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HomeUmbrella Insurance AgentsKansas › Manhattan

Find Umbrella Insurance Agents Near You in Manhattan, KS

Browse umbrella insurance agents serving Manhattan, Kansas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Manhattan, Kansas is Copeland Insurance Agency, rated 4.9 stars across 218 reviews. Other highly rated options include Pray Family Agency: Allstate Insurance, Shelter Insurance - Joe McCarthy, Bankers Life. This directory lists 19 umbrella insurance agents serving Manhattan.

Showing 19 umbrella insurance agents in Manhattan, KSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Copeland Insurance Agency601 S 5th St STE B(785) 776-0089
2Pray Family Agency: Allstate Insurance409 Poyntz Ave Ste A(785) 537-4101
3Shelter Insurance - Joe McCarthy2048 Tuttle Creek Blvd Ste B1(785) 537-1122
4Bankers Life1115 Westport Dr Ste B(785) 587-8173
5Tim Engle Agency, Inc. American Family Insurance3320 Anderson Ave(785) 539-9200
6Wild & Associates LLC American Family Insurance1601 Poyntz Ave(785) 560-3004
7Kramer Agency & Associates LLC American Family Insurance5410 Ledge Stone Dr #110(785) 776-4518
8Cura Insurance120 N 4th St Suite E(785) 370-0722
9Shelter Insurance - Mike Bean2308 Anderson Ave(785) 537-1718
10Brian Green: Allstate Insurance3202 Kimball Ave(785) 465-4276
CI
601 S 5th St STE B
Copeland Insurance Agency
Umbrella Insurance Agent · Manhattan, KS

Copeland Insurance Agency serves the Manhattan, Kansas area as an umbrella insurance agent. It provides extra liability coverage that extends beyond the limits of standard homeowners and auto policies. This type of policy helps protect clients against major claims and lawsuits that could otherwise threaten personal assets. The agency assists residents with securing additional layers of liability protection for comprehensive risk management. It handles excess liability policies for both personal and commercial insurance needs within the local community.

PF
409 Poyntz Ave Ste A
Pray Family Agency: Allstate Insurance
Umbrella Insurance Agent · Manhattan, KS

Pray Family Agency: Allstate Insurance provides umbrella insurance coverage in Manhattan, Kansas, offering policies designed to extend liability protection beyond standard home and auto limits. Their service includes helping clients assess their risk exposure and select appropriate coverage levels. Maintenance plans involve periodic policy reviews to adjust for life changes. They serve a variety of residential and commercial properties, including single-family homes, apartments, retail locations, and restaurants.

SI
2048 Tuttle Creek Blvd Ste B1
Shelter Insurance - Joe McCarthy
Umbrella Insurance Agent · Manhattan, KS

Shelter Insurance - Joe McCarthy serves homeowners, businesses, and property managers in the Manhattan, Kansas area by arranging umbrella liability coverage that extends beyond standard policy limits. This office helps clients protect assets from major claims or lawsuits, offering policies that layer over existing home, auto, or commercial insurance. The agency works to explain how additional liability protection can safeguard savings and future earnings. Joe McCarthy also provides these umbrella insurance services to residents and business owners in nearby Junction City.

BL
1115 Westport Dr Ste B
Bankers Life
Umbrella Insurance Agent · Manhattan, KS

Bankers Life, an umbrella insurance agent in Manhattan, Kansas, distinguishes between one-time policy setup consultations and ongoing account management for clients seeking excess liability coverage. This additional protection extends beyond the limits of standard homeowners and auto policies, covering unexpected claims that could otherwise threaten personal assets. The agent guides residents through policy options that raise coverage ceilings and broaden protection against lawsuits. Service arrangements here operate on an as-needed basis, responding to client requests for policy reviews, adjustments, or new quotes without a fixed schedule.

TE
3320 Anderson Ave
Tim Engle Agency, Inc. American Family Insurance
Umbrella Insurance Agent · Manhattan, KS

Serving Manhattan, Kansas, and the surrounding communities, Tim Engle Agency, Inc. American Family Insurance handles umbrella insurance coverage for local residents. This type of policy provides additional liability protection beyond the limits of a standard home or auto insurance policy. The agency works to help clients understand how an umbrella policy can safeguard their assets and future earnings. For each client, the agency typically reviews existing coverages and risk factors to recommend an appropriate amount of supplemental protection.

WA
1601 Poyntz Ave
Wild & Associates LLC American Family Insurance
Umbrella Insurance Agent · Manhattan, KS

Wild & Associates LLC American Family Insurance specializes in arranging umbrella insurance policies and also handles standard personal insurance coverages for clients in Manhattan, KS. Their umbrella policies provide additional liability protection above existing home and auto limits, serving residents and small businesses with extended defense against major claims. As the seasons bring holiday gatherings or summer pool parties, the firm helps local policyholders secure a crucial extra layer against unforeseen accidents on their property.

KA
5410 Ledge Stone Dr #110
Kramer Agency & Associates LLC American Family Insurance
Umbrella Insurance Agent · Manhattan, KS

As spring storms roll across the Flint Hills, homeowners in Manhattan, KS, often seek broader liability protection beyond standard policies. Kramer Agency & Associates LLC American Family Insurance provides umbrella insurance agent services to help local residents secure extra coverage that can shield assets from major claims or lawsuits. This additional layer of liability insurance typically kicks in after underlying home or auto policies are exhausted. An initial consultation begins with a review of the client’s current policies and overall asset exposure to determine appropriate coverage limits.

CI
120 N 4th St Suite E
Cura Insurance
Umbrella Insurance Agent · Manhattan, KS

Cura Insurance provides general liability coverage in Manhattan, Kansas, and its surrounding areas. The agency specializes in umbrella insurance policies, which extend additional protection above the limits of standard commercial or personal insurance plans. This added layer of excess liability coverage helps clients manage larger claims and legal expenses that could otherwise threaten their assets. Cura Insurance serves a range of commercial sectors, including offices, warehouses, and food service establishments.

SI
2308 Anderson Ave
Shelter Insurance - Mike Bean
Umbrella Insurance Agent · Manhattan, KS

Shelter Insurance - Mike Bean provides residential umbrella insurance services to clients in the Manhattan, Kansas area, offering an extra layer of liability protection that goes beyond a standard homeowners policy. The agency also assists local businesses with commercial umbrella coverage, helping to safeguard assets against major claims. Serving Manhattan and the surrounding region, Mike Bean works with policyholders to review their existing coverage and identify gaps. Follow-up consultations are offered periodically, and ongoing support is provided between regular office visits to address any questions or policy changes.

BG
3202 Kimball Ave
Brian Green: Allstate Insurance
Umbrella Insurance Agent · Manhattan, KS
HA
422 N Juliette Ave
Holmes Agency LLC
Umbrella Insurance Agent · Manhattan, KS
(785) 539-0225
holmesinsuranceagency.com
LS
2401 Seth Child Rd #140
Legacy Solutions Insurance LLC
Umbrella Insurance Agent · Manhattan, KS
(785) 789-3441
legacysolutionsks.com
AM
321 Southwind Rd
AAA Manhattan
Umbrella Insurance Agent · Manhattan, KS
(785) 776-3131
cluballiance.aaa.com/locations/aaa-stores/AG134/aaa-manhattan-321-southwind-road-manhattan
DS
201 Seth Child Rd
Dillon Schwerdt American Family Insurance
Umbrella Insurance Agent · Manhattan, KS
(785) 539-6949
amfam.com/agents/kansas/manhattan/dillon-schwerdt
CW
555 Poyntz Ave #205
Charlson & Wilson Insurance Agency
Umbrella Insurance Agent · Manhattan, KS
(785) 537-1600
charlsonwilson.com
DI
527 Fort Riley Blvd
Dillon Insurance Agency
Umbrella Insurance Agent · Manhattan, KS
(785) 539-3048
dillon-insurance.com
AL
1014 Poyntz Ave B
Al Langton Insurance
Umbrella Insurance Agent · Manhattan, KS
(785) 776-4091
langtonins.com
RI
121 N 8th St
Raleigh Insurance Agency, Inc.
Umbrella Insurance Agent · Manhattan, KS
(785) 810-8050
raleighinsurance.biz
SI
2048 Tuttle Creek Blvd Ste B2
Shelter Insurance - Brian Nelson
Umbrella Insurance Agent · Manhattan, KS
(785) 776-7751
shelterinsurance.com/CA/agent/BRIANNELSON

What Does an a Umbrella Insurance Agent in Manhattan Cost?

The cost of an umbrella insurance policy in Kansas typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Premiums depend on your driving record number of properties and risk factors. For higher limits like two or three million dollars the cost increases proportionally. This is general information not insurance advice.

About umbrella insurance agents in Manhattan

An umbrella insurance agent in Manhattan Kansas helps you add a layer of liability protection above your existing auto and homeowners policies. Kansas law does not require umbrella insurance but it can shield your savings and future income from large lawsuits. Local agents understand the risks specific to Manhattan including accidents near Kansas State University or incidents on rural roads.

Frequently Asked Questions

What does an umbrella insurance agent do in Manhattan Kansas?

An agent reviews your current auto and home policies to determine the right amount of extra liability coverage. They help you purchase a policy that kicks in after your base limits are exhausted. This is useful if you are sued for damages exceeding your standard policy limits.

How much umbrella coverage do I need in Kansas?

Most agents recommend at least one million dollars in umbrella coverage. Kansas has no cap on personal injury awards so a serious accident can lead to a large judgment. Your agent will assess your assets and income to suggest an appropriate limit.

Can I add umbrella coverage to my existing Manhattan insurance policy?

Yes umbrella policies are usually sold as add-ons to your auto or homeowners insurance. Your agent in Manhattan can bundle them with your current carrier or find a separate company. You must have minimum underlying liability limits typically 250000 for auto and 300000 for home.

Umbrella Insurance Agents in Other Kansas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.