The top-rated umbrella insurance agent in Augusta, Georgia is Insurance Center, rated 4.9 stars across 778 reviews. Other highly rated options include Acceptance Insurance, Capps Insurance Agency, Blanchard & Calhoun Insurance Agency. This directory lists 17 umbrella insurance agents serving Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Center | 1499 Ellis St | (706) 722-4818 |
| 2 | Acceptance Insurance | 2803 Wrightsboro Rd STE 33 | (706) 591-7017 |
| 3 | Capps Insurance Agency | 1254 Broad St | (706) 722-7292 |
| 4 | Blanchard & Calhoun Insurance Agency | 245 Davis Rd | (706) 650-6000 |
| 5 | Whit Blanchard Insurance Group | 1901 Walton Wy | (706) 210-4651 |
| 6 | Affordable Insurance Agency, Inc. | 3084 Deans Bridge Rd | (706) 790-4381 |
| 7 | Affordable Insurance Agency | 3328 Washington Rd | (706) 262-4444 |
| 8 | Ashley Insurance Agency | 3240 Peach Orchard Rd #8 | (706) 793-2399 |
| 9 | Globe Life Liberty National Division: The Cannington Agency | 3633 Wheeler Rd # 350 | (912) 283-2220 |
| 10 | Peach State Insurance | 3420 Peach Orchard Rd | (706) 798-1352 |
Insurance Center serves the Augusta, Georgia metro area as a local umbrella insurance agent. The agency provides supplemental liability coverage that extends beyond the limits of standard home and auto policies. This additional protection can help shield personal assets from major claims or lawsuits. Umbrella policies typically cover legal costs, personal injury liability, and property damage liability that surpass underlying insurance limits. Insurance Center guides clients through assessing their risk exposure and selecting appropriate coverage limits. It specifically handles excess liability insurance and personal umbrella policies for area residents and businesses.
Acceptance Insurance serves homeowners, businesses, and property managers in Augusta, Georgia who need extra liability protection beyond standard policies. This umbrella insurance agency helps clients secure broader coverage limits that begin where basic auto, home, or commercial policies end. By offering straightforward guidance on these additional layers of liability protection, the agent assists with safeguarding assets from major claims. The company also provides its umbrella insurance services to residents and business owners in the Evans area of Columbia County.
Capps Insurance Agency in Augusta, GA offers comprehensive umbrella insurance services to extend liability coverage beyond standard policy limits. Their service approach includes evaluating individual risk exposures and tailoring excess liability solutions accordingly. Maintenance plans involve periodic policy reviews to ensure coverage keeps pace with changes in personal assets or business operations. The agency serves clients with diverse property types, including single-family homes, apartments, retail spaces, and restaurants.
Blanchard & Calhoun Insurance Agency serves homeowners, businesses, and property managers in Augusta, Georgia, offering umbrella insurance policies that provide additional liability coverage beyond standard home or auto limits. It helps clients protect assets from large claims and lawsuits by extending policy limits for greater financial security. Operations focus on assessing individual risk profiles and recommending appropriate coverage levels. The agency also serves clients in the neighboring community of Evans, located within the Augusta metro area.
Whit Blanchard Insurance Group in Augusta, GA, offers general liability protection that addresses common risks faced by businesses. The company specializes in adding umbrella insurance coverage, which provides extended limits beyond standard policies for major claims. This extra layer of protection helps safeguard assets when primary coverage is exhausted. Employees work with commercial clients in various sectors, including offices, warehouses, and food service operations.
Affordable Insurance Agency, Inc. serves the Augusta, Georgia area and its surrounding communities, handling clients’ needs for personal umbrella liability coverage. This firm works to provide an extra layer of protection that extends beyond the limits of standard auto or homeowners policies. Its typical approach involves reviewing an individual’s existing policies and assets to determine appropriate coverage levels, then helping secure the added liability limit for broader financial security.
As an umbrella insurance agent in Augusta, GA, Affordable Insurance Agency offers specialty excess liability coverage that extends beyond standard policy limits to protect assets. It also provides general service work by helping clients review existing home and auto policies to identify gaps in protection. During the peak of the hurricane season, it assists area homeowners in securing additional coverage against major storm-related lawsuits that can arise from flood or wind damage properties.
After heavy winter storms threaten local properties the following spring, residents across Augusta often review their liability coverage. Ashley Insurance Agency provides umbrella insurance in the CSRA to help protect personal assets from major claims that exceed standard policy limits. An umbrella policy from this firm extends extra liability protection beyond homeowners and auto policies, covering incidents such as lawsuits from accidents on your property or vehicle. The process begins with the agency performing a careful review of your existing coverage and risk factors during an initial no-obligation assessment.
Serving Augusta, Georgia, and the surrounding communities, Globe Life Liberty National Division: The Cannington Agency handles umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. This type of policy is designed to help safeguard personal assets against major claims and lawsuits. By assessing each client’s current risk profile and asset portfolio, the agency determines an appropriate level of additional coverage. For a typical job, it reviews existing policies from multiple carriers to ensure the umbrella layer seamlessly aligns with underlying coverage for comprehensive protection.
Peach State Insurance offers umbrella insurance as either a one-time policy or a recurring coverage option, providing a layer of liability protection that extends beyond standard home and auto policies. Located in Augusta, Georgia, the agency serves clients seeking additional security against major claims and lawsuits. Their umbrella policies are designed to offer broader coverage limits for qualified individuals in the surrounding area. These services are provided on an as-needed basis, allowing customers to schedule a policy review when they require extra liability safeguards.
What Does an a Umbrella Insurance Agent in Augusta Cost?
In Georgia, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Premiums may be higher for policies with higher limits or for individuals with multiple properties or vehicles. Costs vary by insurer, location in Augusta, and personal risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Augusta
Umbrella insurance agents in Augusta Georgia help you obtain extra liability coverage beyond your auto and home policies. Georgia law requires minimum liability limits for drivers, but an umbrella policy can provide additional protection for assets. Local agents understand the risks specific to the Augusta area, including weather-related claims and traffic on Interstate 20.
Frequently Asked Questions
What does an umbrella insurance agent in Augusta do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard policy limits. The agent assesses your assets and risk profile to recommend a suitable coverage amount. This service is available through independent agents and major carriers in Augusta.
How much umbrella coverage do I need in Georgia?
Common umbrella policy limits start at one million dollars and go up in one million dollar increments. The right amount depends on your net worth, income, and potential liability risks. An agent in Augusta can help you calculate a suitable limit based on your personal situation.
Is umbrella insurance required by Georgia law?
Georgia law does not require umbrella insurance. However, Georgia requires minimum auto liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident. An umbrella policy can provide additional protection if a lawsuit exceeds these minimums.
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