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Compare umbrella insurance agents in St Simons Island. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Georgia before hiring.
Showing 17 umbrella insurance agents in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maggie Dutton - State Farm Insurance Agent
400 Main St STE 7, St Simons Island, GA 31522
(912) 638-1881
maggiedutton.com
Seban's Insurance Solutions
312 Plantation Chase, St Simons Island, GA 31522
(912) 638-0552
sebans.com
Fleet Risk Management Inc
2485 Demere Rd #100, St Simons Island, GA 31522
(912) 638-8277
assuredpartners.com
Robinson & Associates Insurance, Inc
4 Retreat Pl, St Simons Island, GA 31522
(912) 638-9717
robinsoninsures.com
Salem & Co
301 Plantation Chase, St Simons Island, GA 31522
(912) 666-6165
Turner & Associates Insurance
125 Longview Plaza Driveway, St Simons Island, GA 31522
(912) 265-2840
McGinty-Gordon & Associates
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600
mgassi.com
Protect Pro Insurance
122 Circle Dr, St Simons Island, GA 31522
(770) 273-9059
Lighthouse Benefit Advisors
400 Ocean Blvd Ste. 1102, St Simons Island, GA 31522
(912) 771-8230
lighthousebenefitadvisors.com
Oakbridge Insurance
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600
oakbridgeinsurance.com
Lighthouse Benefit Resources
400 Ocean Blvd Ste. 1100, St Simons Island, GA 31522
(912) 268-4604
lighthousebenefitadvisors.com
Gallagher Insurance, Risk Management & Consulting
2485 Demere Rd 100 St, St Simons Island, GA 31522
(912) 638-8277
assuredpartners.com
The Hawthorne Agency Inc
2483 Demere Rd Ste 202, St Simons Island, GA 31522
(912) 222-6465
Paul Jackson Insurance
311 Plantation Chase, St Simons Island, GA 31522
(912) 638-6500
Golden Isles Captive Insurance
146 Shore Rush Dr, St Simons Island, GA 31522
(229) 630-1772
Premiere Coastal Insurance Group
St Simons Island, GA 31522
(912) 268-2691
Insurance Office of America
1624 Frederica Rd Suite 4, St Simons Island, GA 31522
(912) 208-3993
ioausa.com
An umbrella insurance agent in St Simons Island Georgia helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Georgia law does not require umbrella insurance but it can protect your assets against large lawsuits or claims. Local agents understand the coastal risks of Glynn County including hurricane and flood exposures.
What Does a Umbrella Insurance Agent in St Simons Island Cost?
The cost of an umbrella insurance policy in Georgia typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums depend on your underlying policy limits driving record and property risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in St Simons Island do?
An umbrella insurance agent helps you obtain a personal liability umbrella policy that provides coverage above the limits of your underlying home and auto policies. They assess your assets and risk factors to recommend appropriate coverage amounts. This is especially important in Georgia where liability claims can exceed standard policy limits.
How much umbrella insurance do I need in Georgia?
The amount of umbrella insurance you need depends on your total assets and potential liability exposure. Many agents recommend at least 1 million dollars in coverage. In Georgia there is no statutory minimum but you should consider your home value savings and future income when choosing a limit.
Is umbrella insurance required by law in Georgia?
No umbrella insurance is not required by Georgia law. However it is strongly advised for individuals with significant assets or high liability risks. Georgia follows a modified comparative fault rule which means you could be held responsible for damages even if you are only partially at fault.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Georgia.