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Find Umbrella Insurance Agents Near You in Athens, GA

Browse umbrella insurance agents serving Athens, Georgia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Athens, Georgia is Acceptance Insurance, rated 4.7 stars across 432 reviews. Other highly rated options include Graham Life Services, Velox Insurance, ATI Insurance Agency - Athens. This directory lists 16 umbrella insurance agents serving Athens.

Showing 16 umbrella insurance agents in Athens, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance2141 W Broad St B(706) 591-7016
2Graham Life Services3720 Atlanta Hwy Suite 1(706) 749-7001
3Velox Insurance2597 Atlanta Hwy(706) 850-3900
4ATI Insurance Agency - Athens760 Hawthorne Ave Suite A(706) 227-4995
5Larry Baumwald Insurance260 N Milledge Ave(706) 353-8444
6Cole Hixon Insurance, Inc.1640 Prince Ave(706) 353-8766
7Chastain & Associates Insurance272 W Hancock Ave(706) 543-2575
8Ensure All Insurance700 Oglethorpe Ave Suite B-1(706) 548-4411
9A Better World Insurance1069 Baxter St Unit B(706) 354-8137
10Globe Life Family Heritage Division: The Rivas Agency1060 Gaines School Rd a3(706) 389-0972
AI
2141 W Broad St B
Acceptance Insurance
Umbrella Insurance Agent · Athens, GA

Athens residents seeking protection from liability claims exceeding standard policy limits for car accidents or home incidents turn to Acceptance Insurance. This agency offers personal umbrella coverage, providing an extra layer of security after underlying policies reach their payout caps. The agent explains how a single claim could otherwise threaten household savings or future earnings. An initial consultation typically reviews existing auto and homeowners coverage to identify necessary underlying limits. A quick inspection of the property or driver profile follows to confirm eligibility and provide a tailored quote.

GL
3720 Atlanta Hwy Suite 1
Graham Life Services
Umbrella Insurance Agent · Athens, GA

Graham Life Services serves the Athens, Georgia area as an umbrella insurance agent. The company assists local clients in obtaining excess liability coverage that extends beyond the limits of standard home and auto policies. This type of insurance provides an additional layer of financial protection against major claims or lawsuits. Professionals and families in the region rely on such coverage to safeguard their assets. The agency specifically handles umbrella policy placements and personal liability risk assessments for residents in and around Athens.

VI
2597 Atlanta Hwy
Velox Insurance
Umbrella Insurance Agent · Athens, GA

Velox Insurance provides umbrella liability coverage in Rome, Georgia, offering extended protection beyond standard home and auto policies. Its service-oriented approach includes personalized consultations to assess existing coverage limits and identify potential exposure gaps. Maintenance plans involve periodic policy reviews to adjust coverage as property values or business operations evolve. The company services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.

AI
760 Hawthorne Ave Suite A
ATI Insurance Agency - Athens
Umbrella Insurance Agent · Athens, GA

ATI Insurance Agency in Athens, Georgia provides umbrella insurance services designed to extend liability coverage beyond standard policy limits. Policyholders benefit from tailored service plans that help assess exposure risks and integrate additional layers of protection. The agency manages ongoing account reviews to ensure coverage adapts to evolving needs without unnecessary gaps. Its umbrella insurance solutions support a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.

LB
260 N Milledge Ave
Larry Baumwald Insurance
Umbrella Insurance Agent · Athens, GA

Larry Baumwald Insurance serves homeowners, businesses, and property managers in Athens, Georgia, by providing umbrella insurance policies that offer additional liability coverage beyond standard limits. These policies help protect clients against major claims and lawsuits, securing their assets. The agency assists with personal and commercial umbrella needs, tailoring broader protection to suit different risk exposures. It also covers the neighboring Oconee County community, including Watkinsville and surrounding areas within the metro region.

CH
1640 Prince Ave
Cole Hixon Insurance, Inc.
Umbrella Insurance Agent · Athens, GA

Cole Hixon Insurance, Inc. offers umbrella insurance either as a one-time policy purchase or as a recurring annual service for ongoing protection. This coverage provides additional liability limits beyond standard auto or homeowners insurance, safeguarding local assets and future earnings. Serving residents and businesses in Athens, GA, the agency delivers professional liability risk management tailored to individual needs. Service for new and existing umbrella policies runs on both a one-time purchase basis and a scheduled renewal cycle as needed.

CA
272 W Hancock Ave
Chastain & Associates Insurance
Umbrella Insurance Agent · Athens, GA

Serving Athens, Georgia, and the surrounding communities, Chastain & Associates Insurance handles umbrella insurance needs for local clients. This type of coverage provides additional liability protection beyond standard home and auto policies. The agency works with individuals to evaluate their existing coverage limits and identify potential risks. Using a careful review of each client’s personal assets and liability exposures, it recommends an appropriate level of supplemental policy protection. To carry out a typical placement, it first analyzes current policies and then secures the tailored extension of coverage.

EA
700 Oglethorpe Ave Suite B-1
Ensure All Insurance
Umbrella Insurance Agent · Athens, GA

When winter storms or sudden spring downpours threaten Athens properties, homeowners often discover their standard policies may not cover extensive liability claims. Ensure All Insurance provides umbrella insurance solutions designed to fill those critical coverage gaps. As an Athens agent focused on umbrella insurance, the company works with local clients to assess individual risk profiles and recommend appropriate policy limits for broader protection against major lawsuits or property damages. Each engagement begins with a thorough review of existing coverage and a detailed on-site inspection of the client's residence or business premises.

BW
1069 Baxter St Unit B
A Better World Insurance
Umbrella Insurance Agent · Athens, GA

A Better World Insurance in Athens, GA specializes in umbrella insurance policies that provide extra liability coverage beyond standard auto and homeowners plans. It works with clients seeking added financial protection for personal assets and future earnings. To ensure proper coverage, the agency carefully reviews underlying policies and property details. This service is especially helpful when severe Georgia storms or local accidents threaten to trigger large claims that exceed normal policy limits.

GL
1060 Gaines School Rd a3
Globe Life Family Heritage Division: The Rivas Agency
Umbrella Insurance Agent · Athens, GA
PI
465 Huntington Road Suite #140
Pillar Insurance Agency, LLC
Umbrella Insurance Agent · Athens, GA
(706) 710-4652
pillar-ins.com
JI
250 Gaines School Rd
Johnson Insurance Services
Umbrella Insurance Agent · Athens, GA
(706) 208-1708
jjinsure.com
GI
3320 Old Jefferson Rd
Growth Insurance GA
Umbrella Insurance Agent · Athens, GA
(404) 465-3052
SM
360 Alps Rd
Site Map | Mountain States Insurance Group
Umbrella Insurance Agent · Athens, GA
(800) 226-1919
msig-nm.com/about-us/our-family-of-companies/donegal-insurance-group-georgia
OP
2360 Prince Ave
Ordinary Policy Insurance Agency
Umbrella Insurance Agent · Athens, GA
(706) 350-5904
MI
890 Old Hull Rd
Madison Insurers Athens
Umbrella Insurance Agent · Athens, GA
(706) 549-0043
madisoninsurers.com

What Does an a Umbrella Insurance Agent in Athens Cost?

Umbrella insurance in Georgia typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million or 5 million may cost 200 to 500 dollars annually. Costs vary based on your risk profile number of vehicles and property value. This is general information and not insurance advice.

About umbrella insurance agents in Athens

Umbrella insurance agents in Athens Georgia help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Georgia law requires minimum liability coverage for drivers but does not mandate umbrella insurance. An agent can explain how Georgia courts handle personal injury lawsuits and why extra protection matters for Athens homeowners and business owners.

Frequently Asked Questions

What does an umbrella insurance agent in Athens do?

An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing auto and home insurance. They assess your personal risk factors such as property value and driving history to recommend appropriate coverage limits.

Do I need umbrella insurance in Georgia?

Georgia does not require umbrella insurance by law but it can protect your assets if you are sued for damages. If you have significant savings own rental property or engage in activities like boating or coaching sports an agent can advise on whether umbrella coverage is right for you.

How much umbrella coverage should I get in Athens Georgia?

Most agents recommend starting with at least 1 million dollars in umbrella coverage. The right amount depends on your net worth income and potential liability risks. An agent can help calculate a suitable limit based on your specific situation.

Umbrella Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.