY

As spring storms approach Elizabethtown, homeowners often review their property protection needs, and Shelter Insurance - Jamie Martin provides local umbrella insurance agent services to address those concerns. This agency helps clients evaluate additional liability coverage beyond standard policies, offering guidance tailored to personal assets and regional weather risks. A thorough consultation examines existing home and auto limits to identify potential gaps before recommending an umbrella plan. A comprehensive review and initial assessment of current coverage begins the process.

SS
1793 Leitchfield Rd
Skees & Shipp Insurance
Umbrella Insurance Agent · Elizabethtown, KY

Skees & Shipp Insurance in Elizabethtown, KY is known for providing umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. The agency serves local residents seeking greater financial protection against lawsuits or large claims. Its advisors help assess individual risk exposures and tailor additional layers of security accordingly. Beyond basic umbrella coverage, it can add on personal liability protection that specifically covers incidents occurring on insured property.

HI
410 Ring Rd
Houchens Insurance Group
Umbrella Insurance Agent · Elizabethtown, KY

Houchens Insurance Group specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It offers Elizabethtown residents personal and business-related protection against major claims and lawsuits. The agency provides careful assessments of coverage needs while guiding clients through policy details and exclusions. Rising local construction activity and increased out-of-town visitors during the summer months create greater accident risks that its expanded liability limits can help address.

BI
240 W Dixie Ave Suite 1
Burris Insurance Agency - A Division of Independent Agents of KY
Umbrella Insurance Agent · Elizabethtown, KY
BI
620 Westport Rd
Bluegrass Insurance Services
Umbrella Insurance Agent · Elizabethtown, KY

Bluegrass Insurance Services provides general liability and property coverage for clients in the Elizabethtown area, with a specialty in offering umbrella insurance policies that extend additional layers of protection above standard limits. This added coverage helps individuals and businesses safeguard against major claims and lawsuits that could exhaust underlying policies. The agency serves various commercial sectors, including local offices, warehouses, and food service establishments that require higher liability limits.

SI
950 N Mulberry St Ste 210A
Shelter Insurance - Thomas Hill
Umbrella Insurance Agent · Elizabethtown, KY
(270) 766-1196
shelterinsurance.com/CA/agent/THILL
AE
2914 Ring Rd
AAA Elizabethtown Insurance and Member Services
Umbrella Insurance Agent · Elizabethtown, KY
(270) 765-4109
ace.aaa.com/locations/Elizabethtown-42701-21521
KF
2915 Ring Rd
Kentucky Farm Bureau Insurance
Umbrella Insurance Agent · Elizabethtown, KY
(270) 737-7377
kyfb.com/hardin/insurance
AB
615 N Mulberry St Ste 205-1
Affordable Benefits Solutions
Umbrella Insurance Agent · Elizabethtown, KY
(270) 438-5630
affordablebenefitssolutions.com
UT
1135 Leitchfield Rd
United Trust Insurance Co
Umbrella Insurance Agent · Elizabethtown, KY
(270) 451-2093
RI
600 N Miles St
R Insurance
Umbrella Insurance Agent · Elizabethtown, KY
(270) 235-6591
DI
620 Westport Rd
Duff Insurance Agency - Jacob Hazle, Agent
Umbrella Insurance Agent · Elizabethtown, KY
(270) 769-5547
duffinsurance.com
BL
950 N Mulberry St
Bankers Life and Casualty Company
Umbrella Insurance Agent · Elizabethtown, KY
(606) 240-1819
bankerslife.com
KF
2915 Ring Rd
Kentucky Farm Bureau Insurance - Darren Ballou
Umbrella Insurance Agent · Elizabethtown, KY
(270) 706-3295
kyfb.com/hardin/branch/darren-ballou

What Does an a Umbrella Insurance Agent in Elizabethtown Cost?

The cost of an umbrella insurance policy in Kentucky typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Adding a second million dollars of coverage usually costs an additional 50 to 100 dollars annually. Premiums vary based on your driving record, number of properties, and the number of drivers in your household. This is general information and not insurance advice.

About umbrella insurance agents in Elizabethtown

Umbrella insurance agents in Elizabethtown Kentucky help you secure extra liability coverage that goes beyond your auto and home insurance limits. This type of policy is especially valuable in Kentucky where state law requires minimum auto liability limits that may not fully protect your assets in a serious accident. An agent can explain how umbrella coverage works with your existing policies to provide a broader safety net.

Frequently Asked Questions

What does an umbrella insurance agent in Elizabethtown do?

An umbrella insurance agent in Elizabethtown helps you purchase a personal liability umbrella policy that provides additional coverage above your auto and homeowners insurance. They assess your risk exposure and recommend a coverage amount that fits your needs.

How much umbrella coverage do I need in Kentucky?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Kentucky courts can award large judgments in liability cases, so higher limits may be wise if you own a home or have significant savings.

Can I get umbrella insurance if I have a teenage driver in Elizabethtown?

Yes, many agents in Elizabethtown can help you add umbrella coverage even if you have a teenage driver. However, the teen must be listed on your auto policy and meet the insurance company's driving record requirements.

Umbrella Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.