The top-rated umbrella insurance agent in Overland Park, Kansas is KMO Insurance Agency, rated 5.0 stars across 727 reviews. Other highly rated options include Capstone Insurance Agency, Blue Valley Insurance Agency, Flury-Hinderks Insurance Agency. This directory lists 21 umbrella insurance agents serving Overland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KMO Insurance Agency | 10551 Barkley St suite 325 | (913) 261-9789 |
| 2 | Capstone Insurance Agency | 12721 Metcalf Ave Ste 100 | (913) 825-2700 |
| 3 | Blue Valley Insurance Agency | 7311 W 132nd St STE 100 | (913) 451-0020 |
| 4 | Flury-Hinderks Insurance Agency | 12022 Blue Valley Pkwy | (913) 345-9900 |
| 5 | Dream Assurance | 9200 Indian Creek Pkwy # 100 | (618) 657-7525 |
| 6 | The Reilly Company | 11225 College Blvd Suite #210 | (913) 708-8700 |
| 7 | McGriff & Associates LLC American Family Insurance | 7291 W 97th St A | (913) 341-8304 |
| 8 | Agency Insurance | 5440 W 110th St Suite 300 | (913) 386-8298 |
| 9 | Kim Hower American Family Insurance | 10404 Metcalf Ave | (913) 649-2002 |
| 10 | HighPointe Insurance Services, LLC | 7304 W 130th St Suite 240 | (913) 905-1486 |
KMO Insurance Agency in Overland Park, Kansas provides personal and commercial umbrella liability coverage to extend policy limits beyond standard home and auto insurance. It helps safeguard clients from major claims and lawsuits by offering an additional layer of financial protection. The agency works closely with customers to assess their risk exposure and arrange adequate excess liability coverage. KMO Insurance serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Capstone Insurance Agency serves Overland Park, Kansas, and the surrounding communities, handling umbrella insurance for individuals and families. This type of coverage extends liability protection beyond standard home and auto policies, safeguarding assets against major claims. For each client, the agency begins with a detailed review of existing policies to identify potential coverage gaps. It then carefully explains available limits and policy terms. To handle a typical job, the agency customizes the policy limits to match the client’s specific asset profile and personal liability risks.
Blue Valley Insurance Agency specializes in providing umbrella insurance coverage, offering an extra layer of liability protection that extends beyond standard auto and homeowners policies. The agency serves clients in Overland Park, Kansas, helping them safeguard their assets against major claims and lawsuits. By tailoring policies to individual risk profiles, it works to reduce financial exposure in everyday situations. This umbrella expertise is particularly valuable during the spring storm season, when increased property damage risks make additional liability coverage a prudent consideration.
As the seasons in Overland Park bring severe storms and unexpected risks, property owners seek dependable financial protection. Flury-Hinderks Insurance Agency addresses this need by offering personalized umbrella insurance policies that extend liability coverage beyond standard home or auto plans. This added layer helps safeguard assets against major claims or lawsuits. An initial consultation with the agency assesses each client’s current coverage and identifies potential gaps in liability limits, providing a clear path to broader security. A review of individual policies and risk factors begins this process.
Dream Assurance serves homeowners in Overland Park with tailored umbrella insurance for residential property liability. The company also offers commercial coverage for local businesses needing extended protection beyond standard policies. Overland Park, Kansas, agents assist clients throughout the metropolitan area by evaluating existing insurance limits. Their umbrella policies help safeguard assets from major claims or lawsuits. After initial coverage is arranged, the company provides easy follow-up for policy reviews or adjustments between regular visits.
The Reilly Company in Overland Park, Kansas provides general liability solutions and specializes in umbrella insurance coverage tailored for extra protection above standard policy limits. This local agency assists clients with evaluating sufficient liability limits for their properties or operations. It serves a range of commercial sectors including offices, warehouses, and food service establishments that require extended liability safeguards against unforeseen claims.
McGriff & Associates LLC American Family Insurance, based in Overland Park, Kansas, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This local agency serves individuals and families in the greater Kansas City area who seek added financial security against major claims or lawsuits. Their services help clients safeguard personal assets by offering buffer liability limits that activate after underlying policies are exhausted. The agency can also specialize in higher coverage tiers for those with significant property holdings or recreational vehicles.
Agency Insurance serves the Overland Park, Kansas area with umbrella insurance policies designed to extend personal liability coverage. This type of policy adds an extra layer of protection beyond the limits of homeowners or auto insurance. Clients often use umbrella coverage to shield assets from unexpected lawsuits or large claims. The agency handles policy selection and claims support for these liability needs. It specifically assists with personal umbrella coverage for homeowners and drivers.
Homeowners, property managers, and business owners in Overland Park, Kansas, turn to Kim Hower American Family Insurance for umbrella insurance coverage. This agency helps clients secure additional liability protection beyond standard policies, offering a safety net against major claims. Services focus on assessing individual risk levels and recommending appropriate coverage limits. The agency also serves clients in the broader Johnson County area, including neighboring Leawood.
HighPointe Insurance Services, LLC provides a full range of personal and commercial umbrella insurance coverage in the Overland Park, Kansas area. Its service plans include thorough policy reviews to help clients understand liability limits and potential gaps in existing coverage. Ongoing maintenance plans involve regular consultations to adjust policies as client circumstances evolve or local market conditions shift. The agency typically services single-family homes, apartments, retail spaces, and restaurants requiring additional layers of liability protection.
What Does an a Umbrella Insurance Agent in Overland Park Cost?
Umbrella insurance costs in Kansas typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits may cost 75 to 150 dollars per additional million. Factors like your driving record home value and number of properties affect the price. This is general information not insurance advice.
About umbrella insurance agents in Overland Park
Umbrella insurance agents in Overland Park Kansas help residents secure extra liability coverage beyond standard auto and home policies. Kansas law allows umbrella policies to provide additional protection against large claims or lawsuits. Local agents understand the specific risks in Johnson County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Overland Park do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. In Kansas these policies typically start at 1 million dollars in coverage. The agent reviews your assets and risks to recommend an appropriate amount.
How much umbrella insurance do I need in Kansas?
The amount of umbrella insurance you need depends on your assets and potential liability risks. Many Kansas agents suggest coverage equal to your net worth plus future earnings. Common limits range from 1 million to 5 million dollars.
Is umbrella insurance required by Kansas law?
No Kansas law does not require umbrella insurance. However it can protect you from financial loss if you are sued for damages exceeding your auto or homeowners policy limits. Courts in Kansas can award large judgments so extra coverage is often recommended.