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Find Umbrella Insurance Agents Near You in Athens, GA

Browse umbrella insurance agents serving Athens, Georgia. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Athens, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Georgia before hiring.
Showing 16 umbrella insurance agents in Athens, GA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
2141 W Broad St B, Athens, GA 30606
(706) 591-7016 locations.acceptance.com
Graham Life Services
3720 Atlanta Hwy Suite 1, Athens, GA 30606
(706) 749-7001 graham.life
Velox Insurance
2597 Atlanta Hwy, Athens, GA 30606
(706) 850-3900 locations.veloxinsurance.com
ATI Insurance Agency - Athens
760 Hawthorne Ave Suite A, Athens, GA 30606
(706) 227-4995 atiinsurance.com
Larry Baumwald Insurance
260 N Milledge Ave, Athens, GA 30601
(706) 353-8444 baumwald.com
Chastain & Associates Insurance
272 W Hancock Ave, Athens, GA 30601
(706) 543-2575 chastain-assoc.com
Cole Hixon Insurance, Inc.
1640 Prince Ave, Athens, GA 30606
(706) 353-8766 colehixoninsurance.com
A Better World Insurance
1069 Baxter St Unit B, Athens, GA 30606
(706) 354-8137 abwinsurance.com
Ensure All Insurance
700 Oglethorpe Ave Suite B-1, Athens, GA 30606
(706) 548-4411 ensureallinsurance.com
Johnson Insurance Services
250 Gaines School Rd, Athens, GA 30605
(706) 208-1708 jjinsure.com
Globe Life Family Heritage Division: The Rivas Agency
1060 Gaines School Rd a3, Athens, GA 30605
(706) 389-0972 fh.globelifeinsurance.com
Pillar Insurance Agency, LLC
465 Huntington Road Suite #140, Athens, GA 30606
(706) 710-4652 pillar-ins.com
Growth Insurance GA
3320 Old Jefferson Rd, Athens, GA 30607
(404) 465-3052
Site Map | Mountain States Insurance Group
360 Alps Rd, Athens, GA 30604
(800) 226-1919 msig-nm.com
Ordinary Policy Insurance Agency
2360 Prince Ave, Athens, GA 30606
(706) 350-5904
Madison Insurers Athens
890 Old Hull Rd, Athens, GA 30601
(706) 549-0043 madisoninsurers.com

Umbrella insurance agents in Athens Georgia help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Georgia law requires minimum liability coverage for drivers but does not mandate umbrella insurance. An agent can explain how Georgia courts handle personal injury lawsuits and why extra protection matters for Athens homeowners and business owners.

What Does a Umbrella Insurance Agent in Athens Cost?

Umbrella insurance in Georgia typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million or 5 million may cost 200 to 500 dollars annually. Costs vary based on your risk profile number of vehicles and property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Athens do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing auto and home insurance. They assess your personal risk factors such as property value and driving history to recommend appropriate coverage limits.
Do I need umbrella insurance in Georgia?
Georgia does not require umbrella insurance by law but it can protect your assets if you are sued for damages. If you have significant savings own rental property or engage in activities like boating or coaching sports an agent can advise on whether umbrella coverage is right for you.
How much umbrella coverage should I get in Athens Georgia?
Most agents recommend starting with at least 1 million dollars in umbrella coverage. The right amount depends on your net worth income and potential liability risks. An agent can help calculate a suitable limit based on your specific situation.