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Find Umbrella Insurance Agents in Elizabethtown, KY

Compare umbrella insurance agents in Elizabethtown. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Elizabethtown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 18 umbrella insurance agents in Elizabethtown, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Atcher - State Farm Insurance Agent
230 Buford Ln Suite 104, Elizabethtown, KY 42701
(270) 737-2255 neilatcher.com
Lance Taylor - State Farm Insurance Agent
2600 Ring Rd Ste 101A, Elizabethtown, KY 42701
(270) 900-1844 lancetaylorinsurance.com
Mike Wyman - State Farm Insurance Agent
2801 Ring Rd, Elizabethtown, KY 42701
(270) 769-1511 mikewymaninsurance.com
Unity Insurance Agency
1507 N Dixie Hwy #116, Elizabethtown, KY 42701
(270) 506-3957 myunityinsurance.com
Houchens Insurance Group
410 Ring Rd, Elizabethtown, KY 42701
(270) 737-2828 curnealhigniteins.com
Shelter Insurance - Jamie Martin
407 N Mulberry St, Elizabethtown, KY 42701
(270) 766-1113 shelterinsurance.com
Bluegrass Insurance Services
620 Westport Rd, Elizabethtown, KY 42701
(270) 769-5555 bluegrassinsurance.net
AAA Elizabethtown Insurance and Member Services
2914 Ring Rd, Elizabethtown, KY 42701
(270) 765-4109 ace.aaa.com
Skees & Shipp Insurance
1793 Leitchfield Rd, Elizabethtown, KY 42701
(270) 769-1951 skeesandshipp.com
Kentucky Farm Bureau Insurance
2915 Ring Rd, Elizabethtown, KY 42701
(270) 737-7377 kyfb.com
Burris Insurance Agency - A Division of Independent Agents of KY
240 W Dixie Ave Suite 1, Elizabethtown, KY 42701
(270) 765-7774 burrisinsuranceky.com
Shelter Insurance - Thomas Hill
950 N Mulberry St Ste 210A, Elizabethtown, KY 42701
(270) 766-1196 shelterinsurance.com
Affordable Benefits Solutions
615 N Mulberry St Ste 205-1, Elizabethtown, KY 42701
(270) 438-5630 affordablebenefitssolutions.com
United Trust Insurance Co
1135 Leitchfield Rd, Elizabethtown, KY 42701
(270) 451-2093
R Insurance
600 N Miles St, Elizabethtown, KY 42701
(270) 235-6591
Duff Insurance Agency - Jacob Hazle, Agent
620 Westport Rd, Elizabethtown, KY 42701
(270) 769-5547 duffinsurance.com
Bankers Life and Casualty Company
950 N Mulberry St, Elizabethtown, KY 42701
(606) 240-1819 bankerslife.com
Kentucky Farm Bureau Insurance - Darren Ballou
2915 Ring Rd, Elizabethtown, KY 42701
(270) 706-3295 kyfb.com

Umbrella insurance agents in Elizabethtown Kentucky help you secure extra liability coverage that goes beyond your auto and home insurance limits. This type of policy is especially valuable in Kentucky where state law requires minimum auto liability limits that may not fully protect your assets in a serious accident. An agent can explain how umbrella coverage works with your existing policies to provide a broader safety net.

What Does a Umbrella Insurance Agent in Elizabethtown Cost?

The cost of an umbrella insurance policy in Kentucky typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Adding a second million dollars of coverage usually costs an additional 50 to 100 dollars annually. Premiums vary based on your driving record, number of properties, and the number of drivers in your household. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Elizabethtown do?
An umbrella insurance agent in Elizabethtown helps you purchase a personal liability umbrella policy that provides additional coverage above your auto and homeowners insurance. They assess your risk exposure and recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in Kentucky?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Kentucky courts can award large judgments in liability cases, so higher limits may be wise if you own a home or have significant savings.