The top-rated umbrella insurance agent in Shawnee, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 725 reviews. Other highly rated options include Mark Elling - State Farm Insurance Agent, The Sumrall Group Co.: Allstate Insurance, Mavels Insurance & Multiservices. This directory lists 14 umbrella insurance agents serving Shawnee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 19705 W 65th Terrace | (913) 962-0400 |
| 2 | Mark Elling - State Farm Insurance Agent | 6011 Nieman Rd #1 | (913) 631-9006 |
| 3 | The Sumrall Group Co.: Allstate Insurance | 6100 Nieman Rd STE 200 | (913) 322-7785 |
| 4 | Mavels Insurance & Multiservices | 10910 W 74th Terrace | (816) 375-8444 |
| 5 | Erin Barrett - State Farm Insurance Agent | 13139 Shawnee Mission Pkwy | (913) 648-1100 |
| 6 | Shelter Insurance - Georell Bullock | 11005 W 60th St Suite 300B | (913) 422-2560 |
| 7 | John Wills - State Farm Insurance Agent | 6339 Long Ave STE A | (913) 631-9007 |
| 8 | Kevin Clouse American Family Insurance | 6342 Long Ave J | (913) 962-1484 |
| 9 | Shelter Insurance - Brad Williams | 11005 W 60th St Suite 300A | (913) 422-2555 |
| 10 | Insurance Inc | 11211 Johnson Dr | (913) 268-5000 |
Tim Waltrip: Allstate Insurance provides residential umbrella insurance coverage for homeowners seeking extra liability protection beyond standard policies. Commercial umbrella policies are also offered to local businesses in Shawnee, Kansas. The agency serves clients throughout the Kansas City metro area, ensuring broad consultation on policy limits and coverage gaps within personal and commercial layers. Follow-up consultations are provided between renewal visits to adjust coverage limits as clients’ assets or risks change, allowing policyholders to maintain appropriate protection year-round.
Mark Elling - State Farm Insurance Agent serves Shawnee, Kansas, and the surrounding Johnson County metro area. The agency provides umbrella insurance policies that offer additional liability coverage beyond standard home or auto limits. These policies help protect assets from potential lawsuits and major claims. Umbrella insurance is particularly useful for property owners, those with recreational vehicles, or individuals facing higher liability risks. By extending coverage for personal injury and property damage, this agency helps clients secure extra financial protection. Their specialists handle new policy evaluations and help adjust existing umbrella liability limits.
The Sumrall Group Co.: Allstate Insurance provides umbrella insurance coverage in Shawnee, Kansas, extending liability protection beyond standard home and auto policies. The agency offers tailored service plans that help clients review their existing coverage needs and adjust umbrella limits accordingly. By assessing potential risks, the agency assists in securing liability protection for various property types. The Sumrall Group Co. services single-family homes, apartments, retail spaces, and restaurants, ensuring each property’s unique exposure to large liability claims is addressed appropriately.
Homeowners, businesses, and property managers in Shawnee, Kansas turn to Mavels Insurance & Multiservices for umbrella insurance policies that provide added liability coverage beyond standard home or auto plans. This type of insurance helps protect personal assets and business holdings against major claims or lawsuits. The agency works with clients to assess their specific exposure levels and recommends appropriate coverage limits. It also assists residents and commercial property owners in nearby Lenexa with similar comprehensive liability protection needs.
Serving Shawnee, Kansas, and the surrounding communities, Erin Barrett - State Farm Insurance Agent provides umbrella insurance coverage. This agency handles liability protection that extends beyond the limits of standard home and auto policies. A typical job involves a thorough review of a client’s existing assets and risk exposure to determine adequate policy limits. To complete the process, the agent achieves the coverage by coordinating seamlessly with the client’s primary insurance policies.
Shelter Insurance - Georell Bullock in Shawnee, KS, offers both one-time coverage and scheduled policy renewals for umbrella insurance, which provides extended liability protection beyond standard home and auto policies. This additional layer of coverage helps safeguard personal assets against major claims or lawsuits. Clients can choose a single, one-time policy purchase for short-term needs, or opt for a recurring, policy-based service that continues coverage through scheduled premium payments. Service runs on either a one-time or scheduled ongoing basis, depending on the client's preference for continuous protection.
John Wills - State Farm Insurance Agent in Shawnee, KS, specializes in umbrella insurance policies, providing an extra layer of liability coverage that activates when underlying home or auto limits are exhausted. The agency also assists with a full range of personal insurance needs, including auto, homeowners, and renters policies, helping to build comprehensive protection plans for local residents and families. As holiday gatherings with extended family or visitors approach, this added coverage helps manage increased liability risks from unexpected accidents on the property.
Shawnee homeowners preparing for spring storms often wonder if their current policies cover major liability gaps. Kevin Clouse American Family Insurance reviews umbrella insurance options that extend protection beyond standard home and auto limits, providing an extra layer for accidents or injuries on your property. This approach helps families address common local concerns about uncovered legal costs and large settlement claims. A thorough initial consultation begins with a detailed assessment of your existing coverage and potential risks.
Shelter Insurance - Brad Williams provides umbrella insurance services to residential clients in the Shawnee, Kansas area, focusing on additional liability protection beyond standard home policies. Commercial coverage is also offered for businesses needing higher policy limits. Serving the greater Shawnee region, the agency helps local property owners secure extra financial safeguards against major claims. Clients often return for follow-up adjustments as their assets change, ensuring ongoing protection between regular policy review visits.
What Does an a Umbrella Insurance Agent in Shawnee Cost?
In Kansas, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Premiums vary based on your assets, number of vehicles, and risk factors like a swimming pool or teenage driver. Costs are generally lower when bundled with your home and auto policies. This is general information, not insurance advice.
About umbrella insurance agents in Shawnee
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Shawnee, Kansas, an agent can help you assess your risk exposure and secure a policy that meets state requirements. Kansas law does not mandate umbrella insurance, but it can protect your assets from large claims or lawsuits.
Frequently Asked Questions
What does umbrella insurance cover in Kansas?
Umbrella insurance covers liability claims that exceed the limits of your underlying home or auto policy. It can also cover certain claims not included in those policies, such as libel or slander. In Kansas, this extra layer is important due to the state's comparative fault rules, which can affect settlement amounts.
How much umbrella insurance do I need in Shawnee?
The amount depends on your assets and risk level. Many agents recommend at least 1 million dollars in coverage. Kansas law does not set a minimum, but your agent can help calculate a suitable limit based on your home value, savings, and potential lawsuit exposure.
Can I get umbrella insurance if I have a pool or trampoline?
Yes, but these features increase your liability risk. Kansas agents may require you to have higher underlying liability limits on your home policy. Some insurers also require safety measures like a fence or pool cover before issuing a policy.
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